Going to US for vacation - cash or credit card?

[Buff]

Where are you going?

I do mostly credit these days. The big exception for cash is Vegas. Cash for bankroll, credit for everything else. I may use cash for quick trip to CVS or Walgreens for quick bottle of water.

[ikaris]

Originally Posted by Husky

Any idea what the standard mc conversion rate is? Like it just converts at a daily fx rate or is there some built in fee that makes it expensive compared to visa, amex, etc?

They use the standard MasterCard daily forex rate which can be found here:

https://www.mastercard.us/en-us/cons...-currency.html

I compared today’s usd rate to xe.com and found that it was basically the same (actually a slightly better rate).

Definitely worth using this card for forex transactions.