Ha Ha stupid driver!

[Dion]

You reap what you sow and in this case the kid got his just desserts.

The mother should get the baby soother award for all her whining.

[Bobblehead]

The thing is, there was recently a story where a couple insurance companies were given large fines for refusing to insure people (link)

The office of the Superintendent of Insurance announced Friday fines of $114,000 against ING Insurance Company of Canada and $94,000 against Unifund Assurance Company.

ING had refused to renew policies of 57 drivers, while Unifund had 47 cases of refusing to renew or issue new policies, both over a two-year period

Under Alberta's insurance legislation, insurers must provide compulsory liability insurance to virtually "all comers," with limited exceptions.

So insurance companies MUST sell to anyone who asks, as long as it is withing the prescribed limits, and apparently this guy could have been charged even more.

[SeeGeeWhy]

Wow. Talk about being coddled.

I think it is the mom that needs to wake up in this case.

I find it funny that google ads put a link to "please mum" clothing at the bottom of the article. That probably sums up the entire mother-son relationship here.

[MolsonInBothHands]

I wonder how much a year a full time limo cost per year.

[Locke]

Originally Posted by MolsonInBothHands

I wonder how much a year a full time limo cost per year.

Thats a good question. If I had the option of paying $100K to drive or paying $100K to have someone drive me, I'd definately choose the latter. Especially if mommy was going to pay.

[Resolute 14]

Originally Posted by Locke

Thats a good question. If I had the option of paying $100K to drive or paying $100K to have someone drive me, I'd definately choose the latter. Especially if mommy was going to pay.

Or $75 a month for a bus pass...

[ken0042]

The thing that gets me- according to the article he is already paying over $15,000 per year now for insurance. I know when mine went from $1300 to $1800 per year when I was 22 I said "holy crap, I need to slow down." He obviously didn't get the message.

[lifer]

Originally Posted by SeeGeeWhy

Wow. Talk about being coddled.

I think it is the mom that needs to wake up in this case.

I find it funny that google ads put a link to "please mum" clothing at the bottom of the article. That probably sums up the entire mother-son relationship here.

Ha. I didn't notice that. Nice catch.

[maverickeastwood]

The kids got money...or access to it. ICBC will see his 30 points worth of speeding tickets totaling more than 8 grand. Top it off with 3 at fault collisions (assuming) and no safe drivers discount (assuming), that would put him at a +18 on the claims rated scale. I looked at the ICBC site and the scale only goes to a +10 or 205% premium increase. Not to mention having his license suspended twice. The only thing I don't know is what a basic insurance premium would be on a Nissan 240. ICBC may let this guy have 3rd party coverage, but nothing else. I think this kid needs some of that taser treatment the next time he gets pulled over

I'm more than happy with paying my $550 a year

[McG]

3 years of driving - $300
10 speeding tickets - $1500
2 "Fender Benders" and 1 Rear Ender "Write off" - $30,000
1 year insurance - $105,000
Shoe leather for walking for the next 7 years - priceless!

Seriously, this is a joke to hear about any complaining by the mother or the guilty party. just like everyone that has to make a decision about vehicle ownership, maintenance, and insurance, its total cost of ownership that matters.

why do i foresee this kid driving without insurance in the future?

[GreenTeaFrapp]

I think the guy is full of crap when he claims that "most of the speeding tickets clocked him going just a few kilometres per hour over the limit". Who has ever been nabbed for just going a few km over the limit?

I know that sometimes you might get a cop who might do a young guy a favour and lower what he was clocked at on the ticket but why would a cop waste his time pulling over a guy doing 2 km over the limit when there are bound to be plenty of other cars doing 20+ over the limit when he's writing out that ticket?

[Regorium]

Originally Posted by GreenTeaFrapp

I think the guy is full of crap when he claims that "most of the speeding tickets clocked him going just a few kilometres per hour over the limit". Who has ever been nabbed for just going a few km over the limit?

I know that sometimes you might get a cop who might do a young guy a favour and lower what he was clocked at on the ticket but why would a cop waste his time pulling over a guy doing 2 km over the limit when there are bound to be plenty of other cars doing 20+ over the limit when he's writing out that ticket?

I had the same thought when I read it. What a load of crap. At the very very least, he was going 16 over when he got caught, and judging by the number of times he got caught, I wouldn't doubt if he consistently goes 30-40 over.

$15,000 a year on insurance already...Who pays it?! That's a HUGE chunk of change. It'd be sickening if his parents paid it, knowing what a dangerous driver he was.

[Couch Potter]

Originally Posted by MarchHare

I'm 28, married, and have 12 years of clean driving history, so my auto insurance premiums aren't that pricey, but I was always annoyed that young single males who are safe drivers are unfairly punished because of statistics that show their peers are more likely to drive recklessly than married females.

I recall reading a report a few years ago about how the California State Highway Patrol did an analysis of their data and discovered that black and latino males accounted for a disproportionate number of traffic offenses. Their response was to develop a safe driving program specifically targeted to reach those ethnic groups.

That's all well and good, but if those groups are statistically worse drivers, why aren't they charged a higher insurance premium than white males, who, based on the data, are safer drivers on average? Obviously if the insurance companies were to do that, they'd be accused of discriminatory racist practices and subjected to all kinds of bad publicity...yet they can continue to discriminate against unmarried males (of all ethnic groups) and nobody complains?

There's a big difference between doing a study on ethnic groups and actually implementing a price structure based on ethnicity.

So no discount for you, whitie