You Know What Really Grinds My Gears? Now with 3x more gears...

[ken0042]

Originally Posted by Johnny199r

I just don't understand why there can't be an email verification option rather than SMS. I have a Mastercard and there's an email option.

The problem with email as a verification method is that it is the least secure.

Most secure is an authentication app
Next is SMS text message
.
.
.
.
Then several steps below you have email. Let me explain

Authentication app would require a bad guy having a live conversation with you.

SMS text- you could be a victim of SIM swapping, but not very likely. You could also be asked to relay the code to the 3rd party, but once again that would require you to actively participate.

With email, your emails could be getting forwarded without your knowledge. Especially if you use the same password for everything, once a bad guy has one password he has them all. So he watches your email to wait for emails from you bank, and then uses that to log into your banking. Then when it prompts for MFA, the bad guy just simply relays the code he just received.

The bad guy wouldn't even need to forward the emails if he knows your password; he could just keep checking your email.

Now you might say you use a bunch of different passwords or a password manager; however the issue is the people who are most likely to be a victim of fraud are also the ones who would need the most protection from email MFA options.

[Slava]

Originally Posted by Engine09

I was recently in Nepal and got f'ed over by the BMO Mastercard fraud protection, tried to book and pay for a flight but they held it up and asked for the code sent by text. I can't get a text, I have a different SIM card installed. No otion for email. I had to walk several blocks to find a place to add mins to my phone, call BMO and tell them to not hold up that payment, pay the airline, thank you. Nope, sorry sir, you must make the purchase again and we'll have a note to not have any security check. By the time that crap was done I ran out of time and couldn't book a seat on that flight anymore. Cost me an entire day.

The annoying this is, last year I called before I went to Japan to inform them I would be using my card, that's me, please do not put any holds on purchases. I was literally told "you don't have to call in sir, that's not necessary".

Same type of thing happened to me in Hong Kong. I called to let them know I’d be traveling there and the mainland and they said “you didn’t need to call”. I booked some things in Hong Kong and they called me overnight (time change) to tell me that they suspended the card because of suspicious activity.

[puffnstuff]

When did people quit following the arrows in Ikea?
So many strugglers trying to swim against the current.

[btimbit]

Originally Posted by puffnstuff

When did people quit following the arrows in Ikea?
So many strugglers trying to swim against the current.

Was this today?

Rookie moving setting foot in an Ikea on a Saturday

[Dion]

Originally Posted by puffnstuff

When did people quit following the arrows in Ikea?
So many strugglers trying to swim against the current.

You still shop IKEA on a weekend when it's busy???

[puffnstuff]

Was on Thursday afternoon.

Im behind on my gear grinders

[GGG]

Originally Posted by puffnstuff

When did people quit following the arrows in Ikea?
So many strugglers trying to swim against the current.

I’m anti - arrow at ikea you make a beeline to the section you need and get out. Sometimes this includes short cuts and going backwards.

[Sliver]

Originally Posted by GGG

I’m anti - arrow at ikea you make a beeline to the section you need and get out. Sometimes this includes short cuts and going backwards.

Total dick/struggler move. Shortcuts can zip you wherever you need to go pretty quickly. When a dude tries to get around me walking against the arrows I pretend I'm oblivious and position myself/my cart in such a way to inconvenience them to the maximum possible degree. The fake oblivious part is to give me complete plausible deniability if they were to call me out on my shenanigans.

[Wormius]

Originally Posted by GGG

I’m anti - arrow at ikea you make a beeline to the section you need and get out. Sometimes this includes short cuts and going backwards.

Do they even have arrows still?

[Locke]

Originally Posted by GGG

I’m anti - arrow at ikea you make a beeline to the section you need and get out. Sometimes this includes short cuts and going backwards.

IKEA? I bring a slingshot and fire meatballs at people.

[Mr.Coffee]

When you’re at a restaurant and they don’t bring you your ####ing bill for like 5 years. I’m not a prisoner, stop treating me like one or I really will just get up and walk out.

[GGG]

Originally Posted by Sliver

Total dick/struggler move. Shortcuts can zip you wherever you need to go pretty quickly. When a dude tries to get around me walking against the arrows I pretend I'm oblivious and position myself/my cart in such a way to inconvenience them to the maximum possible degree. The fake oblivious part is to give me complete plausible deniability if they were to call me out on my shenanigans.

Why do you have a cart. That seems like a struggler move to start with.

[fotze2]

Originally Posted by Mr.Coffee

When you’re at a restaurant and they don’t bring you your ####ing bill for like 5 years. I’m not a prisoner, stop treating me like one or I really will just get up and walk out.

I still can’t believe there isn’t a universal app where you can instantly pay and be gone. A few sales guys have it with joeys but it should be widespread. I think it’s the maintaining the hover watching the top getting chosen but they don’t want to be done with.

The worst is kids hockey team dinner and trying to pay. That takes hours.

[Mr.Coffee]

Originally Posted by fotze2

I still can’t believe there is t a universal app where you can instantly pay and be gone. A few sales guys have it with joeys but it should be widespread. I think it’s the maintaining the hover watching the top getting chosen but they don’t want to be done with.

The wrist is kids hickey team dinner and trying to pay. That takes hours.

Literally the exact situation I’m in lol

Like just let this meal end… for all of us… for the love of everything

[fotze2]

Originally Posted by Mr.Coffee

Literally the exact situation I’m in lol

Like just let this meal end… for all of us… for the love of everything

You gotta grab three beers then pay right after ordering then watch everyone having to pay in bliss.

[you&me]

Originally Posted by Mr.Coffee

When you’re at a restaurant and they don’t bring you your ####ing bill for like 5 years. I’m not a prisoner, stop treating me like one or I really will just get up and walk out.

Literally the only time I haven't tipped in the last... ever.

Spill drinks - mistakes happen
Food's sub-par - not the server's fault

The problem for me is, I get more and more agitated as time marches on... With the other potential dining issues, I have time to cool off, or reconsider. But if the last thing you do before I pay is to not let me pay and leave, that's fresh on my mind.

Hold me hostage when I have #### to do - 'no tip for you'.

[Dion]

Originally Posted by Mr.Coffee

When you’re at a restaurant and they don’t bring you your ####ing bill for like 5 years. I’m not a prisoner, stop treating me like one or I really will just get up and walk out.

I hate having to yell at the top of my lungs: "Can I have my bill please!!" It gets the servers attention but best of all it embarrasses the person as other patrons in the restaurant can hear me. Thankfully I've only had to do it once.

[fotze2]

Originally Posted by Dion

I hate having to yell at the top of my lungs: "Can I have my bill please!!" It gets the servers attention but best of all it embarrasses the person as other patrons in the restaurant can hear me. Thankfully I've only had to do it once.

That’s my wife’s grandfather. The total Seinfeld Jewish stereotype times 50. The first few times I was horrified by his behavior, but then I started to appreciate it. Rotten to the wait staff, screaming at them across the country club. He’s loaded and acts like it. My wife scolds me because I try and film it. Stop recording him. He’s 96 and has the world’s worst wig and is a Jewish as they get . The screaming at waitress I cannot do.

[WideReceiver]

What’s with people in their 20s and 30s who text me: “Can I phone you?”

Here’s an idea. Just phone me and I’ll answer if I’m available.

[Locke]

Originally Posted by fotze2

That’s my wife’s grandfather. The total Seinfeld Jewish stereotype times 50. The first few times I was horrified by his behavior, but then I started to appreciate it. Rotten to the wait staff, screaming at them across the country club. He’s loaded and acts like it. My wife scolds me because I try and film it. Stop recording him. He’s 96 and has the world’s worst wig and is a Jewish as they get . The screaming at waitress I cannot do.

Yes, yes, but has he attempted to return soup at a Deli?