You Know What Really Grinds My Gears? Now with 3x more gears...

[Fuzz]

Originally Posted by Lubicon

Everyplace that does 2FA should have multiple options. The ones that offer text only are just as bad. And messaging Apps (like WhatsApp) should also be an option as they work internationally where you may not necessarily have phone access. Matter of fact now that we're grinding gears I wish more North American companies offered WhatsApp as a communication option rather than text messaging. I was thoroughly impressed KLM did so, it made things so much simpler when travelling.

#### that. WhatsApp is owned by Meta. No thank you.

[undercoverbrother]

Originally Posted by I-Hate-Hulse

WestJet's implementation of 2FA for their App RGMG. Email is the only option (no SMS or FaceID options) so it adds a bit of time to open your email and retrieve / enter the code.

We're not talking forever here, but seems to have been something they implemented half-baked. Especially for the tech strugglers who do this at the last possible minute in line.

I think they have changed it.

I booked a trip to Toronto yesterday and I wasn't asked.

But yeah only email as an option is balls.

[Barnet Flame]

Originally Posted by WideReceiver

Insurance is not a scam, which you’d know if you ever needed it. Especially life and health. Government should not be involved except as a regulator.

I consider insurance a form of gambling.

[Shazam]

Originally Posted by Barnet Flame

I consider insurance a form of gambling.

How about lending people money?

[WideReceiver]

Originally Posted by topfiverecords

So you believe you should pay in twice as much as you need to to support claims so that shareholders can receive dividends off you?

No I don’t. Don’t put words into my mouth.

[WideReceiver]

Originally Posted by Yamer

Their entire business model is "give us money for just in case", and when the just in case happens it's to do absolutely everything within their capacity to not pay out.

It's not a scam, but it is insidious. Expanded government involvement will not make it less so.

Talk to the woman who doesn’t have a paying job but is raising three children after losing her husband. Or the family who lost their dad/husband was injured and unable to work for three years.

[ResAlien]

Heh I like when an industry gets dumped on in here and we then get to learn what industry certain posters work in.

That said if anyone ever has anything bad to say about the jerking punks off under a bridge for ten bucks a pop industry I'm gonna have some choice words for them I'll tell you what.

[Barnet Flame]

Originally Posted by Shazam

How about lending people money?

It depends.

How much do you need?

[PaperBagger'14]

Originally Posted by ResAlien

Heh I like when an industry gets dumped on in here and we then get to learn what industry certain posters work in.

That said if anyone ever has anything bad to say about the jerking punks off under a bridge for ten bucks a pop industry I'm gonna have some choice words for them I'll tell you what.

Nm

[Titan2]

Originally Posted by ResAlien

Heh I like when an industry gets dumped on in here and we then get to learn what industry certain posters work in.

That said if anyone ever has anything bad to say about the jerking punks off under a bridge for ten bucks a pop industry I'm gonna have some choice words for them I'll tell you what.

Well that raises tons of questions. How do you qualify as a punk? Is there a form I have to fill out? Do you offer payment terms? Klarna or something similar? Is there a left-hand discount? In the good old days, you could get a handy on any street corner and haggle on the price. Since Big Jerk consolidated the industry and relocated it to the Jerking District, past the Hobo district and adjacent to the Hand Cream area, it seems ... I dunno... somewhat impersonal. Ah, well, the price for progress, and it is great to hear you are doing well.

[topfiverecords]

Originally Posted by WideReceiver

No I don’t. Don’t put words into my mouth.

So you sell insurance then?

[topfiverecords]

Originally Posted by Barnet Flame

It depends.

How much do you need?

All of it.

[MolsonInBothHands]

Originally Posted by Locke

Everything should be blood-based. You want to unlock your car? Small needle. Log into Facebook? That'll be a needle. Withdraw funds? Oh you bet that'll be a needle.

Going to see a movie and need to pay? No pin, no Tap, just a little blood.

Just needles everywhere.

There's no need to be a prick about it.

[Wormius]

Originally Posted by DoubleF

Yes. At least that's what my friend explained to me.

Not being able to find a replacement isn't different between the two provinces. Imagine the same situation but probably a 30-50% payout reduction and no negotiation for that extra $1K. You're even less likely to afford a suitable replacement.

I think ICBC offers a similar gap insurance for nee cars, so maybe your friend decided against it?

But I don’t know whether a payout would be that much less in BC than anywhere else. I assume the go by comparables within the vicinity of the insured person.

[Shazam]

Originally Posted by Barnet Flame

It depends.

How much do you need?

What's the M2 supply these days?

[PaperBagger'14]

Originally Posted by MolsonInBothHands

There's no need to be a prick about it.

Prick, as in a pin prick?

There’s no reason to cut Locke down like that

[GGG]

Originally Posted by bizaro86

Because the government should have a monopoly on scams?

In general yes.

Insurance is an oligopoly where people rarely interact with the product so have no way of deciding if service is good.

In these areas with no meaningful competition a crown corporation may produce better results.

[DownInFlames]

Originally Posted by WideReceiver

Talk to the woman who doesn’t have a paying job but is raising three children after losing her husband. Or the family who lost their dad/husband was injured and unable to work for three years.

And then gets denied because of an undisclosed preexisting condition or suicide or lack of payment because of the illness leading up to the death.

[GGG]

Originally Posted by DownInFlames

And then gets denied because of an undisclosed preexisting condition or suicide or lack of payment because of the illness leading up to the death.

Those usually only affect the first two years of an insurance policy which seems pretty reasonable.

[WideReceiver]

Originally Posted by topfiverecords

So you sell insurance then?

I don’t.