Car Insurance on Sunday!?

[alltherage]

If anyone has an idea of who might be open today, i really need to get my car insured for tomorrow, as I have to work early and will not be off in time to take care of this. Thanks in advance.

[FlamesKickAss]

no, do you have insurance on another vehicle? cuz if you do you have 14 days to transfer if its a newly bought vehicle

[alltherage]

Nah, this would be a brand new policy. I don't understand how the rest of the world functions with weekends off. You have a weekend to tie up other things in your life besides work, and then noone's open to facilitate these errands. Blast!

[FlamesKickAss]

i work in insurance at AMA and we are open saturday's 9-5 same as during the week

[ricosuave]

Originally Posted by alltherage

If anyone has an idea of who might be open today, i really need to get my car insured for tomorrow, as I have to work early and will not be off in time to take care of this. Thanks in advance.

try calling your agent and leaving a message.

i had the same think come up a few weekends ago - called and left a mesage thinking that monday would be my only option, but i got a call back in about an hour and got it all set up.

its worth a shot.

other than that, youre kind of screwed

[The Yen Man]

What about TD Meloche Monex? I got all my stuff insured on the phone.

[redforever]

Originally Posted by The Yen Man

What about TD Meloche Monex? I got all my stuff insured on the phone.

Meloche Monnex usualy insures to groups, but if you qualify for a group, or if they accept other policies, then they are open 24/7. At least if you have a policy with them, as I do, they are.

[BlackArcher101]

Originally Posted by FlamesKickAss

no, do you have insurance on another vehicle? cuz if you do you have 14 days to transfer if its a newly bought vehicle

Just to make sure... you have 14 days to transfer registration, not insurance.

[kootenayguy9]

Meloche Monnex is only open Monday to Fridays 8-8 and I was trying to get insurance on a Saturday. Whoops.

[ken0042]

I see that London Drugs sells car insurance. Not sure if that part is open today or not.

Another thought- Sears or Co-op? Once again, not sure if they sell it or if they are open Sunday.

Or Canadian Direct.

[jar_e]

RBC Insurance you can do totally online. No phone calls, you can print off a temporary proof of insurance, etc.

[Eddie Bronze]

I just saw an ad on HGTV for Statefarm. They claimed in the ad you can get insurance from them 24/7.

[GoinAllTheWay]

Originally Posted by BlackArcher101

Just to make sure... you have 14 days to transfer registration, not insurance.

No he is correct, there are concessions in an auto policy for newly aquired vehicles. And to be more specific, your registration can be slightly put off IF the vehicle you just purchased is replacing the one you already own. Considering the hours most registries are open these days, there really is no reason why a newly purchased vehicle can be registered the same day, especialy if bought from a dealership.

[BlackArcher101]

Originally Posted by GoinAllTheWay

No he is correct, there are concessions in an auto policy for newly aquired vehicles. And to be more specific, your registration can be slightly put off IF the vehicle you just purchased is replacing the one you already own. Considering the hours most registries are open these days, there really is no reason why a newly purchased vehicle can be registered the same day, especialy if bought from a dealership.

You can drive a new vehicle off the lot without getting insurance? Maybe I'm wrong, but isn't doesn't a policy cover a certain VIN and won't cover another one? I've always had to call my company and advise them to activate insurance on a certain date for a new purchase. Wasn't allowed to drive it otherwise.

I was just making it clear in case someone else read it and though they had 14 days to insure the vehicle, which is what it sounded like.

[FlamesKickAss]

Originally Posted by BlackArcher101

You can drive a new vehicle off the lot without getting insurance? Maybe I'm wrong, but isn't doesn't a policy cover a certain VIN and won't cover another one? I've always had to call my company and advise them to activate insurance on a certain date for a new purchase. Wasn't allowed to drive it otherwise.

I was just making it clear in case someone else read it and though they had 14 days to insure the vehicle, which is what it sounded like.

you do if all of your vehicles are insured with the same company or the car is replacing one on your policy. Most dealers require you to have the insurance before you leave. But once you inform your company that you have the vehicle you have to do it immediately.

I just started working in insurance 2 months ago and just finishing up training so this is all fresh in my mind

[automaton 3]

^^^You are referring to a very specific section of S.P.F. 1. Can you be absolutely certain on the information presented that it applies to the OP's situation?

The safest route is always to call your agent and confirm coverage for the new vehicle before driving it. Get your agent to fax you a copy of the new financial responsibility card if at all possible.

[Rathji]

I know I had a friend who bought a car and smashed it up a few hours later before he got insurance. He was ticketed for driving without insurance and his company didnt cover the damages. Also consider this: If you buy a new car, they will in no way let you drive it off the lot unless you have proof of insurance on THAT car.

I wouldn't be doing it without insurance, but thats just me