Vehicles - Monthly cost?

[DementedReality]

Originally Posted by kipperfan

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505/mth insurance(BAD part)

[Ironhorse]

2006 Cooper S & 2000 Expedition

$240 insurance on both vehicles (two drivers)
$420 on the Cooper (1/3 down)
$80 gas for the MINI, $140 for the Expedition

[mykalberta]

2003 Ford Mustaing Coupe.

Car Payment 164/month (5 year Loan)
Insurance 108/month (paid every 6 months)
Gas 85/month (averaged out, if I stayed in Calgary it would be about 50-60)
Mtce 22/month (car wash, oil change, interior cleaning)

MYK

[burn_baby_burn]

2003 Ford F-350 Super Duty Lariat

Monthly Payment: $750
Insurance annual: $820
Monthly fuel: $700 average

[GoinAllTheWay]

wow, a lot of people in here need a quote done on their insurance. PM me if you are interested. I think I could beat a number of those premiums. Specialy the guy with the Mustang paying $40/mnth to park that thing.

[nfotiu]

US Dollars
2 cars
$1550/month payments
$186/month insurance
$220/month gas
$4000/year - Car tax #$@##$@?

[Nufy]

2000 Jeep GC PD for
Ins 75/mth
Gas 150/mth

[CubicleGeek]

2001 Pathfinder

Vehicle is Paid
Insurance: $105/month
Gas: ~$120/month
Maintenance: ~$50/month

Maintenance includes things like car washes, fluids, oil changes, and regular tune-ups.

[Jiggy_12]

Originally Posted by Burninator

Oh come. How are you paying $40 less than me? We are in the exact same category and I would think your car would in a higher bracket than mine, since yours is a two door sports car and mine is a four door.

I increased the deductible to $1000 instead of $500, made a big difference.

Also, perfect track record.

[Shazam]

$1000 deductible?!? Yikes.

You guys had better shop around for some better insurance. You guys are getting majorly ripped-off.

Holy fark, my deductibles are $250 and $125.

[Jiggy_12]

Originally Posted by Shazam

$1000 deductible?!? Yikes.

You guys had better shop around for some better insurance. You guys are getting majorly ripped-off.

Holy fark, my deductibles are $250 and $125.

Well, what's your age?

[Shazam]

Originally Posted by Jiggy_12

Well, what's your age?

Old enough

But that's a huge drop in your premium just because you went to $1000, which to me means that your insurance company is ripping you off big time. Normally the savings from changing deductible amounts are very small, even if you're young.

[Jiggy_12]

Originally Posted by Shazam

Old enough

But that's a huge drop in your premium just because you went to $1000, which to me means that your insurance company is ripping you off big time. Normally the savings from changing deductible amounts are very small, even if you're young.

I think it went from about $260 with a $500 deductible, to $220 with $1000. Plus, I'm 21 and drive a Mustang. So that doesn't help either

[Shazam]

Originally Posted by Jiggy_12

I think it went from about $260 with a $500 deductible, to $220 with $1000. Plus, I'm 21 and drive a Mustang. So that doesn't help either

Look around. When I was 22 and got my first car, I was amazed at the variance in premiums offered. I'm talking 100% differences in price.

[burn_baby_burn]

Originally Posted by GoinAllTheWay

wow, a lot of people in here need a quote done on their insurance. PM me if you are interested. I think I could beat a number of those premiums. Specialy the guy with the Mustang paying $40/mnth to park that thing.

I was surprised as well. I grew up in a small town and even though I don't live anywhere near it now I still get my insurance there. There are huge advantages to knowing your insurance agent personally and being able to talk to directly to her at any time.

[GoinAllTheWay]

Originally Posted by burn_baby_burn

There are huge advantages to knowing your insurance agent personally and being able to talk to directly to her at any time.

Yes and no. I'm a broker meaning I represent a number of the largest insurers in NA while agents are usualy a direct writer with only one company. As a broker, my hands are quite tied when it comes to setting rates, not much flexibility but on the other hand, we have close relationships with our underwriters and at times can plead a case in a way an agent could not.

Brokers are a good thing overall though. Having choices is always a good thing.

[RyZ]

2005 Hyundai Tucson

$250 Lease
$150 Insurance
$200-$300 Gas

It's not cheap.

[Sparks]

'97 Golf (1.8L)

Bought it used about 5-6 years ago, long since paid off.

Insurance: Just under $80/mo.
Gas: $70-$90.

If I had to pay $500+/month for insurance (even $300+), I would definitely sell the car. That's effing ridiculous.

[return to the red]

2003 Blazer ZR2
$0 in payments (bought outright)
$0 in gas per month (work pays all my gas except for the odd personal tank here or there)
$53 insurance per month (work pays 1/2 insurance)

2005 Mazda 6 (the wife's car)
$396 per month finance payment
$100 per month gas (we always take her car on trips)
~$90 per month insurance

[Bertuzzied]

2006 Honda Civic Hybrid
Monthly $880
Insurance $82
Gas $65

Ugh. I have to wait for my stupid stock to come back up so I can sell it and pay off the car. I should have amortized it over 5 years instead of 3. whoops.