Doesn't sound like an act of god to me, so property insurance company covers and then that insurance company tries to recoup costs from contractors insurance co?
I'd assume that your insurance pays you (provided you have more coverage than just PLPD) and then goes after the contractor. I'd bet that compaction went to #### after the rain and some previously existing soft spots got exacerbated.
Yep. File a claim with your insurance and let them subrogate (if they so choose) against the third party. Subrogation, in a case like this, doesn't usually end up working out though because negligence can be hard to prove.
__________________ "The great promise of the Internet was that more information would automatically yield better decisions. The great disappointment is that more information actually yields more possibilities to confirm what you already believed anyway." - Brian Eno
Parking lot liability question
