Current Mortgage Rates & News - Official CP Forum Sponsor

[Mortgage Made Easy]

It is possible but not attractive. I am not sure who is still offering them? If you are interested, let me know and I will poke around a little.

However, as an example, the 10-year is approx. 3.84%.

[Mortgage Made Easy]

Current Rates to Open Week July 3, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.39% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.80% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.59% High Ratio Only, Up to 180-day Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.31%
4 Year Fixed - 2.44%
5 Year Fixed - 2.49% * 90-Days
5 Year Fixed - 2.59% * 120-Days

3 Year + ARM - 2.10%
5 Year ARM/VRM - 2.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.74% - 2.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.59%
5 Year Fixed - 12 Month Rate Hold - 3.44%

Rental Rates
5 Year Fixed - 2.99%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

MORE PRESSURE ON RATES

We have received notice that another rate change is occurring. Likely an additional 0.25% increase on rates. This is not the same increase to Bank of Canada rate this is fixed rates due to the uptick in the 5 Year Bond Yield.

If you are buying, refinancing or have a renewal in the next 4 months... please do not hesitate to connect with us.

[Mortgage Made Easy]

Current Rates to Open Week July 31, 2017

Prime Rate - 2.95% - INCREASED

Special Rate Offers

5 Year Fixed - 2.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.00% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.34%
4 Year Fixed - 2.44%
5 Year Fixed - 2.89% * 90-Days
5 Year Fixed - 2.99% * 120-Days

3 Year + ARM - 2.40%
5 Year ARM/VRM - 2.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.99% - 3.19%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.94%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.24%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Aug 14, 2017

Prime Rate - 2.95%

Special Rate Offers

5 Year Fixed - 2.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.00% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.54% - 2.64%
3 Year Fixed - 2.69% - 2.84%
4 Year Fixed - 2.84% - 2.99%
5 Year Fixed - 2.89% * 90-Days
5 Year Fixed - 2.99% * 120-Days

3 Year + ARM - 2.40%
5 Year ARM/VRM - 2.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.99% - 3.19%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.09%
5 Year Fixed - 12 Month Rate Hold - 3.99%

Rental Rates
5 Year Fixed - 3.19% - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

More pressure... more fixed rate increases!

The 5-Year Bond Yield is up and we are likely going to see rate increases soon... one lender has already increased.

Reach out for a no obligation call to discuss your options. If you are buying, refinancing or renewing in the next 4-6 months, give us a call or email.

[Mortgage Made Easy]

Current Rates to Open Week Sept 14, 2017

Prime Rate - 3.20% **RECENT CHANGE

Special Rate Offers

5 Year Fixed - 2.84% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.15% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.99%
3 Year Fixed - 2.89%
4 Year Fixed - 2.99%
5 Year Fixed - 2.94% * 60-Days
5 Year Fixed - 3.09% - 3.19% * 120-Days

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.40%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.19% - 3.24%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.09%
5 Year Fixed - 12 Month Rate Hold - 3.99%

Rental Rates
5 Year Fixed - 3.39%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

There is continued pressure on the 5-year Bond Yield... which means potential rate increases. We have seen some increases... if you are looking to renew, refinance or purchase in the next 120 days, it might be a good time to start the process.

[Mortgage Made Easy]

Current Rates to Open Week Sept 29, 2017

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.84% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.15% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.04%
4 Year Fixed - 3.14%
5 Year Fixed - 2.97% - 3.04% * 90-Days
5 Year Fixed - 3.09% - 3.19% * 120-Days

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.29% - 2.40%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.34% - 3.44%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.24%
5 Year Fixed - 12 Month Rate Hold - 4.05%

Rental Rates
5 Year Fixed - 3.44%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Nov 20, 2017

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.74% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.01% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.79%
3 Year Fixed - 2.84%
4 Year Fixed - 2.89% * Matures March 1st, 2022
5 Year Fixed - 2.94%
5 Year Fixed - 3.04% to 3.29% * Conventional Purchases

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.30% - 2.70%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.39% - 3.49%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.29%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Dec 4, 2017

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.95% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.79%
3 Year Fixed - 2.84%
4 Year Fixed - 2.89% * Matures March 1st, 2022
5 Year Fixed - 2.94%
5 Year Fixed - 3.04% to 3.29% * Conventional Purchases

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.30% - 2.70%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.34% - 3.44%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.29%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.49%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Jan 1, 2018

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.79% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.95% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.79%
3 Year Fixed - 2.84%
4 Year Fixed - 2.99%
5 Year Fixed - 2.94% to 3.09% * High Ratio
5 Year Fixed - 3.04% to 3.34% * Conventional

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.30% - 2.70%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.34% - 3.44%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.29%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Jan 29, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 2.99% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.26% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 2.99% to 3.19% * High Ratio
5 Year Fixed - 3.19% to 3.49% * Conventional

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.50% - 2.95%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.49% - 3.54%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.64% - 3.74%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Feb 19, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.04% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.04% to 3.24% * High Ratio
5 Year Fixed - 3.24% to 3.49% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.50% - 2.85%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.49% - 3.64%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.64% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week March 19, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.04% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.04% to 3.24% * High Ratio
5 Year Fixed - 3.24% to 3.49% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.50% - 2.85%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.49% - 3.64%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.64% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week April 2, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.04% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.04% to 3.24% * High Ratio
5 Year Fixed - 3.24% to 3.49% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.50% - 2.85%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.49% - 3.64%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.64% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week May 7, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.19% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.19% to 3.24% * High Ratio
5 Year Fixed - 3.54% to 3.74% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.50%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.64% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.79% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week June 25, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.14% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.24%
3 Year Fixed - 3.44%
4 Year Fixed - 3.49%
5 Year Fixed - 3.24% to 3.34% * High Ratio
5 Year Fixed - 3.34% to 3.74% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.55%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.69% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.54%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.74% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week July 24, 2018

Prime Rate - 3.70%

Special Rate Offers

5 Year Fixed - 3.24% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.46% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.24%
3 Year Fixed - 3.44%
4 Year Fixed - 3.49%
5 Year Fixed - 3.24% to 3.34% * High Ratio
5 Year Fixed - 3.34% to 3.74% * Conventional

3 Year + ARM - 3.15%
5 Year ARM/VRM - 2.75%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.69% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.69%
5 Year Fixed - 12 Month Rate Hold - 4.29%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Fixed rates are on the rise again!

We have seen a couple of lenders make moves last Friday (Sept 28) and with the Trade deal reached with USA, we will likely see others change this week.

5-Year Bond Yield

We can protect rates up to 120-days on purchases, renewals and refinances.... which puts protection until end of January 2019.