Shoe Rant

[Envitro]

Steve Madden and Cole Haan for the win.

[Top_Prospect]

Originally Posted by Russic

I think you may be in that category of people that think they're normal when they really aren't. I'm not saying anything about your work ethic, all I'm saying is that 300-600k is literally a sh*t-ton of money.

Edit: @worth - I can't wear pointy toed shoes ... It makes me feel like I'm wearing women's shoes.

I still work 60+ hours a week. I guess I am because that's not much of a loan IMO

[Ironhorse]

Originally Posted by 4X4

You're both crazy. You can get a good pair of leather shoes for $100-$150, just don't buy crappy doc martin knock off from Aldo.
Now, spending ~$200 on boots is a good use of money.

+1

Especially when my wife wears them

[BurningYears]

[Russic]

Originally Posted by Top_Prospect

I still work 60+ hours a week. I guess I am because that's not much of a loan IMO

Like I said, not saying you're lazy or anything, I'm just disagreeing with your claim that it's not a lot of money. This is getting off topic, so I'll let it get back to the shoes.

[Phanuthier]

Originally Posted by Table 5

This thread makes me glad I'm not in a profession where I have to dress up....hell, I've never met half the people I work with. It can be pretty damn expensive to maintain, when you need to have 3-4 suits for work, with dress shirts, ties, shoes etc.

Though I do appreciate good quality clothing though and do follow the "higher quality, less quantity" approach.

Wait till you guys get Gilt....

I have a funny story. One of my friends' uncle is a VP of a multi-billion dollar tech company (base salary in the millions) and drove a 12 year old Toyota Corrola to work. His colleagues were so annoyed that he drove that POS car and parked in the exec parking lot with their Tesla's and Lamb and those other exclusive cars that 6 of them pooled together and bought him a brand new, BMW sports car. (Don't know the model or anything, just know it was >$140k) The condition was that he could have the car as long as he never drives that POS to work again.

I get to wear t-shirts, jeans and runners to work too.

[Sliver]

Originally Posted by Top_Prospect

I still work 60+ hours a week. I guess I am because that's not much of a loan IMO

Well it's not that hard to plug yourself into the reality for most people at least a little bit, if only so you don't come across as sounding arrogant or lacking humility.

The average house in Calgary sold for $382,000 in January 2010. A good percentage of home buyers are taking 20 years or more to pay for that one purchase. For you to say $300K - $600K isn't much money is a bit tough to hear for people that are going to spend the majority of their working lives paying off their modest home.

[Phanuthier]

Originally Posted by Sliver

Well it's not that hard to plug yourself into the reality for most people at least a little bit, if only so you don't come across as sounding arrogant or lacking humility.

The average house in Calgary sold for $382,000 in January 2010. A good percentage of home buyers are taking 20 years or more to pay for that one purchase. For you to say $300K - $600K isn't much money is a bit tough to hear for people that are going to spend the majority of their working lives paying off their modest home.

Well don't forget there is interest and whatnot in a mortgage. $300k-600k actually isn't that big of a deal.

This punjabi guy seems like he's very fortunate to get that loan. I don't know about UNI, but I have a lot of friends who went to an Ivy league and Stanford and yeah... they live a different life. (Its funny to see UC Berkeley students though - they are some of the cheapest guys I've ever met. I live in 3 Berkeley grads, and 2 of them are cheaper than the story of the guy I just described and they are mid-20's and 6 figure salary.)

[Top_Prospect]

I'm talking about a family loan though. If I was arrogant I wouldn't even say the word loan

[DFO]

Originally Posted by Sliver

Well it's not that hard to plug yourself into the reality for most people at least a little bit, if only so you don't come across as sounding arrogant or lacking humility.

The average house in Calgary sold for $382,000 in January 2010. A good percentage of home buyers are taking 20 years or more to pay for that one purchase. For you to say $300K - $600K isn't much money is a bit tough to hear for people that are going to spend the majority of their working lives paying off their modest home.

It just has to be put in context of income/profession in Calgary - the big chunk of Calgary's population in the O&G industry skews the discussion.

[rubecube]

Originally Posted by Top_Prospect

That's not much in this economy.

To the other guy. What's the difference if I went to a Bank?

I have to work my butt off and pay my loan off every month, which is a lot

How can you not think that's a lot of money? Last year I was making around 42k before taxes. That's probably around 30k after taxes, etc. This wasn't a career for me by any stretch, but it was for a lot of people I worked with. It would take them 10-20 years to earn what your brother lent you in a week.

The difference between a personal loan and a bank loan should be fairly obvious. You have personal obligation to pay your family the money they lent you but it's not like they're going to repossess your car, home, etc. if you miss a couple payments. There's a lot less risk involved for the borrower on a personal loan.

[Top_Prospect]

Originally Posted by Phanuthier

Well don't forget there is interest and whatnot in a mortgage. $300k-600k actually isn't that big of a deal.

This punjabi guy seems like he's very fortunate to get that loan. I don't know about UNI, but I have a lot of friends who went to an Ivy league and Stanford and yeah... they live a different life. (Its funny to see UC Berkeley students though - they are some of the cheapest guys I've ever met. I live in 3 Berkeley grads, and 2 of them are cheaper than the story of the guy I just described and they are mid-20's and 6 figure salary.)

You are 100% right though.

I have friends who are worth over 30 million and are cheap

[Top_Prospect]

Originally Posted by rubecube

How can you not think that's a lot of money? Last year I was making around 42k before taxes. That's probably around 30k after taxes, etc. This wasn't a career for me by any stretch, but it was for a lot of people I worked with. It would take them 10-20 years to earn what your brother lent you in a week.

The difference between a personal loan and a bank loan should be fairly obvious. You have personal obligation to pay your family the money they lent you but it's not like they're going to repossess your car, home, etc. if you miss a couple payments. There's a lot less risk involved for the borrower on a personal loan.

I almost agree I live in a different world I guess. That's not a lot to me. My wife and I used to make a good 100K+ clear working regular jobs. You can save lots

[rubecube]

Originally Posted by Top_Prospect

I'm punjabi. I went to UNI and did my BSC in science and did my Civil Engineering degree.

I admit I'm spoiled. My parents made the way for me, bit I know I can do it myself.

Different topic, but when you see guys like me in a "nice" car it's because our patents worked 60+ hours doing labor work

And I'll do it for my kids and extended family

Lots of kids have parents who have worked incredibly hard their entire lives but still don't have the money to buy their kids nice cars and put them through school

[rubecube]

Originally Posted by Top_Prospect

I almost agree I live in a different world I guess. That's not a lot to me. My wife and I used to make a good 100K+ clear working regular jobs. You can save lots

But that's also a dual income. If you're splitting everything 50/50 it can be a lot easier to also save 50/50 and come out with nice things. Some people aren't set up that way.

[malcolmk14]

My parents worked incredibly hard to provide a good life to my siblings and I, my dad worked 80 or 90 hour weeks for 10-15 years of his life when he finished University. There's no question that he has the money to buy me a nice car and put me through school and throw the down payment on a house my way, but if I ever asked for any of that he would laugh me out of the room.

I think there's something to be said for doing it on your own with minimal help. I'll graduate university with $20,000 in student loans and nothing to my name except a 10 year old car. My dad could probably pay that off for me with one paycheque, but he wouldn't, because what kind of message does that send?

[Top_Prospect]

Originally Posted by rubecube

But that's also a dual income. If you're splitting everything 50/50 it can be a lot easier to also save 50/50 and come out with nice things. Some people aren't set up that way.

Oh I agree with you. Money isn't everything though.

I bet 8/10 would prefer making less and have their free time/family time

Big trade off

[firebug]

Enough with the money talk, lets talk more about shoes!

Alden Ravello Shortwing Bluchers:



~bug

[CaptainCrunch]

Originally Posted by Ironhorse

+1

Especially when my wife wears them

Yeah, I like it when your wife wears boots too . . . d'oh

[Table 5]

Originally Posted by Phanuthier

I have a funny story. One of my friends' uncle is a VP of a multi-billion dollar tech company (base salary in the millions) and drove a 12 year old Toyota Corrola to work. His colleagues were so annoyed that he drove that POS car and parked in the exec parking lot with their Tesla's and Lamb and those other exclusive cars that 6 of them pooled together and bought him a brand new, BMW sports car. (Don't know the model or anything, just know it was >$140k) The condition was that he could have the car as long as he never drives that POS to work again.

reminds me of this guy....

http://www.huffingtonpost.com/2008/0...n_n_96490.html