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Old 05-09-2019, 10:03 AM   #1
bizaro86
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I'm looking for an insurance broker to get insurance on a condo I'm purchasing as a rental. Appreciate a recommendation, or if someone on here does this!
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Old 05-13-2019, 10:02 AM   #2
bizaro86
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BUMP - Nobody? I had one private contact but the person ended up not being able to help me.

Surely someone on CP knows or sells home/condo insurance...
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Old 05-14-2019, 08:39 PM   #3
para transit fellow
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I deal with Lakeview insurance brokers.. but I am not in your situation so "your milage may vary"
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Old 05-14-2019, 08:54 PM   #4
GullFoss
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Call the company that does your home insurance. No commercial broker is going to take your $20/month account.
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Old 05-14-2019, 09:33 PM   #5
cupofjoe
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PM sent
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Old 05-14-2019, 09:36 PM   #6
I-Hate-Hulse
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Quote:
Originally Posted by GullFoss View Post
Call the company that does your home insurance. No commercial broker is going to take your $20/month account.
This. Your rental likely has to be tied to an existing home policy - at least for decent rates.

If all else fails, try one of those online brokerages, like Sonnet or something.
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Old 05-14-2019, 10:05 PM   #7
bizaro86
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Quote:
Originally Posted by I-Hate-Hulse View Post
This. Your rental likely has to be tied to an existing home policy - at least for decent rates.

If all else fails, try one of those online brokerages, like Sonnet or something.
Decent rate isn't my primary concern here. I have the condo insured under my existing homeowners policy, but the condo board raised the deductible on their insurance for water damage to $50k. The highest limit my insurance company will do for a condo is $25k, so if a pipe goes in my unit I have a potential $25k liability.

Thus, I am searching for new insurance. it seems like AMA might be willing to write a higher limit, but we'll see.
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Old 05-15-2019, 09:48 AM   #8
GoinAllTheWay
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Standalone rented dwellings are a hard sell.

It's possible Intact may do it. I suggest them as their limits for loss assessment are very high. I think you'd be hard pressed to find a better condo policy than Intact.
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