Hit and Run - Page 2 - Calgarypuck Forums - The Unofficial Calgary Flames Fan Community

hockeycop · 03-01-2009, 06:27 PM

PM sent

Raekwon · 03-01-2009, 06:29 PM

nm

hockeycop · 03-01-2009, 06:39 PM

Quote:

Originally Posted by Raekwon

As for insurance you are actually better off to hit and run and say someone did a hit and run on your vehicle. If you don't get caught thats 1 at fault accident on your record if you claim for it, if you don't its no accidents. Even if you get caught in the lie its still only 1 at fault accident and they can only raise your insurance accordingly and also can't cancel your insurance. As for the police what are they going to do? A fine?

Now obviously his concience got the better of him and he did the right thing and I applaud him for that, but as for insurance I wouldn't worry about it.

Committing an indictable offence (fraud) is not the way to avoid an rate increase.

JustAnotherGuy · 03-01-2009, 07:55 PM

Tell your friend to stop being a and man up. Get a backbone and stand up and say what he did and deal with the consequences. You can tell alot about a person's true character when they hit somebody's car. Run and hide like a little girl? Or Stand up be a man about it. Leave a note on the car. Follow it up the next day.

If somebody hit his car in the middle of the night would he be crying like a little girl again?

Papa Gino · 03-01-2009, 08:12 PM

Its great to say leave a note on the car...but unfortunately we cannot turn back the clock...which is why I'm helping him weigh his options. He already turned himself in.

JustAnotherGuy · 03-01-2009, 08:19 PM

He is weighing his options and trying to do the best thing for himself. More worried about himself just like he was last night. His insurance will go up. Deal with it.

ricoFlame · 03-01-2009, 08:35 PM

the fact of the matter here is that he was involved in an accident where he was solely responsible, and quite frankly it is only fair that his insurance goes up. this is why we have insurance.

dubc80 · 03-01-2009, 08:51 PM

Is anyone else hoping that someone from CP is the owner, or is friends with the owner of the SUV that was hit, thus turning this thread to legendary status?

ken0042 · 03-01-2009, 09:03 PM

Years ago a buddy was hit by a pickup while riding his bike. I got the license plate, and the cop told us after that if the guy admits it when confronted, they wouldn't be tacking on "leaving the scene" as it was possible the guy didn't know he hit somebody.

My point is, in a case with bodily injury (broken bones) the police's main objective was to see that the right person took responsibility. The fact that your buddy did the right thing the next day shouldn't affect him any more than a standard accident.

JustAnotherGuy · 03-01-2009, 09:06 PM

Was talking with a guy once when I was getting my van fixed. He talked about hitting a car in a parking lot. He said he didn't know what he was thinking. But he drove home without saying anything. He got home and then almost immediately went back. The cops charged him with hit-and-run. So I am not sure what the exact law is.

03-01-2009, 09:30 PM

Here's the scoop as you have received some misinformation:

1) Police don't assess blame- they write tickets for traffic offences or criminal offences.
2) Insurance companies have their own set of rules when it comes to assessing blame.
3) Hitting a parked car can NEVER be criminal- only a TSA offense (hitting cattle on the other hand, is a criminal offense

). In essence, the offense is made out if you make no attempt to leave a note, ID the owner, etc. and you flea to avoid a charge, or financial responsibility or some other reason.)
4) A collision report does not go to insurance companies unless one of the parties makes a claim.
5) If the other party makes a claim, you are screwed.
6) Only fraud over $5000 is indictable (completely unrelated to your question)

Ummm.... I think that's it.

4X4 · 03-01-2009, 09:33 PM

Quote:

Originally Posted by ken0042

Years ago a buddy was hit by a pickup while riding his bike. I got the license plate, and the cop told us after that if the guy admits it when confronted, they wouldn't be tacking on "leaving the scene" as it was possible the guy didn't know he hit somebody.

My point is, in a case with bodily injury (broken bones) the police's main objective was to see that the right person took responsibility. The fact that your buddy did the right thing the next day shouldn't affect him any more than a standard accident.

So in other words, if you ever hit something or someone, go home, sleep off the booze and then call the cops the next day and say "gee, I'm not entirely sure, but it appears that I may have been in an accident last night. There's this scratch on my car..."

03-01-2009, 09:38 PM

Quote:

Originally Posted by 4X4

So in other words, if you ever hit something or someone, go home, sleep off the booze and then call the cops the next day and say "gee, I'm not entirely sure, but it appears that I may have been in an accident last night. There's this scratch on my car..."

In order to prove a criminal offense, identity and intent (although there are exceptions to intent). Pretty tough to lay a charge on someone without one or both.

REDVAN · 03-01-2009, 09:54 PM

Not sure why he went to the cops. Was his car damaged?

I've been hit and run twice in parking lots. No notes, and then I filed police reports as well.

If I hit someone, I would not leave a note and probably not report it either, especially if my car wasn't damaged.

jammies · 03-01-2009, 11:06 PM

Quote:

Originally Posted by REDVAN

If I hit someone, I would not leave a note and probably not report it either, especially if my car wasn't damaged.

So your theory is because other people have been ######bags, you get a free pass?

You should write a book: "The New Golden Rule - Screw Unto Others as They have Screwed Unto You."

Traditional_Ale · 03-01-2009, 11:10 PM

Quote:

Originally Posted by hockeycop

If he makes any claim at all on insurance, it will take a big jump.

If Police lay a charge and get a conviction for "Failing to Remain" or "Driving without due care and attention" then his insurance will make a huge jump.

If no charges are filed and your friend pays out of pocket for the damage, then the incident never happened in the insurers eyes. That being said, from your description, I would think a charge is coming very soon.

I bet he was drinking.

First of all, no insurance increase for fail to remain. It has to be a moving violation, as in the vehicle is moving for it to affect insurance premiums.

Also, the stupidest thing you did was call the cops. They're going to charge him now, even if the owner of the hit car didn't want to.

You should have gone back in the morning and talked to the guy who's truck you hit. Explain you were not drunk and just freaked out and you would like to take care of it without getting insurance involved.

If you did that to me, I'd probably help you out.

Papa Gino · 03-01-2009, 11:54 PM

Since there is a dent in my buddys car though he determined he had to call the cops, because a body shop won't touch it without the "damage" sticker or whatever its called that shows where the damage is, so there was really no way to go around it....either let the car rot...or get the cops in on it so it is fixable.

ok, ok,....I get it · 03-02-2009, 07:55 AM

Vlad The Impaler thinks you look injured........

VladtheImpaler · 03-02-2009, 08:57 AM

Quote:

Originally Posted by ok, ok,....I get it

Vlad The Impaler thinks you look injured........

Heh. That's right - if there is a claim against your buddy's insurance already, you might as well go after him for your injuries.

FlamesKickAss · 03-02-2009, 10:12 AM

Quote:

Originally Posted by Traditional_Ale

First of all, no insurance increase for fail to remain. It has to be a moving violation, as in the vehicle is moving for it to affect insurance premiums.

Also, the stupidest thing you did was call the cops. They're going to charge him now, even if the owner of the hit car didn't want to.

You should have gone back in the morning and talked to the guy who's truck you hit. Explain you were not drunk and just freaked out and you would like to take care of it without getting insurance involved.

If you did that to me, I'd probably help you out.

it is a rateable offence if charged with that.

and yeah how stupid to go to cops

until the guy sees someone hits his car and calls the cops before you can get there.