05-11-2019, 05:00 PM
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#2
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Scoring Winger
Join Date: Feb 2012
Location: In the prairies, surrounded by sheep
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Go Insurance is who I use - 1999 Kawasaki ZRX 1100
Phone: 780.448.2298 | 866.548.2298 | Fax: 780.481.4650
16830 107 Avenue | Edmonton AB | T5P 4C3
www.goinsurance.ca
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05-12-2019, 08:18 AM
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#3
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First Line Centre
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What does monthly insurance cost for the average street bike, say a 2014 Kawasaki Ninja 300?
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05-12-2019, 08:33 AM
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#4
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Franchise Player
Join Date: Apr 2013
Location: Cowtown
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Quote:
Originally Posted by Calgary14
What does monthly insurance cost for the average street bike, say a 2014 Kawasaki Ninja 300?
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Everything except for Harleys are pretty cheap. I'm gonna guess $400 a year
__________________
Quote:
Originally Posted by oilboimcdavid
Eakins wasn't a bad coach, the team just had 2 bad years, they should've been more patient.
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05-12-2019, 08:42 AM
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#5
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Scoring Winger
Join Date: Feb 2012
Location: In the prairies, surrounded by sheep
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I pay $254 a year (just basic liability, not full coverage) for my 1100cc ZRX, which would be in the same class as any of the 1000cc + crotchrockets. I would imagine smaller engine size would be lower risk therefore cheaper. I’m 48 years old with 30+ years riding experience, so obviously that will factor into it.
Also, for anybody that is thinking of getting a bike I say don’t listen to the doubters and do it, but do it smartly. Don’t go buy a 600cc or bigger as your first ride. These things are blindlingly fast and will get you into trouble before you know it. Start small and work up.
Get a copy of the book Twist of the Wrist by Keith Code and study it. It is aimed a bit more towards track riding, but he really explains the fundamental basics of how to corner properly and the dynamics of how to get the most out of you bikes handling which applies to everyday riding just as much.
Last edited by #22; 05-12-2019 at 08:45 AM.
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The Following 3 Users Say Thank You to #22 For This Useful Post:
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05-12-2019, 08:58 AM
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#6
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Franchise Player
Join Date: Sep 2012
Location: SW Calgary
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Quote:
Originally Posted by #22
I pay $254 a year (just basic liability, not full coverage) for my 1100cc ZRX, which would be in the same class as any of the 1000cc + crotchrockets. I would imagine smaller engine size would be lower risk therefore cheaper. I’m 48 years old with 30+ years riding experience, so obviously that will factor into it.
Also, for anybody that is thinking of getting a bike I say don’t listen to the doubters and do it, but do it smartly. Don’t go buy a 600cc or bigger as your first ride. These things are blindlingly fast and will get you into trouble before you know it. Start small and work up.
Get a copy of the book Twist of the Wrist by Keith Code and study it. It is aimed a bit more towards track riding, but he really explains the fundamental basics of how to corner properly and the dynamics of how to get the most out of you bikes handling which applies to everyday riding just as much.
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Agreed. If you have experiance riding something else like dirt bikes sure start with a 600 but you can still have a lot of fun with a Honda CBR 250 or 300
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05-12-2019, 09:42 AM
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#7
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Franchise Player
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Quote:
Originally Posted by #22
I pay $254 a year (just basic liability, not full coverage) for my 1100cc ZRX, which would be in the same class as any of the 1000cc + crotchrockets. I would imagine smaller engine size would be lower risk therefore cheaper. I’m 48 years old with 30+ years riding experience, so obviously that will factor into it.
Also, for anybody that is thinking of getting a bike I say don’t listen to the doubters and do it, but do it smartly. Don’t go buy a 600cc or bigger as your first ride. These things are blindlingly fast and will get you into trouble before you know it. Start small and work up.
Get a copy of the book Twist of the Wrist by Keith Code and study it. It is aimed a bit more towards track riding, but he really explains the fundamental basics of how to corner properly and the dynamics of how to get the most out of you bikes handling which applies to everyday riding just as much.
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I think cc's aren't as important as type of bike for new riders. There is quite a difference between a BMW 800 adventure touring vs a VFR 800 for instance.
After moving back to Ontario I had to sell my Vfr. Insurance is crazy here compared to Alberta. I'm 41 with many many years of experience and was paying over 1100 on a 2014 Vfr 800.
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05-12-2019, 11:28 AM
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#8
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#1 Goaltender
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Ps, this should be a general motorcycle thread, I don’t think CP has one.
__________________
No, no…I’m not sloppy, or lazy. This is a sign of the boredom.
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The Following User Says Thank You to 81MC For This Useful Post:
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05-12-2019, 12:18 PM
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#10
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And I Don't Care...
Join Date: Nov 2003
Location: The land of the eternally hopeful
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Quote:
Originally Posted by 81MC
Hi CP,
Bought a bike, my insurance company won’t insure (never mind it’s substatially less potent than tons of other bikes they DO insure). Anyone have a quick contact that can deal with this thing on a Saturday? I’d like to get it plated today if at all possible.
Thank you.
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What kind of bike is it that they won’t insure?
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05-13-2019, 09:09 AM
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#11
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First Line Centre
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Quote:
Originally Posted by #22
I pay $254 a year (just basic liability, not full coverage) for my 1100cc ZRX, which would be in the same class as any of the 1000cc + crotchrockets. I would imagine smaller engine size would be lower risk therefore cheaper. I’m 48 years old with 30+ years riding experience, so obviously that will factor into it.
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I am plating my 04 GSXR 600 this week and it is going to cost me $202.66 per month. Full coverage but we don't have liability only as an option. SK has gone nuts on bike insurance in the last few years.
You have to stay under 400cc to not have to sell a kidney to ride.
I'm also 48 with 30 yrs under my belt. I have had a clean record for 7 years but the point system is really hard to get to full discounts do I'm only at 6%. Ugh.
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05-13-2019, 11:17 AM
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#12
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#1 Goaltender
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Quote:
Originally Posted by Mightyfire89
What kind of bike is it that they won’t insure?
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Just a small displacement Suzuki.
I did get a quote with full coverage, collision, gear coverage etc for 432, which sounds plenty reasonable to me.
__________________
No, no…I’m not sloppy, or lazy. This is a sign of the boredom.
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05-13-2019, 03:56 PM
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#13
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First Line Centre
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Quote:
Originally Posted by #22
Also, for anybody that is thinking of getting a bike I say don’t listen to the doubters and do it, but do it smartly. Don’t go buy a 600cc or bigger as your first ride. These things are blindlingly fast and will get you into trouble before you know it. Start small and work up.
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I'm middle aged and have never even ridden a bike let alone know anything about them or own one, but I'd really like to try.
What would you guys recommend if I wanted to try it out? Some motorcycle school like http://www.toocoolmotorcycleschool.com/ ?
Edit: oops, missed the general motorcycle thread... although the last post in it is 7 years old.
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05-13-2019, 04:04 PM
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#14
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Franchise Player
Join Date: Oct 2003
Location: Vancouver
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Quote:
Originally Posted by Old Yeller
I'm middle aged and have never even ridden a bike let alone know anything about them or own one, but I'd really like to try.
What would you guys recommend if I wanted to try it out? Some motorcycle school like http://www.toocoolmotorcycleschool.com/ ?
Edit: oops, missed the general motorcycle thread... although the last post in it is 7 years old.
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I went to Too Cool when I got my license a couple years ago. Outstanding course. I highly recommend them. They will teach you from knowing nothing to being able to go out on a street ride with the rest of the class, but the main skill development is in a parking lot at McMahon stadium. Very safety oriented. It will prep you well for taking the licensing road test if you want to.
__________________
A few weeks after crashing head-first into the boards (denting his helmet and being unable to move for a little while) following a hit from behind by Bob Errey, the Calgary Flames player explains:
"I was like Christ, lying on my back, with my arms outstretched, crucified"
-- Frank Musil - Early January 1994
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The Following 2 Users Say Thank You to Igottago For This Useful Post:
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05-13-2019, 07:16 PM
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#15
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Franchise Player
Join Date: Apr 2013
Location: Cowtown
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Too Cool or SAIT is the way to go, I did Too Cool 10 years ago and loved it. SAIT also has a great program, guys I work with have used them and only had positives to say.
Those would be the only 2 I would consider.
__________________
Quote:
Originally Posted by oilboimcdavid
Eakins wasn't a bad coach, the team just had 2 bad years, they should've been more patient.
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05-14-2019, 01:54 AM
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#16
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Franchise Player
Join Date: Dec 2006
Location: Calgary, Alberta
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Quote:
Originally Posted by #22
I pay $254 a year (just basic liability, not full coverage) for my 1100cc ZRX, which would be in the same class as any of the 1000cc + crotchrockets. I would imagine smaller engine size would be lower risk therefore cheaper. I’m 48 years old with 30+ years riding experience, so obviously that will factor into it.
Also, for anybody that is thinking of getting a bike I say don’t listen to the doubters and do it, but do it smartly. Don’t go buy a 600cc or bigger as your first ride. These things are blindlingly fast and will get you into trouble before you know it. Start small and work up.
Get a copy of the book Twist of the Wrist by Keith Code and study it. It is aimed a bit more towards track riding, but he really explains the fundamental basics of how to corner properly and the dynamics of how to get the most out of you bikes handling which applies to everyday riding just as much.
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I would disagree with the blanket statement of not buying over 600cc for your first bike. It depends on what kind of bike and all that. My first bike (after I took the course and was licensed) was 800cc, but it was a cruiser. It was fantastic and not too much bike for sure. If that had been the 650cc version of that particular model I think that in two weeks I would have already regretted it.
My current bike is only 650cc but it’s more carbon fibre as opposed to steel, and as a result the pure size of the engine isn’t as relevant. It has way more pickup than my 800cc, but it’s a different style.
Anyway, I agree that people debating a motorcycle should get one. I often hop on and feel like it’s the best purchase I’ve made!
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