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Old 12-15-2016, 02:52 AM   #21
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I have renewal coming up for Feb 1, 2017. I have been offered:

5 Year Fixed: 2.84%
5 Year Variable: Prime minus 0.35% (2.35%) Variable

"Accept or repay mortgage in full by Dec 18, 2016 your mortgage will be automatically renewed for a 6 month term at an interest rate of 6.30% per annum..."
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Old 12-15-2016, 09:02 AM   #22
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Quote:
Originally Posted by Scrambler View Post
I have renewal coming up for Feb 1, 2017. I have been offered:

5 Year Fixed: 2.84%
5 Year Variable: Prime minus 0.35% (2.35%) Variable

"Accept or repay mortgage in full by Dec 18, 2016 your mortgage will be automatically renewed for a 6 month term at an interest rate of 6.30% per annum..."
Hi Scrambler, we can likely get better for both rate terms. Need to know a few details regarding your original mortgage. Will PM...
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Old 06-15-2017, 09:55 AM   #23
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Just a heads up regarding the pressure over the past few days with regards to the 5-Year Bond Yield.

With the announcement on Friday, June 9, 2017 regarding better than expected job numbers... and the media discussions about a Bank of Canada rate hike, we have seen the 5-Year Bond Yield jump.

If the pressure continues for any length of time, we could see rates increase. If you have a renewal happening in the next 120 days, looking to purchase or refinance and want to find out your options... PM, email us or give us a call - 403-648-1541 / tim@cgymortgage.com
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Old 06-29-2017, 11:07 AM   #24
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It has started... we have seen a couple of lenders starting to adjust rates.

The 5 Year Bond Yield is up... more changes to come this week and next. If anyone has questions, please call, email or PM.

On June 9th, the GOC was at 0.94% and as of this morning it is now trading at 1.36%.

Tim
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tim@cgymortgage.com
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Last edited by Mortgage Made Easy; 06-29-2017 at 12:16 PM.
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Old 07-13-2017, 03:46 PM   #25
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MORE PRESSURE ON RATES

We have received notice that another rate change is occuring. Likely an additional 0.25% increase on rates. This is not the same increase to Bank of Canada rate this is fixed rates due to the uptick in the 5 Year Bond Yield.

If you are buying, refinancing or have a renewal in the next 4 months... please do not hesitate to connect with us.
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Old 09-07-2017, 09:50 AM   #26
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More pressure... more fixed rate increases!

The 5-Year Bond Yield is up and we are likely going to see rate increases soon... one lender has already increased.

Reach out for a no obligation call to discuss your options. If you are buying, refinancing or renewing in the next 4-6 months, give us a call or email.
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Old 02-15-2018, 05:41 PM   #27
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Heads Up !!

Rates are on the rise again... approx. 0.15% increase to existing 5-year fixed rates.

5-Year Bond Yield is compressing margins and another rate increase.

We can protect rates up to 120-days on purchases, renewals and refinances.
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Old 04-13-2018, 10:22 AM   #28
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Good morning everyone...

Heads Up !!

Rates are on the rise again... a few lenders have adjusted and some have not but likely the rest will follow suit next week.

5-Year Bond Yield

We can protect rates up to 120-days on purchases, renewals and refinances.
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Old 05-02-2018, 05:10 PM   #29
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Rates are on the rise again... a few lenders have adjusted and more to come. Increase of another 0.10% or more.

5-Year Bond Yield

We can protect rates up to 120-days on purchases, renewals and refinances.
__________________
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Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 10-01-2018, 09:30 AM   #30
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Fixed rates are on the rise again!

We have seen a couple of lenders make moves last Friday (Sept 28) and with the Trade deal reached with USA, we will likely see others change this week.

5-Year Bond Yield

We can protect rates up to 120-days on purchases, renewals and refinances.... which puts protection until end of January 2019.
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Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
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If you have any questions please feel free to PM me or email forums@timlacroix.com

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Old 10-16-2019, 09:02 PM   #31
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We are likely to see fixed rates start to increase a little with the increase to the 5-Year Bond Yield.

The market has creeped up since last weeks announcement of increased jobs and unemployment being down for Canada.

If you have a mortgage renewing or purchasing a home in the next 4 + months, give us a shout.
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Old 12-12-2019, 12:41 PM   #32
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BUMP

Dec 12, 2019--- UPDATE

RBC Announced an INCREASE to mortgage rates effective Dec 17, 2019.

3-year rates will increase by 0.10%
5-year rates will increase by 0.20%

Pressure on rates are increasing since the Bank of Canada announcement on Dec 4 ---->>>> 5-Year Bond Yield.

If you have a mortgage renewing or purchasing a home in the next 4 + months, give us a shout. Rates can be held for up to 120-days.
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Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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