I don't mind the starting of the thread, I thought it was funny.
And also I have never ever paid using debit or credit over the phone.. how is it safe to punch in a pin number?
I once accidently told the VISA rep my pin number because I thought they needed it to check my information and she said "I wish you hadn't told me that".
Also isn't there a credit card scam where the purchaser cancels your transaction after you leave and re-enters it adding 50 cents or whatever and pocketing it?
Credit cards are scary!
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