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Old 10-09-2020, 08:20 AM   #701
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...
All the more reason I believe insurance rates should be tied much closer to the actual vehicle.
Aren't they, or has that recently changed?

I've been told in the past that, once the driver is accounted for in all of the actuarial calculations, the actual car and the resulting cost to r&r parts is the biggest factor in individual rates.
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Old 10-09-2020, 03:45 PM   #702
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If there’s a loss to the vehicle, the cost to repair is the cost to repair.
A good portion of drivers will only see minor claims or zero claims. So you're pricing for hypothetical loss that may not happen.

And if your ####ty driver in a cheap Honda civic happens to drive into a Lamborghini, it doesn't really matter anymore that the vehicle which their rates are based on is cheap to fix.
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Old 10-09-2020, 03:47 PM   #703
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I've been told in the past that, once the driver is accounted for in all of the actuarial calculations, the actual car and the resulting cost to r&r parts is the biggest factor in individual rates.
Unless things have changed, this isn't true. If you buy any car that is crashed frequently (i.e. anything that a 16 year old male commonly drives) or something that is stolen often (certain pickup trucks are dinged for this), then your rate goes up.

I had one scenario where one vehicle I owned was worth twice as much as the other, but it was cheaper to insure.
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Old 10-09-2020, 04:00 PM   #704
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Mazda bringing back the rotary engine! as a range extender

[SIZE=3]
https://jalopnik.com/tesla-thinks-it...yea-1845311420
Time sure is a flat circle.

Just like the rotary engine.
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Old 10-09-2020, 04:10 PM   #705
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Time sure is a flat circle.

Just like the rotary engine.
Hey does the Veloster N have all that self driving stuff? Like full stop and go lane keep with radar cruise?
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Old 10-09-2020, 04:15 PM   #706
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Hey does the Veloster N have all that self driving stuff? Like full stop and go lane keep with radar cruise?
It does not, the Veloster N is a refreshingly uncomplicated go-Kart.

It doesn’t even have blind spot detectors - What it does have are automatic headlights, a heated leather steering wheel, and a manually adjusted driver’s seat.

Try to imagine that last sentence read by Jeremy Clarkson.
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Last edited by GreenLantern2814; 10-09-2020 at 04:17 PM.
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Old 10-09-2020, 04:20 PM   #707
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What's the cheapest vehicle in the lineup with the self driving stuff?
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Old 10-09-2020, 04:23 PM   #708
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My point was after dealing with plenty of "military grade" items in the military, they generally suck.

It is stupid term and one that 960 The Fan is doing with masks "military grade" masks FFS.
My other favourite is tactical. That, and military grade, are two of the most annoying buzz words out there.
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Old 10-09-2020, 04:39 PM   #709
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What's the cheapest vehicle in the lineup with the self driving stuff?
I have a 2019 Elantra Ultimate that has full adaptive cruise control, it’s listed for $22,990.

On the new side, it depends on the model:

Venue: N/A
Kona: Luxury package, $27,999 MSRP
Tucson: Urban package, $35,549 MSRP
Santa Fe: Essential w/SmartSense $32,449 MSRP
Palisade: Essential AWD, $41,199 MSRP

Ioniq: Ultimate, $32,799 MSRP
Sonata: Preferred, $27,149 MSRP
Elantra: Ultimate, $27,599 MSRP - they may change this on the redesign.
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Old 10-09-2020, 04:57 PM   #710
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Anyone here own a Mazda CX-9? Test drove one two days ago and really enjoyed it. Just wondering if there are any owners here that want to give me their insights.
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Old 10-09-2020, 05:01 PM   #711
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Cool, thanks GL!
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Old 10-12-2020, 02:48 AM   #712
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So I have no one to blame but myself really. Pulled the trigger on the Wrangler with knowledge of the slight driver side wind leak. I had them replace the door seal rubber thinking that would solve the problem but it’s still there. Not terrible but loud enough to be annoying with the radio off. I can’t fault the dealer, they are trying to be helpful. Thinking I should take it to a body shop for their opinion.

In the meantime I am going to start taping off areas with blue painters tape to see if I can isolate the problem.

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Old 10-12-2020, 10:37 PM   #713
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What block heater timer do you guys like? Looking online, fair bit of crap out there.
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Old 10-13-2020, 09:59 AM   #714
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Anyone here own a Mazda CX-9? Test drove one two days ago and really enjoyed it. Just wondering if there are any owners here that want to give me their insights.
It's one step down, but we bought a new CX-5 in June and have been nothing but happy with it. Strong likes are the interior finishes (coming from 8 years of Audis I don't feel like it is much of a step down), advanced safety features and the styling. Handling feels better than the comparables we test drove. I believe the CX-9s all come with the turbo engine, which is a great choice. The tech (nav & entertainment) on ours is a bit dated compared to the CX-30, I'm not sure which generation the CX-9 has. We'd have happily gone CX-9 but we are closing in on empty nest status and wanted to get into a smaller vehicle.
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Old 10-13-2020, 10:06 AM   #715
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May not be a perfect comparable, but we had a 2011 CX7 for 9 years. We also really liked the interior and mechanically it was rock solid. We put 240K kms on it and only ever had to do minor maintenance and crazy enough, never ended up having to replace the front or back brakes. Two negatives I found were the styling for that particular model didn’t age all that well and it depreciated fairly aggressively, which wasn’t a huge concern as I planned to and did own it for a long time frame. However, if you’re only looking to own for 3-5 years, definitely look into the depreciation piece.
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Old 10-13-2020, 10:36 AM   #716
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What block heater timer do you guys like? Looking online, fair bit of crap out there.
Any reason you couldn't just use a Wi-Fi enabled outdoor plug like a Kasa? Link

Provided you have a WiFi signal where the wall socket is, just use the app to connect it to WiFi, then configure the on/off times.
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Old 10-13-2020, 11:23 AM   #717
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Spoiler!

https://www.carscoops.com/2020/10/lo...core-gr-yaris/

Spy shot of the new Yaris. Have designers just forgot how to do as front end and grill? This has the look of a face with really angry eyes, and then the weird blocky grill that looks like the tried 100 different things and went with, ah, ####it. It's 4pm on Friday, this'll do. So many bad grills these days.
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Old 10-13-2020, 11:42 AM   #718
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Hot hatches are sweet.

Boy racer aero kits and LOOK AT MY INTERCOOLER grilles, not so much.
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Old 10-13-2020, 02:57 PM   #719
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It looks like an angry anime bunny.
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Old 10-13-2020, 05:28 PM   #720
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I don't understand why cars have to be so angry these days in general, but especially so when it comes to little economy cars. Little cars should be fun or quirky or experimental. Nobody takes you seriously anyway when you're small and angry, so you need another angle. More fun small cars with personality (think 500, early Mini, Twingo etc.) please.
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