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Old 09-24-2025, 09:31 PM   #25981
WideReceiver
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Originally Posted by DownInFlames View Post
And then gets denied because of an undisclosed preexisting condition or suicide or lack of payment because of the illness leading up to the death.
If you don’t disclose a pre-existing condition, that’s on you. They pay for suicide after, I believe, two years.
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Old 09-24-2025, 10:13 PM   #25982
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If you don’t disclose a pre-existing condition, that’s on you. They pay for suicide after, I believe, two years.
Is that so?? I may need to have Locke bequeath his Life Insurance beneficiary to 'Guy Incognito.'

He's a trustworthy old chap...
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Old 09-25-2025, 01:05 AM   #25983
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What's the M2 supply these days?
I only know mine. And it isn’t looking good.
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Old 09-25-2025, 01:20 AM   #25984
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I think ICBC offers a similar gap insurance for nee cars, so maybe your friend decided against it?

But I don’t know whether a payout would be that much less in BC than anywhere else. I assume the go by comparables within the vicinity of the insured person.
It wasn't a new vehicle. I think it was a 7-8 year old vehicle, low mileage/original owner. Worth maybe $15-17K but hard to replace same condition. Friends vehicle worth closer to the $17K versions on market. Friend said she got around a $10K payout after deductible so they think ICBC valued payout at around $12K.
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Old 09-25-2025, 01:57 AM   #25985
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Getting multiple bouts of hiccups daily is grinding my gears. Hoping its a by-product of surgery recovery and my body being gassy & on pain meds, but holy cripes is it annoying.
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Old 09-25-2025, 02:14 AM   #25986
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Getting multiple bouts of hiccups daily is grinding my gears. Hoping its a by-product of surgery recovery and my body being gassy & on pain meds, but holy cripes is it annoying.
Tried and true cure...or so RFK said...

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Old 09-25-2025, 05:27 AM   #25987
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Is that so?? I may need to have Locke bequeath his Life Insurance beneficiary to 'Guy Incognito.'

He's a trustworthy old chap...
Yes, if you’ve had a life insurance policy for two years, they’ll cover suicide. I’ve stayed out of this, but once you’ve processed a life claim for a grieving widow or widower, you see the value of insurance.

I understand the cynicism, but insurance is enormously positive.
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