Quote:
Originally Posted by Slava
This is actually the exact opposite train of thought in the book Freakonomics...they studied daycare late fees and found that once they were implemented the incidence of lateness rose.
Let's face it, whether the government shouold be involved or not, the fees are too high.
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A little different I think - what they proved in Freakonomics was the late fee let people feel that they were off the hook and were 'buying' something.
For rational people, the ATM fees are a cost to be avoided and their behavior should reflect that. An absence of late fees will cause people to use more of the ATMs that are not from their bank.
We could conduct a study, but I am busy with my day job.
