And Trump can make it more difficult for insurance companies and more difficult for the ACA. Already has in fact, with the relaxing of enforcement of the individual mandate.
Less people paying for insurance = more expensive insurance.
Competition reducing prices is a nice idea, and works for industries where things are sold for many times the cost to make.
But the ACA mandates that insurance companies must spend most of what they collect in premiums on actual medical care! Health insurance profit margins are small (industry average of 3.3%), so it's not like companies can just dig into their profits to be more competitive, or cut a bunch of administrative fat, at least not in a way big enough to not do a big increase when costs demand it.
(Who wants to bet that the failed bill would have gotten rid of the requirement to spend most of the premiums on health care?)
That's the thing, one can complain about a 49% increase, but why is the ACA the cause? The insurance companies are just charging the cost of care. What's the flaw in the ACA that's causing that? Seems to me it's the amount charged by hospitals and drug companies and all the rest.
You answered your own question. Obamacare qualifies millions of non payers added to the system. Costs go up for the payers to support the additions. I agree with Thor, if your going to make healthcare socialized you cant pick and choose who you give it too. Either everyone participates in socialized care or no one does.
The problem has and always started with the idea that the free market insurance would be a way to provide the best healthcare, while making a lot of money.
Also not a big fan of Michael Moore, but they did the freedom of information act and got this audio, so relevant, Nixon as usual screwed us for decades.
__________________ Allskonar fyrir Aumingja!!
The Following User Says Thank You to Thor For This Useful Post:
Democrats have a good opportunity here. Trump's going to blame them for anything wrong with health care, and may even sabotage it further than he already has (and they need to make sure and highlight any such actions).
But they need to bring forward bills to help improve it. Either they'll get voted down and they can say they tried, or they'll actually get some improvements through. Win win.
__________________ Uncertainty is an uncomfortable position.
But certainty is an absurd one.
The Following User Says Thank You to photon For This Useful Post:
You answered your own question. Obamacare qualifies millions of non payers added to the system. Costs go up for the payers to support the additions.
I don't get what you mean. If someone doesn't pay into the system the government pays for them and gets the money from them via their tax returns anyway. (Or at least used to until it was just changed).
It's not like the insurance companies are adding non payers to the system for free.
Quote:
Originally Posted by Texas Flames Fan
I agree with Thor, if your going to make healthcare socialized you cant pick and choose who you give it too. Either everyone participates in socialized care or no one does.
Well yes that the US doesn't have some kind of basic health care for everyone in this era is a special kind of bad.
__________________ Uncertainty is an uncomfortable position.
But certainty is an absurd one.
You answered your own question. Obamacare qualifies millions of non payers added to the system. Costs go up for the payers to support the additions. I agree with Thor, if your going to make healthcare socialized you cant pick and choose who you give it too. Either everyone participates in socialized care or no one does.
You might have a point if it wasn't for the fact the indigent and poverty stricken are looked after by Medicaid anyway, Obamacare didn't add non payers to the system, they were already paid for, if only by the massively expensive and inefficient 'turn up at emergency and be treated by law' Obamacare added the working poor, they did pay in.
I haven't cracked open a copy of the National Enquirer in thirty years but just glancing at them in the supermarket checkout they look like Breitbart on steroids. The Enquirer has always been 100% fake, but people who actually read it think it's factual, or at the very least they let it shape their politics.
We do miss seeing Generoso Pope around here.
And of course the Christmas tree. It was always awesome.
Well Ive been waiting to hear where this was going and now that it looks like we are stuck I am going to do some shopping on Monday. BCBS Texas wanted $1690/month for a family of 4. $20,280/year for a family that has never had a claim! Who can afford that?
You are aware that people have internet access and can look this stuff up?
I just went through the Texas BCBS website and did an estimate for a family of four and you can get coverage for as little as $742.10 a month, through an HMO plan, with a $40 copay and a $6800 deductible. The plan you're quoting is one of the Premiere plans, with $15 co-pay and a $1000 deductible. Don't make it sound like you have no choice, because with BCBS you have 24 different options, ranging from $742.10 all the way up to $2,353.11. If you don't like the options you have then maybe you should find an employer who offers actual benefits?
The Following 9 Users Say Thank You to Lanny_McDonald For This Useful Post:
Democrats have a good opportunity here. Trump's going to blame them for anything wrong with health care, and may even sabotage it further than he already has (and they need to make sure and highlight any such actions).
But they need to bring forward bills to help improve it. Either they'll get voted down and they can say they tried, or they'll actually get some improvements through. Win win.
A decent solution could probably be had if the moderate democrats and the moderate republicans came together. I'd actually bit my lip and say the Donald was ok if he could somehow get a democrat and republican caucus to work together and get some reasonable legislation passed.
Your rates would have went up and your coverage would have been crappier had the Republicans bill passed. This is what all of you Trump fanboys refuse to accept.
On the side note, the rich won't be getting huger tax breaks out of your pocket, I know that makes you sad.
Duff, every day on my mail route I have people tell me that Obamacare has saved them.
Sure, some were aggravated by it at first. It seemed like another obligation, another "rule" to be followed.
I deliver to some relatively wealthy retired people, young kids either working or down here to go to rehab ( it's the drug rehab capital of the US), and middle-class elderly people.
I can't tell you how many of the last group credit Obamacare with saving their lives.
Honestly, even Trump thinks that we should have universal healthcare, he was never a republican, even though he is immensely flawed..
He thinks, and has repeatedly said that Americans should get cheaper, better healthcare, and his biggest problem has and always will be that Obama was the guy who brought about what is essentially Romneycare.
Conway doesn't appear to have divested herself of her polling firm, or has even filed the proper paperwork to do so. It's Slate but doesn't get too wild with angst.
A familiy of four in Canada pays 25k per year(more or less depending on their tax rate) with no prescription drug coverage or dental. No deductible though.
Having the option to purchase less insurance would be nice
a familiy of four in canada pays 25k per year(more or less depending on their tax rate) with no prescription drug coverage or dental. No deductible though.
Having the option to purchase less insurance would be nice
Also it saddens me that anyone would want to cut funding for PBS, one of the few places left in the US media where there is actual discussion and debate.
__________________ Allskonar fyrir Aumingja!!
The Following User Says Thank You to Thor For This Useful Post:
Also it saddens me that anyone would want to cut funding for PBS, one of the few places left in the US media where there is actual discussion and debate.
Why else do you think they actually want to cut funding?
The Following 6 Users Say Thank You to WhiteTiger For This Useful Post: