I don't see anything wrong with Hotmail, just make sure she doesn't let her e-mail get out there, by signing up for certain things, posting it on message boards (Google Spiders) or other things like that. Hotmail will work perfectly fine for her with little or no spam trouble, as long as you be sure to keep it "friends-only". There are also spam filters on Hotmail you can mess around with. This would also work well because being 13 she will likely want to talk on MSN a lot, having a Hotmail account means no signing up for passport accounts and other complicated (for her) things.
Yahoo isn't a good choice in my opinion. It's troublesome, and everytime I've had it, it's allowed a lot of erm, interesting... Spam through and into my Inbox.
Gmail could work. It offers the best protection in my opinion and of course has a massive inbox. You can also set up some good spam filters on there too. Only problem is, it could get a little complicated for her, not sure. You'd have to sign up her gmail address for Microsoft Passport to allow her to chat on MSN Messenger.
If you want to try gmail I'd be happy to send you an invite, just PM me your e-mail and you can set that up for her.
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