always get auto insurance!

[Flames_Gimp]

car the night before fire:

[chummer]

Originally Posted by Flames_Gimp

the fire burned the telephone poll and blew up the transformer, knocking out power to the block. firefighters opened fire hydrant too fast and blew the water main in 2 places, the entire block had no water for 4 days.

What?? Never heard of that.

[Flames_Gimp]

Originally Posted by chummer

What?? Never heard of that.

that's what the city workers told us

[Sylvanfan]

Another thing is to make sure you cover your car for any extra's that you have. My brother had a 82 Mustang that fell victim to a garage fire. Doesn't sound like much except that he had a lot invested in the car as he used it for drag racing. He had receipts for mostof the stuff that didn't burn....but at the end of the day he needed a specialized policy to get full replacement cost for all that extra stuff, even with receipts.

Sucks to her about this FG. I know after the incident my brother had I always make sure to get fire and theft on the car I park for the winter. The winter before his fire I had stored my car without insurance, so I was lucky.

[FlamesAddiction]

Originally Posted by hayduke's dad

claim all your stuff at higher values to get back what you had paid for the car sand parts. get every dime you can from them

Most thanked post ever?


Tough break Flames Gimp. It's probably little consolation to you, but a lot of people would have skipped the insurance in this situation (I know I would have).

[GoinAllTheWay]

Originally Posted by Sylvanfan

Another thing is to make sure you cover your car for any extra's that you have. My brother had a 82 Mustang that fell victim to a garage fire. Doesn't sound like much except that he had a lot invested in the car as he used it for drag racing. He had receipts for mostof the stuff that didn't burn....but at the end of the day he needed a specialized policy to get full replacement cost for all that extra stuff, even with receipts.

So much this. If you don't tell your insurer about after market parts, the assume they are insuring a stock vehicle and have zero obligation to pay for extras.

Our office has had access to a fantastic collector/classic car insurer that operates on "agreed value" and requires no appraisal. Premium is usually some kind a cheap. Some restrictions obviously but it's a fantastic program.

[calumniate]

Sorry to hear flames gimp. But hmm , the way you play grand theft auto maybe this was a blessing ;-)

[pylon]

lol wut?

The Following 4,294,967,294 Users Say Thank You to hayduke's dad For This Useful Post

[Flames_Gimp]

haha wtf

[stang]

Maybe that gas can in the engine compartment was the cause of the fire?

[stang]

Jokes aside, it was a nice car, sorry to hear man

[CaramonLS]

Hey do you live up by Bow Trail? I think I drove past this today.

[dissentowner]

Originally Posted by pylon

lol wut?

The Following 4,294,967,294 Users Say Thank You to hayduke's dad For This Useful Post

I had that happen with one of my posts once too, was pissed when I checked my thanks total on my user cp and they were not there.

[topfiverecords]

Originally Posted by pylon

lol wut?

The Following 4,294,967,294 Users Say Thank You to hayduke's dad For This Useful Post

He's committing Thanks fraud.

[ken0042]

Originally Posted by Flames_Gimp

the fire burned the telephone poll and blew up the transformer, knocking out power to the block. firefighters opened fire hydrant too fast and blew the water main in 2 places, the entire block had no water for 4 days.

Are you sure the cause and effect are right there. Is there any way the power pole blew up first- causing the fire?

I'm just thinking it would work out better, as Enmax would be responsible for damages at that point.

[Slava]

The only other thing that could potentially give coverage is that if you add a vehicle you are afforded coverage as per your other insured vehicles. So if you already have enough a vehicle and it had comprehensive coverage you could try that route. I'm pretty sure that the limit is 14 days though, so you could out of luck, if it's an option to begin with.

[Clarkey]

I've bought a vehicle at auction and was told that I could take the plate off of one of my other cars and use that temporarily. There is apparently a grace period after purchasing where your existing cars insurance will cover the new car.

[macker]

http://turnerstips.wikidot.com/is-my-car-insured

The above talks about the sections of the SPF#1 that are being referenced.

[Flames_Gimp]

damn i was still within that 14 day window the day of the fire

[Flames_Gimp]

meh, I can buff it out