You Know What Really Grinds My Gears? Now with 3x more gears...

[OutOfTheCube]

Originally Posted by Wormius

I didn’t even know adults still collected cards, except as some kind of potential investment. Like, what do you do with it after you open the pack? Look at it for a second, reminiscence, and then immediately misplace it and forget you ever bought the things?

The first year they came out with these things back in 2014 or 2015 or whenever it was I was working for a guy that went bananas for them. One time we went for coffee and he bought a whole box of them -- $200. I sat there and watched him go through them, he would open the packs and just look at the middle card since it was the only one that could be a rare / uncommon one. He'd throw away the outside two since he already had a complete collection of all the common ones.

Out of the $200 he only got maybe 3 or 4 card he didn't already have. Not sure how many times he did this. Was pretty wild. I would just grab a single pack when I picked up a coffee!

[Wormius]

Interesting, cause you can buy the whole set on eBay for around $45 if you’re that into them.

I kind or always wondered who those people that spend dumb amounts of money on something like a memorial Dale Earnhardt leather bomber jacket were.

[WhiteTiger]

Pfft, hockey CARDS. Back in my day, stickers were where it was at...

Spoiler!

[Locke]

Originally Posted by WhiteTiger

Pfft, hockey CARDS. Back in my day, stickers were where it was at...

Spoiler!

Did they have 'fire' back in your day? Or was that a recent development?

How about 'The Wheel?'

[Slava]

I think society in general is going to have to find a way to help people deal with kids handling things for adult parents. I don't really have a solution here, but it's just so difficult at this point to take care of things that should be pretty basic.

Here's an example. We sold my moms place and she's in long-term care now. She no longer needs the property insurance policy (seeing that she no longer resides there and has no insurable interest). But cancelling this for her is just jumping through a bunch of hoops. I get it...you can't have people running around cancelling insurance for people and them needing that coverage. But at the same time, if that place burns to the ground today, the insurance company isn't going to honour a claim from my mother! And if it was just the insurance you could kind of understand. But then it's every little thing. "We need to have your mom on the phone for the conversation"...well yeah, ideally that would be fine, but people who haven't dealt with this (or companies with these kinds of policies) just have no idea of how inconvenient and difficult that kind of thing is at this stage.

[opendoor]

Isn't that what a Power of Attorney is for? They're easy enough to set up and can be limited to specific things (i.e. you can have one to handle some things without granting that person total control over all of your matters).

[Wormius]

The “kids” and “adult parents” language threw me for a bit. Can’t you get PoA so you can handle this without them bothering your mother?

I am also confused about the insurance, is home insurance and property insurance different things? Why would you still have that if the house was sold and why would the house burning down be your or hers concern if you sold it?

[GordonBlue]

Originally Posted by opendoor

Isn't that what a Power of Attorney is for? They're easy enough to set up and can be limited to specific things (i.e. you can have one to handle some things without granting that person total control over all of your matters).

just make sure it's an enduring power of attorney.

[Slava]

Originally Posted by opendoor

Isn't that what a Power of Attorney is for? They're easy enough to set up and can be limited to specific things (i.e. you can have one to handle some things without granting that person total control over all of your matters).

Yeah and I have power of attorney, so of course I need to give them copies of this for all these things. Like I say, there is a way to have all this done, but it just needs to be less aggravating. "Sure, we can cancel the landline, but can you get your mom to phone us"....sure, but see that's thing.

[Slava]

Originally Posted by Wormius

The “kids” and “adult parents” language threw me for a bit. Can’t you get PoA so you can handle this without them bothering your mother?

I am also confused about the insurance, is home insurance and property insurance different things? Why would you still have that if the house was sold and why would the house burning down be your or hers concern if you sold it?

Haha, well it's not her concern, and that's the point. I want the insurance cancelled because she doesn't own the property and you have to jump through these hoops in order to do that. It's annoying...hence my post in the GG thread!

[Wormius]

Originally Posted by Slava

Haha, well it's not her concern, and that's the point. I want the insurance cancelled because she doesn't own the property and you have to jump through these hoops in order to do that. It's annoying...hence my post in the GG thread!

No, I just meant, I thought something like that would be done during the sales process where things are being transferred over or cancelled. I figured worst-case is it just lapses because of non-payment on your end. Does that mean the house is currently insured by multiple parties? Interesting, yet maybe concerning - like having a life-insurance policy on you that you didn’t know about.

I haven’t been involved in selling a house, only buying one.. I guess it’s worth learning about this.

[bc-chris]

Originally Posted by Slava

I think society in general is going to have to find a way to help people deal with kids handling things for adult parents. I don't really have a solution here, but it's just so difficult at this point to take care of things that should be pretty basic.

Here's an example. We sold my moms place and she's in long-term care now. She no longer needs the property insurance policy (seeing that she no longer resides there and has no insurable interest). But cancelling this for her is just jumping through a bunch of hoops. I get it...you can't have people running around cancelling insurance for people and them needing that coverage. But at the same time, if that place burns to the ground today, the insurance company isn't going to honour a claim from my mother! And if it was just the insurance you could kind of understand. But then it's every little thing. "We need to have your mom on the phone for the conversation"...well yeah, ideally that would be fine, but people who haven't dealt with this (or companies with these kinds of policies) just have no idea of how inconvenient and difficult that kind of thing is at this stage.

when my dad was diagnosed with his cancer one of the first things he and my mom did was go and put everything into just my mom's name to make things easier for her after he passed away. the only item they couldn't do it for was their house. it was possible but it was a ton of work to do. the guy they were dealing with told them that as brutal/blunt as it sounds, it's waaaay easier to do once my dad was gone and my mom had a death certificate - so that's what they decided to do.


my mom is hoping to sell the house and downsize and at that point we'll likely put things in both her and my name to make things 'easier'.

[Locke]

Originally Posted by opendoor

Isn't that what a Power of Attorney is for? They're easy enough to set up and can be limited to specific things (i.e. you can have one to handle some things without granting that person total control over all of your matters).

Enduring POA yes.

But have you ever tried actually using that power? You can waterboard people with the required documentation and evidence and they will still make you jump through all the hoops.

And Banks....the worst. Just the worst.

[Slava]

Originally Posted by Locke

Enduring POA yes.

But have you ever tried actually using that power? You can waterboard people with the required documentation and evidence and they will still make you jump through all the hoops.

And Banks....the worst. Just the worst.

Yeah it's not that there aren't solutions. It's that the solution for these things is such an irritating process. It feels like some of these places are basically making it annoying and drawn out so that they can clip one more premium or whatever.

[squiggs96]

Originally Posted by Wormius

Filling out a really long form in a web browser, and when you press submit, nothing happens, so you have to redo everything all over again in another browser and hope it works.

I see someone else is also setting up their backup CP account today.

[Wormius]

Originally Posted by squiggs96

I see someone else is also setting up their backup CP account today.

The ban hammer is coming any minute now.

[DoubleF]

Originally Posted by opendoor

Isn't that what a Power of Attorney is for? They're easy enough to set up and can be limited to specific things (i.e. you can have one to handle some things without granting that person total control over all of your matters).

Yes, if your parents are in a state they can't deal with stuff themselves, that's a legal tool to use.

I'm a kid whose parents who are normal and fine and just don't want to do it. A good throwback to the good old child labour exploitations stuff.

I've discovered that you can either do joint name bills, or some companies will allow the parent to call in and ask them to accept a specific person (ie: the kid) as an authorized individual on the account.

[81MC]

You know those people who turn their stupidity into an exhibit? “Oh where did that come from?!?!”…the ####ing bolded part in the email I sent you specifically pertaining to this thing? That part?

Nah best to make it a 20 emails back and forth cc’ing people and wasting emotional capacity. That’s far easier than, you know, reading what was written explicitly for you. God damn how do some people seriously have jobs.

[BlackArcher101]

Originally Posted by 81MC

You know those people who turn their stupidity into an exhibit? “Oh where did that come from?!?!”…the ####ing bolded part in the email I sent you specifically pertaining to this thing? That part?

Nah best to make it a 20 emails back and forth cc’ing people and wasting emotional capacity. That’s far easier than, you know, reading what was written explicitly for you. God damn how do some people seriously have jobs.

It's a daily thing now. I'm 100% sure that no one even reads emails anymore, they just mark it read and think it said what they wanted it to say. I've even sent confirmation emails repeating the same thing 3 times, but it's like what I'm typing is invisible.

[DoubleF]

Originally Posted by BlackArcher101

It's a daily thing now. I'm 100% sure that no one even reads emails anymore, they just mark it read and think it said what they wanted it to say. I've even sent confirmation emails repeating the same thing 3 times, but it's like what I'm typing is invisible.

Agreed. They don't read or suck at skimming.

Someone literally asked me the same question 4 times in an email chain. Basically it was an email with like 4-5 comments, then shaved down to the remaining questions, then responses of, "As per the previous email... your answer." and the previous email was literally 2 sentences, total of like 12 words.

I basically include, "If you don't respond, you agree to X" now on emails. I can't always ask an open ended question because people don't know how to handle that. However, if I default a decision by a certain deadline, they'll respond to avoid or accept that decision. I dunno if it's a psychological thing or whatever, but this method has worked for me.