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Old 05-16-2022, 02:36 PM   #4261
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https://www.theatlantic.com/ideas/ar...tm_source=feed


Good piece from Atwood on the abortion debate.
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Old 05-16-2022, 07:49 PM   #4262
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The most idiotic response I've seen to this is when conservatives say "You agreed to the terms, so you should pay it back," or they'll blame it on the kids for picking the wrong major. You know, because 17-18 isn't old enough to drink, but it's certainly old enough to make life-altering decisions that you should have to live with for the rest of your life.
Horrible argument. If these young folks are making this decision (college) solely on their own that speaks to a bigger problem, do Mom and Dad not have a role in this? Also, it’s only life altering if they neglect to pay back the money they borrowed. Paying off a student loan is one of the most effective credit building methods out there.

What would you say about an 18yr old driving drunk and killing somebody? They should not have to live with the life altering consequences of their decision?
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Old 05-16-2022, 08:17 PM   #4263
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Are Americans okay with the current level of incompetence coming out of the White House? Most of themI understand Biden is old, senile and useless, but the new Jen Psaki is spewing complete nonsense. Go to the 42:00 mark of today’s press briefing.
https://youtu.be/wqn73WzNnAk
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Old 05-16-2022, 10:34 PM   #4264
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Why would you call her the new Jen Psaki and not bother to learn her name?

Karine Jean-Pierre.
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Old 05-16-2022, 10:59 PM   #4265
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Derek Sutton is right. I personally took out a $150,000 student loan because it would be great for my credit score. I look forward to putting it to good use and obtaining an assuredly quick approval on my Capital One Mastercard, with a very attractive interest rate of 21.99%.

I am glad we have intelligent, responsible, and forward thinking adults urging our children to obtain tens of thousands of dollars if not hundreds of thousands of dollars in debt for the benefit of their extremely valuable credit score, a number which cannot be raised in any substantially less financially risky ways that I can possibly imagine.

I also think 18 year old drunk drivers should be executed on the spot. So that’s two things we agree on.
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Old 05-16-2022, 11:25 PM   #4266
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Originally Posted by Derek Sutton View Post
Horrible argument. If these young folks are making this decision (college) solely on their own that speaks to a bigger problem, do Mom and Dad not have a role in this? Also, it’s only life altering if they neglect to pay back the money they borrowed. Paying off a student loan is one of the most effective credit building methods out there.
TIL, all kids who go to college have fully present parents who are well-versed in financial planning and navigating the modern post-secondary world.

Thank you for this valuable knowledge.
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Old 05-17-2022, 05:56 AM   #4267
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Originally Posted by Derek Sutton View Post
Are Americans okay with the current level of incompetence coming out of the White House? Most of themI understand Biden is old, senile and useless, but the new Jen Psaki is spewing complete nonsense. Go to the 42:00 mark of today’s press briefing.
https://youtu.be/wqn73WzNnAk

Are you trying to compare the current incompetence with the previous? If so, the previous level certainly was 1000x worse.

The incompetence coming from the White House is currently connected to two Democrats in the Senate and the entire GQP or things might actually get done.
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Old 05-17-2022, 07:15 AM   #4268
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Canceling student debt seems to be a political mindfield.

This NY Times article from the weekend has a lot of solid points. https://www.nytimes.com/2022/05/14/o...bt-cancel.html

Widespread forgiveness just to help out people at one point in time seems to not really fix anything.

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Canceling this debt, even in the limited amounts that the White House is considering, would set a bad precedent and do nothing to change the fact that future students will graduate with yet more debt — along with the blind hope of another, future amnesty. Such a move is legally dubious, economically unsound, politically fraught and educationally problematic.
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Old 05-17-2022, 07:28 AM   #4269
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Canceling student debt seems to be a political mindfield.

This NY Times article from the weekend has a lot of solid points. https://www.nytimes.com/2022/05/14/o...bt-cancel.html

Widespread forgiveness just to help out people at one point in time seems to not really fix anything.
Of course it wouldn’t fix anything. Actually fixing the problem of relentlessly rising higher education costs would involve messy and contentious reform of powerful institutions. This is just a bribe to a small and privileged but highly politically active constituency.
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Old 05-17-2022, 08:52 AM   #4270
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Quote:
Originally Posted by Derek Sutton View Post
Are Americans okay with the current level of incompetence coming out of the White House? Most of themI understand Biden is old, senile and useless, but the new Jen Psaki is spewing complete nonsense. Go to the 42:00 mark of today’s press briefing.
https://youtu.be/wqn73WzNnAk
So you watched 4 years of Trumps White House, you credulously sat by and considers injecting bleach into your arms, shining a light down your throat to kill viruses, you watched a man with a sharpie show that many many meteorologist agree with his false statements, you believed that 20,000 people in a picture was more than 200,000 people (I'm sure if we put our backs into we could come up with 300-400 equally bad examples).

Yet some giving two concrete actions being taken regarding baby formula shortages, then refusing to give definitive timelines on something, thats incompetent?

What are you trying to say here?

Did you just endure years of people laughing at the rank incompetence of someone you like and internalize that its a good line of attack?
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Old 05-17-2022, 09:21 AM   #4271
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Quote:
Originally Posted by Derek Sutton View Post
Are Americans okay with the current level of incompetence coming out of the White House? Most of themI understand Biden is old, senile and useless, but the new Jen Psaki is spewing complete nonsense. Go to the 42:00 mark of today’s press briefing.
https://youtu.be/wqn73WzNnAk
Whats the issue here at 42:00 mark?

the baby formula issue? what was wrong with the answer?
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Old 05-17-2022, 09:29 AM   #4272
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Of course it wouldn’t fix anything. Actually fixing the problem of relentlessly rising higher education costs would involve messy and contentious reform of powerful institutions. This is just a bribe to a small and privileged but highly politically active constituency.
Is it? Or is this crippling debt preventing people from advancing their lives and having trickle-down effects like people not reproducing and not buying houses, spending on renos/furnishings, etc. because they're financially insecure and all their money is going to service debts to the benefit of an already-rich elite when that money could instead be used to grow the larger economy to the benefit of more people?

I also agree rising education costs are absurd and need to be addressed, but the point of cancelling the student debt has much more nuance and meaning than your simplistic, biased and disingenuous conclusion.
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Old 05-17-2022, 09:42 AM   #4273
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If you wanted to create a law to fix high education costs, it would be pretty simple.

Limit university endowments to 1 billion. That's more than enough to handle any future research or education projects that would sustain the institution. Once they are over $1 billion, they are forced to either re-invest the funds in scholarships or subsidized tuition, or it gets taxed heavily and those funds are used to subsidize tuition for low income applicants across all institutions. Call it a luxury tax if you will.

Good article on this in the Washington Post for those intrigued.

https://www.washingtonpost.com/educa...ty-endowments/
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Old 05-17-2022, 10:21 AM   #4274
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Whats the issue here at 42:00 mark?

the baby formula issue? what was wrong with the answer?
Sorry, 38:15
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Old 05-17-2022, 10:41 AM   #4275
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I think looking at what is driving the increase in the cost of education could also be useful.

It seems that the ancillary services in education are driving higher costs. I suspect that teaching costs are going down, as there are simply fewer professors. At the same time, universities are constantly getting incredible new facilities, and seem to be growing from an admin standpoint.

Those ancillary costs aren't really relevant to educational outcome.

Looking at costs, I feel like University education is ripe for disruption. Lower cost options that provide greater upside. I liked what Lambda was doing, and can see other options in that model, but it could be something totally different.

If you get down to it, the reason most people 'buy' a degree is the ability to secure quality employment. Students pay high prices for mediocre and good schools, as opposed to cheaper community colleges, because in general the good office jobs go to university graduates.




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Canceling student debt seems to be a political mindfield.

This NY Times article from the weekend has a lot of solid points. https://www.nytimes.com/2022/05/14/o...bt-cancel.html

Widespread forgiveness just to help out people at one point in time seems to not really fix anything.
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Old 05-17-2022, 10:58 AM   #4276
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I hate most campaign finance rules, but even I think this one is a little crazy.

https://www.vox.com/2022/5/16/230749...ts-elena-kagan
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Old 05-17-2022, 11:11 AM   #4277
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Sorry, 38:15
Why don't you just say what they are talking about and why it annoys you.

No one wants to scroll through some random video to figure out what you are discussing.
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Old 05-17-2022, 11:11 AM   #4278
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I hate most campaign finance rules, but even I think this one is a little crazy.

https://www.vox.com/2022/5/16/230749...ts-elena-kagan
Why do you hate them?
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Old 05-17-2022, 11:32 AM   #4279
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Why do you hate them?
Because IMO the government should not regulate the quantity and content of political speech.

The Cruz case is different though as you can now directly profit from donations made after you win an election. This is blatant bribery.
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Old 05-17-2022, 11:39 AM   #4280
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Because IMO the government should not regulate the quantity and content of political speech.

The Cruz case is different though as you can now directly profit from donations made after you win an election. This is blatant bribery.
I don't think this one is quite at the particularly horrid level of Citizens United, but it is pretty suspect that you can loan your campaign an unlimited amount of money and then solicit bribes - er, donations - after being elected to repay yourself.
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