Quote:
Originally Posted by Jimmy Stang
I also used to work at a bank (at a cheque processing centre, no less). Officially, it is stale dated, but that's if someone actually catches it. Put it in the bank machine and see what happens. I have seen cheques get processed that had no signature (yes - no signature), so the chance of the date being missed by human error is actually quite good. Unless the company specifically made a stop payment on it, it'll probably slip through without issue.
|
Yeah human error at a bank bit me in the ass this week. A tax refund for my company went to my old address. The new owner of the house cashed my
business cheque into her
personal account...nobody at the bank caught it.
Fortunately, she seems like a cool chick and after realizing her mistake (or realizing she had just committed fraud lol) she contacted me and wrote me a cheque in that amount. I talked to CRA before I accepted the cheque and they said this is a fine way to handle it - the alternative is a 4-month long fraud process that would have been a total pain so I was glad to have my money quickly. Still waiting for her cheque to clear, mind you, but hopefully it all turns out okay.
To the OP - take it to your former employer for sure and I'd bet you they'll just re-issue you a cheque. Even if the bank lets the stale-dated cheque through the cracks, you might create a minor accounting mess at your old job that would be annoying for them to have to sort out.
