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Old 12-09-2009, 03:40 PM   #21
gordo67
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Just got 3.9 for 5
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Old 12-09-2009, 03:53 PM   #22
V
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I started up a new mortgage at the end of August at 5 years for 3.5%. That was that special deal that ATB had going on in the middle of June. It was posted on the great CP, I called into ATB and signed up immediately.
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Old 12-09-2009, 05:23 PM   #23
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Originally Posted by V View Post
I started up a new mortgage at the end of August at 5 years for 3.5%. That was that special deal that ATB had going on in the middle of June. It was posted on the great CP, I called into ATB and signed up immediately.
I also was able to get in on that deal. 1000x thanks to the posters that mentioned that in that thread.
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Old 12-09-2009, 05:35 PM   #24
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Originally Posted by burn_baby_burn View Post
Spell check doesn't check the thread title. Sorry for the typo.

Who is offering 4.19%?
ATB offered me 4.19 with an offer to match any legit offer - 5 year fixed. As a first time homebuyer.
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Old 12-09-2009, 06:00 PM   #25
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I think one FI is doing 3.89%

Just be sure if you are going through a broker not to have super stiff prepayment penalty clauses. I think MRS Trust doesn't even allow prepayment at all unless you sell the property.

Also make sure if you plan on doing equity (to purchase another property) take outs at a later date and time they will offer those at 1st mortgage rates. If they do not do this I would not have my mortgage with them.
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Old 12-09-2009, 06:35 PM   #26
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ing direct is posting 3.99 fixed 5 year.

www.ingdirect.ca

(yes, that creepy guy from the commercial)
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Old 12-09-2009, 09:28 PM   #27
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I vaguely remember this mortgage thing you folks are talking about.
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Old 12-09-2009, 10:34 PM   #28
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But now you are getting to the age that you need to remember to not crap your pants.
I thought Depends were invented so you didn't have to worry about those sort of things.
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Old 12-09-2009, 10:38 PM   #29
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What happened to the thread about Martgage rates?
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