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Old 08-20-2020, 08:37 AM   #141
Mortgage Made Easy
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Quote:
Originally Posted by red sky View Post
I sent you an email to your CP email address.
Calling you now.
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 09-09-2020, 07:49 AM   #142
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Current Rates to Open Week Sept 7, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.65% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.84% to 2.04% * High Ratio
5 Year Fixed - 1.99% to 2.2.19% * Conventional

5 Year ARM/VRM - 1.90% - 2.05%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.04% - 2.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 10-07-2020, 07:48 AM   #143
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Location: Calgary, AB
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Current Rates to Open Week Oct 5, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.64% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.60% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.79% to 2.04% * High Ratio
5 Year Fixed - 1.1.89% to 2..14% * Conventional

5 Year ARM/VRM - 1.85% - 1.90%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.99% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 11-03-2020, 01:17 PM   #144
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Current Rates to Open Week Nov 2, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.49% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

5 Year ARM/VRM - 1.45% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.74% to 1.99% * Conventional

5 Year ARM/VRM - 1.45% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 11-09-2020, 08:59 AM   #145
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Nov 9, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.49% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

5 Year ARM/VRM - 1.45% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.74% to 1.99% * Conventional

5 Year ARM/VRM - 1.45% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 11-17-2020, 08:50 AM   #146
Mortgage Made Easy
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Location: Calgary, AB
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Current Rates to Open Week Nov 16, 2020

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

Promo 2 --> 5 Year Fixed - 1.59% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60 Days to Close (some restrictions)

Promo 3 --> 5 Year ARM/VRM - 1.50% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.69% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.79% to 1.99% * Conventional

5 Year ARM/VRM - 1.50% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 11-23-2020, 09:38 AM   #147
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Nov 16, 2020

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

Promo 2 --> 5 Year Fixed - 1.59% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

Promo 3 --> 5 Year ARM/VRM - 1.50% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.69% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.79% to 1.99% * Conventional

5 Year ARM/VRM - 1.50% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 11-30-2020, 02:40 PM   #148
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Location: Calgary, AB
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Current Rates to Open Week Nov 30, 2020

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

Promo 2 --> 5 Year Fixed - 1.59% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

Promo 3 --> 5 Year ARM/VRM - 1.50% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.69% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.79% to 1.99% * Conventional

5 Year ARM/VRM - 1.50% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 12-14-2020, 01:48 PM   #149
Mortgage Made Easy
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Location: Calgary, AB
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Current Rates to Open Week Dec 14, 2020

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

Promo 2 --> 5 Year Fixed - 1.49% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

Promo 3 --> 5 Year ARM/VRM - 1.50% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.54% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.74% to 1.94% * Conventional

5 Year ARM/VRM - 1.50% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.84% - 2.04%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 01-20-2021, 08:28 AM   #150
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Jan 18, 2021

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

Promo 2 --> 5 Year Fixed - 1.49% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

Promo 3 --> 5 Year ARM/VRM - 1.50% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.54% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.74% to 1.94% * Conventional

5 Year ARM/VRM - 1.50% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.79% - 2.04%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 02-22-2021, 10:09 PM   #151
Mortgage Made Easy
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Location: Calgary, AB
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Current Rates to Open Week Feb 22, 2021

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 5 Year Fixed - 1.39% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

Promo 2 --> 5 Year ARM/VRM - 1.35% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.44% * High Ratio

5 Year Fixed - 1.39% to 1.74% * High Ratio
5 Year Fixed - 1.69% to 1.94% * Conventional

5 Year ARM/VRM - 1.35% - 1.75%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.79% - 1.99%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 02-23-2021, 08:06 PM   #152
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Any truth that rates are going up soon?
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Old 02-23-2021, 09:27 PM   #153
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Quote:
Originally Posted by BurningSteel View Post
Any truth that rates are going up soon?
Yes, rates have started to increase with some lenders.
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 02-25-2021, 11:55 AM   #154
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*** More pressure today for rates to climb... we have seen increases in fixed rates of 0.10% - 0.20%. There are still some lenders that have not moved, please reach out if you have any financing needs in the next 120 days.

NOTE- the 5 Year Bond Yield is up today as well... which could indicate more increases next week.
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 02-25-2021, 12:46 PM   #155
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Quote:
Originally Posted by Mortgage Made Easy View Post
*** More pressure today for rates to climb... we have seen increases in fixed rates of 0.10% - 0.20%. There are still some lenders that have not moved, please reach out if you have any financing needs in the next 120 days.

NOTE- the 5 Year Bond Yield is up today as well... which could indicate more increases next week.
AH, come on man, don't go up now. It's three days until I hit my 120-day window to renew. I was planning on calling my bank on Monday.
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Old 02-25-2021, 12:52 PM   #156
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Quote:
Originally Posted by pseudoreality View Post
AH, come on man, don't go up now. It's three days until I hit my 120-day window to renew. I was planning on calling my bank on Monday.
Who is your lender as some with allow you out without penalty or a pre diem. You can email me info at tim@timlacroix.com
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 03-11-2021, 10:22 AM   #157
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Location: Calgary, AB
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Current Rates to Open Week March 1, 2021

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 5 Year Fixed - 1.74% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

Promo 2 --> 5 Year ARM/VRM - 1.25% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.54% * High Ratio

5 Year Fixed - 1.74% to 1.94% * High Ratio
5 Year Fixed - 1.89% to 2.09% * Conventional

5 Year ARM/VRM - 1.25% - 1.50%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 03-15-2021, 07:41 AM   #158
Mortgage Made Easy
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Location: Calgary, AB
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Current Rates to Open Week March 15, 2021

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 3 Year Fixed - 1.54% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60-120 Days to Close (some restrictions)

Promo 2 --> 4 Year Fixed - 1.69% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 120 Days to Close (some restrictions)

Promo 3 --> 5 Year Fixed - 1.74% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60 Days to Close (some restrictions)

Promo 4 --> 5 Year ARM/VRM - 1.25% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.54% * High Ratio

5 Year Fixed - 1.74% to 2.04% * High Ratio
5 Year Fixed - 1.99% to 2.29% * Conventional

5 Year ARM/VRM - 1.25% - 1.50%

HELOC Rates Prime +0.50%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 03-30-2021, 07:25 AM   #159
Mortgage Made Easy
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Location: Calgary, AB
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Current Rates to Open Week March 29, 2021

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 3 Year Fixed - 1.59% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60-120 Days to Close (some restrictions)

Promo 2 --> 4 Year Fixed - 1.79% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 120 Days to Close (some restrictions)

Promo 3 --> 5 Year Fixed - 1.74% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60 Days to Close (some restrictions)

Promo 4 --> 5 Year ARM/VRM - 1.25% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.59% * High Ratio

5 Year Fixed - 1.74% to 2.04% * High Ratio
5 Year Fixed - 1.99% to 2.29% * Conventional

5 Year ARM/VRM - 1.25% - 1.50%

HELOC Rates Prime +0.50%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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Old 04-05-2021, 09:28 AM   #160
Mortgage Made Easy
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Current Rates to Open Week April 5, 2021

Prime Rate - 2.45%

PROMOTIONS

Promo 1 --> 3 Year Fixed - 1.59% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60-120 Days to Close (some restrictions)

Promo 2 --> 4 Year Fixed - 1.79% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 120 Days to Close (some restrictions)

Promo 3 --> 5 Year Fixed - 1.74% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60 Days to Close (some restrictions)

Promo 4 --> 5 Year ARM/VRM - 1.25% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.59% * High Ratio

5 Year Fixed - 1.74% to 2.04% * High Ratio
5 Year Fixed - 1.99% to 2.29% * Conventional

5 Year ARM/VRM - 1.25% - 1.50%

HELOC Rates Prime +0.50%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

Click here to View current Mortgage Rates

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