How is everyone dealing with their finances in this economy?

[chemgear]

Originally Posted by Winsor_Pilates

You guys are looking at it backwards.
You have your financing under control and no bad debt because you're single

Once you find that partner, say goodbye to your budgets and hello to Sephora debt. You don't want to pain of looking at your CC bill and seeing $500 haircuts

$500 ####ing dollars?!?! For like a full year right? Right?!

[you&me]

Originally Posted by blankall

Our two year old gets into the makeup bag every chance she gets. Was kind of cute the first time. One of those scenarios, where whenever she is quiet for any considerable amount of time, she's likely done something that is messy and/or expensive to resolve.

Silence and kids is the scariest thing ever - you know something's up!

But I was more referring to the explosion of "tween skin care"... Sephora gift cards have unseated Indigo as the go-to birthday present request for our girls. When my wife is feeling lucky (or bold), she gets to "try" some of our daughters' products hahaha

[Engine09]

Originally Posted by blankall

It sounds like you're doing a lot better than you think. I'm assuming you bought your house before the recent spike in prices. Which means, all of the equity in the house is yours. Your post-retirement life is going to cost half as much.

If you really wanted to decrease your expenses, you could downsize from a detached to a condo, and probably have no mortgage. That flexibility only comes with being single. I have constant pressure to upgrade to a place with more space. With a 3 year old and a baby on the way, at 43, I'm not going to be an empty nester until 65+. Then I have to prepare for expenses like post-secondary tuition.

My job is fine, salary is decent but out of all my friends and most people I know I'm making way less. That's why I have to work sidejobs during evenings and weekends from time to time, it's exhausting and sometimes I get annoyed that I have to put in so many hours and bust my ass. Oh well.

Bought 10 years ago, have done all renos myself. I'll likely sell and downsize when I'm older.

[Acey]

Originally Posted by photon

So what I'm hearing is you need to approach things like you would a job.. don't submit your resignation until you've done interviews and got another offer?

I'm only now starting to realize that my absolute lack of work-life balance in my 20s is going to make this a bit more of a challenge than it probably should be. I've missed out on 10 years of dating experience so I'm trying to make up ground.

[photon]

Unfortunately I don't have any advice to give, I married my 2nd girlfriend.

But things have probably changed enough you're not that far behind missing out on 20's experienced.

[Zary's-Mustache]

Originally Posted by chemgear

$500 ####ing dollars?!?! For like a full year right? Right?!

Nope. Women do $500 haircuts/colors all the time.

Thankfully my wife doesn't but lots of her friends do them once every 6 months or so. Which isn't bad considering a guys haircut is like $45 every 2 weeks. So we probably end up paying the same over the year.

[Mightyfire89]

Wow! This was quite the read. I’m just thankful that I’ve literally been budgeting since I was 12 and had a paper route.

[Cecil Terwilliger]

Originally Posted by Zary's-Mustache

Nope. Women do $500 haircuts/colors all the time.

Thankfully my wife doesn't but lots of her friends do them once every 6 months or so. Which isn't bad considering a guys haircut is like $45 every 2 weeks. So we probably end up paying the same over the year.

You get your hair cut every two weeks? What?

[iggy_oi]

Originally Posted by Cecil Terwilliger

You get your hair cut every two weeks? What?

Get with the times Cecil

[RichieRich]

Originally Posted by Zary's-Mustache

Nope. Women do $500 haircuts/colors all the time.

Thankfully my wife doesn't but lots of her friends do them once every 6 months or so. Which isn't bad considering a guys haircut is like $45 every 2 weeks. So we probably end up paying the same over the year.

A haircut every 2 weeks!!??
Seriously?
No man… for real?

I’m at around 8-10 weeks between cuts and I have all my hair. Yeah it gets a bit shaggy and should be cut around 6’ish weeks. But 2 weeks? Maybe it’s super short in which case can’t you buzz it yourself or go to a cheaper place? Unless you have coin to do this…

[Zary's-Mustache]

Originally Posted by Cecil Terwilliger

You get your hair cut every two weeks? What?

Yeah....how is that weird? Your hair doesn't grow out every 2 weeks? My sides stay at a 1 so every 2 weeks it is.

Surprised you're surprised at that.

[iggy_oi]

Originally Posted by Zary's-Mustache

Yeah....how is that weird? Your hair doesn't grow out every 2 weeks? My sides stay at a 1 so every 2 weeks it is.

Surprised you're surprised at that.

So you started a thread about how you’re struggling to pay to get your haircut every two weeks?

Is that the gag?

[Zary's-Mustache]

Originally Posted by iggy_oi

So you started a thread about how you’re struggling to pay to get your haircut every two weeks?

Is that the gag?

Never said I was struggling to pay anything. Living comfortably and getting a haircut every 2 weeks. While some people like to spend money on alcohol and tobacco I like to get my haircut every 2 weeks! It's not as uncommon as you think for people with short hair. I know some guys who can not go for haircuts for 3 months but that's not me. My hair is short and I keep sides short.

[activeStick]

Originally Posted by chemgear

$500 ####ing dollars?!?! For like a full year right? Right?!

Women colours are even crazier. I've dated 2 salon owners and we'll, they do quite well for themselves with what they charge other women for service.

[Dion]

Originally Posted by Zary's-Mustache

Nope. Women do $500 haircuts/colors all the time.

Thankfully my wife doesn't but lots of her friends do them once every 6 months or so. Which isn't bad considering a guys haircut is like $45 every 2 weeks. So we probably end up paying the same over the year.

$45 for a haircut??? I pay $15 for mine and that's every month and a half

[undercoverbrother]

Originally Posted by Zary's-Mustache

Never said I was struggling to pay anything. Living comfortably and getting a haircut every 2 weeks. While some people like to spend money on alcohol and tobacco I like to get my haircut every 2 weeks! It's not as uncommon as you think for people with short hair. I know some guys who can not go for haircuts for 3 months but that's not me. My hair is short and I keep sides short.

Ridiculous

There is no way you hair grows enough in 2 weeks to warrant a hair cut.

Signed,

A guy that likes a 2 on the top and 1 on the back and sides.

[Acey]

To keep my frohawk/high top fade it's absolutely every 2 weeks to stay looking sharp, but my haircuts are $20-$25. I feel there are far worse things I could be spending $50/month on.

That's for afro-type hair though.

[Sliver]

Originally Posted by undercoverbrother

Ridiculous

There is no way you hair grows enough in 2 weeks to warrant a hair cut.

Signed,

A guy that likes a 2 on the top and 1 on the back and sides.

Omg hair is wasted on you. You're just fricken cutting it like you're bald.

The things I'd do if I had that hair.

[undercoverbrother]

Originally Posted by Sliver

Omg hair is wasted on you. You're just fricken cutting it like you're bald.

The things I'd do if I had that hair.

Bro it is a pain in the ass

My hair is so ####ing thick, if I let it grow it doesn’t grow long it grows big.

I didn’t cut it for all of grade 12 and it was a massive blonde Afro!

Honestly it is a struggle.

[CliffFletcher]

Originally Posted by Zary's-Mustache

Never said I was struggling to pay anything.Living comfortably and getting a haircut every 2 weeks. While some people like to spend money on alcohol and tobacco I like to get my haircut every 2 weeks! It's not as uncommon as you think for people with short hair. I know some guys who can not go for haircuts for 3 months but that's not me. My hair is short and I keep sides short.

You started this thread and called it “How is everyone dealing with their finances in this economy?”

Claim to spend $30k a year on groceries. $8,000 a year on baby formula. Haircuts every two weeks. I get the feeling you’re having a laugh.