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Old 02-13-2025, 02:19 PM   #20581
Blaster86
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Quote:
Originally Posted by Winsor_Pilates View Post
This isn't accurate.
If the damage is less than your deductible, there's no point in reporting the crime.
I have been in this exact situation and stopped reporting our break ins. We would just call a locksmith and move on.
Same with strata buildings I was involved with.

I don't know if break ins are up or down right now, but there is truth to people not reporting incidents.

Businesses should always file a report, even if they don't file a claim every time. Insurance companies will use the fact you haven't been reporting things as justification for you not doing everything in your power to prevent future incidents and attempt to deny coverage. While I agree reporting is tedious and tiresome, no serious business is just going to stop. They might not file a claim, but they will definitely get a police report.


Edit- I actually have no idea about home break-ins and insurance. I know as a business we want to be on-top of it at all times.

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Originally Posted by shotinthebacklund
I am so glad you are so well informed about the constant theft, vandalism, and destruction my company receives in Calgary from your high horse in Vancouver. Your aggressive assertion I am lying about something is ridiculous. What benefit do I receive from lying, More attacks from you and the like?

We have our fences rammed for them to steal 100 dollars of scrap aluminum.

Our F450 has been stolen 4 times in 5 years.

Our exhaust on this truck has been stolen twice (12k each time)

Every power cord in our yard has been cut and stolen a half dozen times.

Batteries stolen off the trailers
Wheels stolen

Our neighbour building had the entire buildings wiring stripped while it was vacant. Thieves were caught on the roof stripping wire.

A stainless staircase in a bakery was stolen and cut up for scrap.

A bundle of aluminum tubing stolen off my racks.

A travel trailer smashed to #### for them to steal a lighter and a bag of dog food (this guy was caught)

License plates stolen and replaced with other stolen plates to cover their tracks.

I could go on and on.

This is in the last 5 years alone. not counting the dozens of other thefts.

they may steal 10 dollars of stuff and cause 10K of damage to do it.

When provided full pictures, video off our security system we are literally told they cant do anything about it.

Dont trust me, that's fine. Thats on you. Just know its all the truth.
1. Anecdotal evidence is not evidence of an overall rising trend. It sucks when bad things happen, and can definitely leave a bad taste it one's mouth, but it cannot be used alone as data to prove trends.
2. I called you full of #### because you claimed your business had stopped filing police reports. As I pointed out above, you don't file them because you expect results. You file them because the insurance company is going to ask for them. No business is going to ever stop. If you stop reporting them, when something does actually happen they will say you were not doing everything you could to prevent it from happening.
4. I am not going to argue with you in two places.
3. My high horse is in North Vancouver, please get that right. I look down upon the peasants across my precious bridges in basic Vancouver.
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Old 02-13-2025, 02:24 PM   #20582
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If you look around Vancouver you will also notice almost all the vast numbers of Pawn shops that used to dot the Broadway, Commercial and DTES have closed, again there is no money in second hand gear anymore
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Old 02-13-2025, 02:36 PM   #20583
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Quote:
Originally Posted by shotinthebacklund
Pretty classless to take a private message and post it on the general page.
Its called private for a reason.
Much like in real life, when you don't trust someone or have concerns about someone you don't put yourself in a position to be alone with them. Also, like I said, I am not arguing with you in two different places on the same topic.
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Old 02-13-2025, 02:39 PM   #20584
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Quote:
Originally Posted by Blaster86 View Post
Businesses should always file a report, even if they don't file a claim every time. Insurance companies will use the fact you haven't been reporting things as justification for you not doing everything in your power to prevent future incidents and attempt to deny coverage. While I agree reporting is tedious and tiresome, no serious business is just going to stop. They might not file a claim, but they will definitely get a police report.


Edit- I actually have no idea about home break-ins and insurance. I know as a business we want to be on-top of it at all times.



1. Anecdotal evidence is not evidence of an overall rising trend. It sucks when bad things happen, and can definitely leave a bad taste it one's mouth, but it cannot be used alone as data to prove trends.
2. I called you full of #### because you claimed your business had stopped filing police reports. As I pointed out above, you don't file them because you expect results. You file them because the insurance company is going to ask for them. No business is going to ever stop. If you stop reporting them, when something does actually happen they will say you were not doing everything you could to prevent it from happening.
4. I am not going to argue with you in two places.
3. My high horse is in North Vancouver, please get that right. I look down upon the peasants across my precious bridges in basic Vancouver.
Pretty classless to post a private message someone sent you on the general page.
I was not showing a trend or disputing statistics. I was posting my personal experiences with the crime ongoing in my area.

All of the above have reported and filed with the police. Its the dozens of other things that happen non sto. But hey, cold weather is great! Way less prowlings and break ins
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Old 02-13-2025, 02:48 PM   #20585
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Im getting some good second hand embarrassment here. Top stuff.
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Old 02-13-2025, 03:12 PM   #20586
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At my work, I have reported two thefts in the last 12ish years. Probably had between 25-35 thefts in that timeframe.

Certainly not saying crime is up or down, but I have been told so many times that there is nothing police can do, even when I have videos. So went through the motions calling police for about 5 years (so starting 17ish years ago) before I gave up.

It has not affected our insurance at all. When the thefts are large enough I call the police so I can make an insurance claim.

Not blaming the police, just have been through it enough times to know when I am wasting their time and my time.

Edit: I guess this is just my experience, so take it as that. If you don’t believe me, you don’t have to respond. Just PM me if you like.
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Old 02-13-2025, 03:22 PM   #20587
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Does any one know of the account name of a Moderator on this forum?
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Old 02-13-2025, 03:28 PM   #20588
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Does any one know of the account name of a Moderator on this forum?
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Old 02-13-2025, 03:30 PM   #20589
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Ahahaa. Some good stuff from the memory banks.
New Abacus poll in (which they did two completely separate surveys to as their numbers seem to contradict other recent polls showing a much tighter race)



https://abacusdata.ca/canadian-polit...february-2025/



There's lots of uncertainty in polls today which I conceded based on the Trump and 51st state factor being a black swan event for the CPC they were clearly unprepared for, but best not to count the chickens before they hatch if your sole intention is to gloat when Canadian political priorities completely changed since my post (including my own personal ones).

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Old 02-13-2025, 03:38 PM   #20590
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Quote:
Originally Posted by Blaster86 View Post
Businesses should always file a report, even if they don't file a claim every time. Insurance companies will use the fact you haven't been reporting things as justification for you not doing everything in your power to prevent future incidents and attempt to deny coverage. While I agree reporting is tedious and tiresome, no serious business is just going to stop. They might not file a claim, but they will definitely get a police report.
What are you basing this on?
Do you have a commercial business & commercial insurance policy?

I do, and there's no such requirement to get a police report for every incident.
Can you point out where in your commercial insurance policy you're getting this?

I'm giving you the benefit of the doubt you're not just making it up.
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Old 02-13-2025, 03:39 PM   #20591
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Quote:
Originally Posted by Winsor_Pilates View Post
What are you basing this on?
Do you have a commercial business & commercial insurance policy?

I do, and there's no such requirement to get a police report for every incident.
Can you point out where in your commercial insurance policy you're getting this?

I'm giving you the benefit of the doubt you're not just making it up.

In filing an insurance claim for your business caused by someone committing a crime you have never had the insurance company request the police report?


Quote:
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There's lots of uncertainty in polls today which I conceded based on the Trump and 51st state factor being a black swan event for the CPC they were clearly unprepared for, but best not to count the chickens before they hatch if your sole intention is to gloat when Canadian political priorities completely changed since my post (including my own personal ones).

Polls aren't the actual election, so while it gives us an idea and shows that things are much closer than they were looking to be, you are correct. Anyone assuming there is a guaranteed result in the offing is a silly billy.
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Old 02-13-2025, 03:50 PM   #20592
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Carney will enjoy the expected bump, but if he doesn't perform well in the debates it won't last long.

However Canadians are easy deluded it seem, even by a guy that doesn't know where steel is used and wears $2200 shoes while telling everyone he's an 'outsider', so who knows what will happen.

I'd put my money on the boot lickers further doing their thing. We already known outright corruption doesn't matter.
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Old 02-13-2025, 03:50 PM   #20593
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Quote:
Originally Posted by Blaster86 View Post
In filing an insurance claim for your business caused by someone committing a crime you have never had the insurance company request the police report?
If the damage is below deductible, we wouldn't claim it so that question isn't applicable.
If the incident is large enough, we would claim & file.

We've never been denied a claim because we didn't report all the other smaller ones & there's nothing in our policy saying we have to report everything.
So to the point; the actual number of reported claims/reports isn't representative of the full number of incidents.
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Old 02-13-2025, 03:55 PM   #20594
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I mean its easy to understand why all the past PMs are making such a 'Canada First' show now. Because they all helped gut our country which has now brought us to this point.

https://twitter.com/user/status/1890128005567058227
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Old 02-13-2025, 03:59 PM   #20595
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Not concerning at all.

https://twitter.com/user/status/1890169954533798170
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Old 02-13-2025, 04:01 PM   #20596
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What’s the price of the most Prime Ministerial shoes, I wonder?

Like, at what point does it go from ‘wow, they really know value’ to ‘they’re just cheap’ and ‘they know quality and are willing to pay for it’ to ‘hey, look at what they paid for those shoes!’
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Old 02-13-2025, 04:04 PM   #20597
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Is Cooper the guy who published “evidence” of an RCMP officer meeting with someone connected to a China crime syndicate or something and it turned out it was actually just a clip from a Chinese comedy movie?
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Old 02-13-2025, 04:05 PM   #20598
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What’s the price of the most Prime Ministerial shoes, I wonder?

Like, at what point does it go from ‘wow, they really know value’ to ‘they’re just cheap’ and ‘they know quality and are willing to pay for it’ to ‘hey, look at what they paid for those shoes!’
Only tangentially related but the stupidest parliamentary tradition is the Finance Minister going out to get a new pair of shoes for budget day. Our government could do with a serious modernization and get rid of much of the stupid pomp and circumstance.
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Old 02-13-2025, 04:05 PM   #20599
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Nobody is paying $2200 for shoes because they are 'quality and we are willing to pay for them.'
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Old 02-13-2025, 04:06 PM   #20600
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Quote:
Originally Posted by Winsor_Pilates View Post
If the damage is below deductible, we wouldn't claim it so that question isn't applicable.
If the incident is large enough, we would claim & file.

We've never been denied a claim because we didn't report all the other smaller ones & there's nothing in our policy saying we have to report everything.
So to the point; the actual number of reported claims/reports isn't representative of the full number of incidents.

We have always been encouraged by our insurance company and ABLE BC to report damage and property destruction. While we are obviously not filing insurance claims on all of it, when filing a claim we have been requested to provide previous police reports in regards to similar incidents.


This is pretty standard across the liquor industry in BC, going so far to have log books documenting even the smallest things like shop lifting of single cans. Maybe I am attributing what is common to my industry and assuming it's the same for others. I'm also attributing what would happen in BC to what would happen in Alberta.



This all being said, I would concede that not reporting will not lead to nullifying his insurance, the list he then summarized is no small amount of damage and is not something that would go unreported, unclaimed and univestigated. That's just a lot of damage getting into the close to hundreds of thousands.
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