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Old 10-23-2023, 09:34 AM   #121
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Oct 23, 2023

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.10% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 5.69% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.00% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 6.39% * High Ratio
3 Year Fixed - 5.94% * High Ratio
4 Year Fixed - 6.04% * High Ratio

5 Year Fixed - 5.69% to 5.84% * High Ratio
5 Year Fixed - 6.04% to 6.49% * Conventional

5 Year ARM/VRM - 6.00% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 11-27-2023, 08:44 AM   #122
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Nov 27, 2023

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.10% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 5.54% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.00% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 6.39% * High Ratio
3 Year Fixed - 5.84% * High Ratio
4 Year Fixed - 5.64% * High Ratio

5 Year Fixed - 5.54% to 5.84% * High Ratio
5 Year Fixed - 5.89% to 6.49% * Conventional

5 Year ARM/VRM - 6.00% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 12-06-2023, 08:29 AM   #123
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week Dec 4, 2023

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.10% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 5.39% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.00% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 6.39% * High Ratio
3 Year Fixed - 5.84% * High Ratio
4 Year Fixed - 5.49% * High Ratio

5 Year Fixed - 5.39% to 5.79% * High Ratio
5 Year Fixed - 5.69% to 6.14% * Conventional

5 Year ARM/VRM - 6.00% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 12-19-2023, 08:16 PM   #124
Amethyst
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My mortgage will be up for renewal in late spring. There's not a lot left on it - if I continued at current rates for one more year, it would be paid off in spring of 2025. Any suggestions? I wouldn't mind stretching the final year out to a slightly longer term with fairly low biweekly payments.
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Old 12-20-2023, 05:45 PM   #125
Mortgage Made Easy
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Location: Calgary, AB
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Hi - sorry for the late reply. Please let me know if you would like to have a 5-min call to discuss.
Tim
tim@timlacroix.com
403-648-1541

Quote:
Originally Posted by Amethyst View Post
My mortgage will be up for renewal in late spring. There's not a lot left on it - if I continued at current rates for one more year, it would be paid off in spring of 2025. Any suggestions? I wouldn't mind stretching the final year out to a slightly longer term with fairly low biweekly payments.
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 01-01-2024, 11:01 AM   #126
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week Jan 1, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.35% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 5.24% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.15% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 6.14% * High Ratio
3 Year Fixed - 5.54% * High Ratio
4 Year Fixed - 5.24% * High Ratio

5 Year Fixed - 5.14% to 5.39% * High Ratio
5 Year Fixed - 5.49% to 5.84% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 01-08-2024, 08:25 AM   #127
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week Jan 8, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 5.14% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.15% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 6.14% * High Ratio
3 Year Fixed - 5.44% * High Ratio
4 Year Fixed - 5.24% * High Ratio

5 Year Fixed - 5.14% to 5.39% * High Ratio
5 Year Fixed - 5.44% to 5.84% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 01-15-2024, 08:32 AM   #128
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week Jan 15, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 4.99% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.15% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 6.04% * High Ratio
3 Year Fixed - 5.24% * High Ratio
4 Year Fixed - 5.24% * High Ratio

5 Year Fixed - 4.99% to 5.24% * High Ratio
5 Year Fixed - 5.14% to 5.44% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 02-26-2024, 03:06 PM   #129
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week Feb 26, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 4.99% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 5.99% * High Ratio
3 Year Fixed - 5.14% * High Ratio
4 Year Fixed - 5.04% * High Ratio

5 Year Fixed - 4.99% to 5.24% * High Ratio
5 Year Fixed - 5.24% to 5.44% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 03-27-2024, 06:17 PM   #130
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week Mar 25, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 4.79% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio

5 Year Fixed - 4.79% to 5.14% * High Ratio
5 Year Fixed - 5.14% to 5.34% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 04-02-2024, 08:22 AM   #131
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week April 1, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 4.79% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio

5 Year Fixed - 4.79% to 5.14% * High Ratio
5 Year Fixed - 5.14% to 5.34% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 04-15-2024, 07:12 AM   #132
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week April 15, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 4.84% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio

5 Year Fixed - 4.84% to 5.14% * High Ratio
5 Year Fixed - 5.14% to 5.34% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 04-29-2024, 08:04 AM   #133
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week April 29, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 4.84% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio

5 Year Fixed - 4.84% to 5.19% * High Ratio
5 Year Fixed - 5.19% to 5.34% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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Old 05-06-2024, 08:39 AM   #134
Mortgage Made Easy
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Join Date: Sep 2014
Location: Calgary, AB
Exp:
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Current Rates to Open Week May 6, 2024

Prime Rate - 7.20%

PROMOTIONS

PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

PROMO 2 --> 5 Year Fixed - 4.84% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)

PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio

5 Year Fixed - 4.84% to 5.19% * High Ratio
5 Year Fixed - 5.19% to 5.34% * Conventional

5 Year ARM/VRM - 6.15% - 6.90%

HELOC Rates Prime +0.00 to +0.50%%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice
__________________
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connect
www.TimLacroix.com

If you have any questions please feel free to PM me or email forums@timlacroix.com

Click here to View current Mortgage Rates

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