[PsYcNeT]

Originally Posted by Hemi-Cuda

Well first thing, insurance isn't going to break your bank. It will be a small regular expense the same as hangar fees, fuel, etc. But if you do lose your ship, no insurance, and no cash to buy a new one, then you basically become a freelancer and take any jobs available (work for the local police, escort freighters, etc) and either fly a loaner ship or become a crew member on a bigger ship until you earn enough money to buy your own ship again (the starter ship is not going to be very expensive)

Everything about this sentence gives me a big space-boner.