How many people here are going to apply for the new Capital One - Costco credit card?

[Clever_Iggy]

This is awesome. I have the Capital One Aspire Card (which I love) and have lamented the fact that I have to use stupid AmEx (which is accepted at a shockingly low number of places) at Costco. My point totals are going to sore.

I wish I would have figured out that MC was acceptable awhile ago... any idea when that started?

[maverickstruth]

Costco was my #1 place for getting minimum spend for Amex cards I was churning for points:

Get the card, buy Costco gift cards (to be spent on groceries over the next several months), receive the sign-up bonus points (usually enough for a flight anywhere in North America), cancel the card, repeat 6 months later. I got hundreds of thousands of points that way.

So I'm super bummed -- I'm not sure where else I can reliably make those spending amounts on an Amex without Costco! The Mastercard options just seem so poor in comparison. Even at a decent cash back percentage, it's just not the same.

Will likely pick up the MBNA Smart Cash card, I guess. Better than nothing, and better than the Costco-branded card will be.

[getbak]

Originally Posted by red sky

What are people's thoughts on the RBC WestJet credit card? I travel with the family a few times a year and seems like a good option.

If you fly on WestJet a lot with your family, I think the one $99 companion fare per year puts that card over the top. Plus, they don't charge the new baggage fee if you book a flight with your card.

[psyang]

Originally Posted by Clever_Iggy

This is awesome. I have the Capital One Aspire Card (which I love) and have lamented the fact that I have to use stupid AmEx (which is accepted at a shockingly low number of places) at Costco. My point totals are going to sore.

I wish I would have figured out that MC was acceptable awhile ago... any idea when that started?

I may be wrong, but I don't think Costco accepted Mastercard until only a few weeks ago, probably after they announced the switch. I first noticed it was an option when filling up gas at Costco last month.

[Northendzone]

but the capital one credit card ads on tv are awesome......

[I-Hate-Hulse]

For those with MBNA Smart Cash - does MBNA classify Costco spend as "Groceries"? or the lesser "General" category where you only earn 1%

[bossy22]

Originally Posted by red sky

What are people's thoughts on the RBC WestJet credit card? I travel with the family a few times a year and seems like a good option.

I will be getting this one. I have a few friends with it, and they really like it.

[Madman]

I was thinking about the Westjet card too, but we have a TD Travel Visa already and I don't know if two travel rewards cards play nice together. (doubt you can use two at once for redeeming things)

[Fire]

Originally Posted by I-Hate-Hulse

For those with MBNA Smart Cash - does MBNA classify Costco spend as "Groceries"? or the lesser "General" category where you only earn 1%

I would think they would be treated like Walmart and not be considered Groceries, but that's just a guess.

BTW, MNBA is really pissing my off with the maintenance they did this past week or so. They are asking you to re-enroll your credit card using a different user name. Ok fine, a bit annoying, but the problem is after going through all the steps to re-enroll it fails saying the system is unavailable.

[I-Hate-Hulse]

I'm somewhat hesitant to go with an MBNA card - comments like Fires and others you read around the web suggest that TD isn't putting a whole lot of effort into the legacy MBNA Cards and site. Kind of sounds like they'll be absorbed by TD sooner or later.

[Fire]

Yeah, I'm cancelling my MNBA card once I get my next $50 cheque (which is a stupid way of providing cash back btw). I re-enrolled with MNBA and it finally appeared to work, but when I log into with my new login credentials it fails and now I am locked out. FFFFUUUUUUUUUUUU MBNA.

I will be applying for the Scotiabank Momentum Visa Infinite. It has a $99 yearly fee but you get 4% cash back on Groceries and Gas so it evens out. Based on my calculations I should get slightly more with the Scotiabank card. Also they provide you with your cash back directly on your account once per year. No stupid cheques.

[Madman]

Originally Posted by Fire

Yeah, I'm cancelling my MNBA card once I get my next $50 cheque (which is a stupid way of providing cash back btw). I re-enrolled with MNBA and it finally appeared to work, but when I log into with my new login credentials it fails and now I am locked out. FFFFUUUUUUUUUUUU MBNA.

I will be applying for the Scotiabank Momentum Visa Infinite. It has a $99 yearly fee but you get 4% cash back on Groceries and Gas so it evens out. Based on my calculations I should get slightly more with the Scotiabank card. Also they provide you with your cash back directly on your account once per year. No stupid cheques.

But, that's a Visa and not a MC.

[Rerun]

Originally Posted by Madman

But, that's a Visa and not a MC.

Right, and Costco effective January 1, 2015 will only accept Mastercard

[STeeLy]

Originally Posted by Northendzone

but the capital one credit card ads on tv are awesome......

What's in your wallet?

[Fire]

Originally Posted by Madman

But, that's a Visa and not a MC.

Sorry I should really be posting in the other thread. I have no interest in shopping at Costco so it being Visa doesn't matter.

[csnarpy]

Nope, no Costco MC but as soon as we heard about the changeover we applied and already recieved our Westjet World Elite card.

The companion rate and free bag sold me. Plus I like being Elite!