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Old 04-09-2020, 10:28 PM   #840
Mayo
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Join Date: Oct 2012
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Quote:
Originally Posted by fleury View Post
I was going to create a thread, but thought I'd just keep it here, but what does everyone think of the financial ramifications beyond just stocks for Canada? For me, I think Canada has a huge amount of money to make up in quick order so I think there will be a few changes over the next few years.
1) Increased immigration to bring in more contributors to the tax pool
2) Housing supply opening up, so I think housing prices will be stable



I'm in the process of acquiring my first mortgage in Toronto, and really weighing my options hard for term and fixed/variable. I can't see the bond market drastically improving so fixed should go up (according to the economics I know), and I can't see banks passing on BOC savings to customers as they need to keep their margins high, so can't see that going down much either. I don't know though, so I'm wondering what others feel here?
I can't imagine buying into the Toronto/Vancouver housing markets right now

Not saying I know it's the wrong decision - but those prices are hard to explain
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