Parking Traffic

[normtwofinger]

Parking lot collisions will always be viewed as 50/50 by insurance companies.

[Ducay]

Originally Posted by normtwofinger

Parking lot collisions will always be viewed as 50/50 by insurance companies.

Please continue the misinformation

[Rathji]

Originally Posted by normtwofinger

Parking lot collisions will always be viewed as 50/50 by insurance companies.

I don't think that is the default position in most cases. I don't work in insurance though, so maybe I am out to lunch.

[undercoverbrother]

Originally Posted by normtwofinger

Parking lot collisions will always be viewed as 50/50 by insurance companies.

Originally Posted by Rathji

I don't think that is the default position in most cases. I don't work in insurance though, so maybe I am out to lunch.

One of these two posts is out to lunch.........that is for sure.

[stampsx2]

Originally Posted by Rathji

Legally, you would face no fines or other charges if you were following the Traffic act, but the insurance company has an agreement they follow for paying out claims, which you agreed to by purchasing insurance, which means the claim could still go on your insurance.

Wouldn't different insurance companies have different rules leading to accidents, if those were the rules you chose to follow?

One insurance company says yield to the person on the right, the other says feeder has the right of way and you have an issue.

I would guess the traffic act would prevail, at least if it went to court.

[GoinAllTheWay]

Originally Posted by stampsx2

Wouldn't different insurance companies have different rules leading to accidents, if those were the rules you chose to follow?

One insurance company says yield to the person on the right, the other says feeder has the right of way and you have an issue.

I would guess the traffic act would prevail, at least if it went to court.

Nope,they sure don't. All insurers have fault charts to which the all agree on. Not having an agreed upon fault chart would add months to the claim process.

And I belive Rathji is correct. With the exception of the backing out scenario and the discussion regarding right of way into feeder roads, any other accident is charged 50/50 assuming their is no independant witness backing up one side of the story.

[Jimmy Stang]

While we're talking about parking lots, those that use a fire lane as their personal parking or waiting zone should be beaten on the spot. Not only does it make it more difficult for vehicles, it also makes it more difficult to see pedestrians in a place where there is a steady flow of them. I don't care if you're there for one minute or ten - you need a smack.

[btimbit]

Originally Posted by normtwofinger

Parking lot collisions will always be viewed as 50/50 by insurance companies.

Not always and not automatically. For example any car reversing has to give right of way to other vehicles.

[sec304]

Originally Posted by Jimmy Stang

While we're talking about parking lots, those that use a fire lane as their personal parking or waiting zone should be beaten on the spot. Not only does it make it more difficult for vehicles, it also makes it more difficult to see pedestrians in a place where there is a steady flow of them. I don't care if you're there for one minute or ten - you need a smack.

Agreed.

Some people's rule for life: 'put your hazard lights on and you can park ANYWHERE!"

[btimbit]

Originally Posted by Jimmy Stang

While we're talking about parking lots, those that use a fire lane as their personal parking or waiting zone should be beaten on the spot. Not only does it make it more difficult for vehicles, it also makes it more difficult to see pedestrians in a place where there is a steady flow of them. I don't care if you're there for one minute or ten - you need a smack.

[Envitro]

Some lady almost hit me today in a parking lot.

I was looking for a spot and going maybe 5-10kmh. I'm about to turn right on a corner that's obstructed by a large pickup and I see her barreling towards an open spot that's straight ahead from her vantage point. She must have been going 40kmh at least. This is an outdoor lot and snow covered, so I hit the brakes and she gives me the dirtiest look and starts screaming at me for being an "irresponsible driver".

I just laughed at her.. What an idiot

[zamler]

Originally Posted by normtwofinger

Parking lot collisions will always be viewed as 50/50 by insurance companies.

A friend of mine just got paid $1500 because someone backed into his door. God bless the lady that did it, she fully admitted it was her fault. The payout was from her insurance BTW.