Quote:
Originally Posted by calf
For anyone who is a CPA, any personal experience with the CPA Insurance Plan West? I've been shopping around and they have significant savings from my current insurer and other places I've received quotes from. Curious if there's a catch in terms of coverage/exclusions Ilm not seeing, poor service, etc?
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I have had term life with them for many years. It's significantly cheaper than anywhere else that I've seen.
After moving back to Alberta I now have my house insurance and two vehicles with them. Again, drastically cheaper than anywhere else. The biggest downfall is everything can't be done online. There are times you are waiting for them to call you back, but they are thinking you are calling them. That's all in the set up part. Once you talk to someone, they are very efficient and good at what they do. I haven't made a claim on anything yet, but the coverage is very close to what I had in BC.
I am not 100% sure if my vehicle's glass is covered if I wanted to replace it, and they haven't given me a straight answer despite me asking multiple times. I've had to replace my Jaguar's front windshield twice due to rocks. When I had coverage in BC my deductible was $200 and the cost of the windshield was around $2,700. Given the amount of rocks in Alberta, I should get confirmation on this.
Renewals are easy. They send you a letter and say they'll charge your credit card a couple of months from the letter date. If you want anything changed, just let them know. All documents are available online.
