08-16-2011, 10:55 PM
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#1
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Franchise Player
Join Date: Feb 2002
Location: Silicon Valley
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How much of your paycheck do you save?
I'm just wondering... I've been working for a year, and I after the last thread about expenses, I was just wondering where I stack up compared to everyone.
In %... how much of your paycheck do you save? (including 401k / Canadian equiv, as apparently I've forgotten what the Canadian equiv is, includes money going into the stock market or mutual funds)
__________________
"With a coach and a player, sometimes there's just so much respect there that it's boils over"
-Taylor Hall
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08-16-2011, 10:55 PM
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#2
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aka Spike
Join Date: Sep 2004
Location: The Darkest Corners of My Mind
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Save?
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08-16-2011, 10:59 PM
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#3
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Franchise Player
Join Date: Oct 2001
Location: Clinching Party
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6'3
Size 13 shoes
No speeding tickets
25% of paycheck SAVED!
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08-16-2011, 11:02 PM
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#4
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Scoring Winger
Join Date: Jul 2010
Location: PL2 Row 3
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I currently save near 50% of my paycheck. I'm trying to buy a house for next year and I think it will be done by July next year if I stick to the plan.
I also save 5% of my annual salary (My employer matches 3% I think) to the RRSP.
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08-16-2011, 11:11 PM
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#5
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Franchise Player
Join Date: Nov 2006
Location: Supporting Urban Sprawl
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Such a small % it really is laughable.
8 more months till school is done!
__________________
"Wake up, Luigi! The only time plumbers sleep on the job is when we're working by the hour."
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08-17-2011, 06:19 AM
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#6
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Franchise Player
Join Date: Sep 2005
Location: Toronto, Ontario
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Probably 75% after taxes. I love living with the parents! Now if I can control not eating out everyday, it'd probably be 90%.
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08-17-2011, 06:27 AM
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#7
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Lifetime Suspension
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Ugh. I SPEND 110% of my paycheque.
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The Following 6 Users Say Thank You to OilKiller For This Useful Post:
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08-17-2011, 06:33 AM
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#8
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Franchise Player
Join Date: Mar 2007
Location: Calgary
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Right now more than 50%, but typically 10-20%.
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08-17-2011, 06:43 AM
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#9
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#1 Goaltender
Join Date: Mar 2004
Location: Calgary...Alberta, Canada
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With the spelling, I'm guessing an American submitted this thread.
I probably save about 20% of my paycheque right now. Having a kid really threw us for a loop financially and we're just starting to get back to normal.
__________________
We may curse our bad luck that it's sounds like its; who's sounds like whose; they're sounds like their (and there); and you're sounds like your. But if we are grown-ups who have been through full-time education, we have no excuse for muddling them up.
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08-17-2011, 06:44 AM
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#10
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Franchise Player
Join Date: Nov 2009
Location: Kelowna, BC
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after paying my monthly biz expenses (lease payment, employee salaries, operating expenses, etc.) - i save every freakin' nickle!
my wife and i are hoping to have our house paid off in under 3 years which would put us totally debt free!!
...then start saving to purchase land, then build another house again!
__________________
"...and there goes Finger up the middle on Luongo!" - Jim Hughson, Av's vs. 'Nucks
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08-17-2011, 07:40 AM
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#11
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Powerplay Quarterback
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somewhere between 50 and 75%
that will fall below 50% once I get an apartment (renting the parents basement)
__________________
GO FLAMES, STAMPEDERS, ROUGHNECKS, CALVARY, DAWGS and SURGE!
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08-17-2011, 07:43 AM
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#12
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First Line Centre
Join Date: Mar 2002
Location: Calgary
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With a family to support only 5%.
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08-17-2011, 08:00 AM
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#13
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Lifetime Suspension
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20-25%, depending on how much shopping my wife does.
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08-17-2011, 08:03 AM
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#14
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Franchise Player
Join Date: Oct 2001
Location: Vancouver
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I pretty much break even now that my wife is unemployed and I am on the hook for all the expenses and both of our student loan payments. Fortunately, i had money saved up before she lost her job, and breaking even is better than what is happening to a lot of other people we know.
__________________
"A pessimist thinks things can't get any worse. An optimist knows they can."
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08-17-2011, 08:10 AM
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#15
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First Line Centre
Join Date: Jul 2010
Location: Calgary
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Approximately 60%
__________________
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08-17-2011, 08:16 AM
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#16
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 Posted the 6 millionth post! |
Whatever's left at the end of the month I just put in the bank. It usually works out to 15-20%. Should probably be going into TFSA or RRSP's though.
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08-17-2011, 08:20 AM
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#17
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#1 Goaltender
Join Date: Nov 2005
Location: An all-inclusive.
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Pretty much zero at the moment. I'm dumping most of my money into home renovations, but am doing most of the work myself to save money.
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08-17-2011, 08:20 AM
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#18
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First Line Centre
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Had to google the word 'save' in reference to money.
Wife and three kids, one income= no save.
I do contribute %4.5 to my pension, but that is really a no brainer. I would love to be over 10% outside of that, but it will be a bit yet.
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08-17-2011, 08:35 AM
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#19
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Franchise Player
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Hahaha - I'm a student, so 0%.
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08-17-2011, 08:41 AM
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#20
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First Line Centre
Join Date: Feb 2010
Location: Calgary
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Currently I have 30% auto withdrawn into my savings account, but that'll change next month if I get the mortgage I applied for and me and my wife move. We spent the last year renting a place that was below are means so we could save for the down payment.
But once we move I'd expect it to be around the 20-25% mark.
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