10-23-2023, 10:34 AM
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#121
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Oct 23, 2023
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.10% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 5.69% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.00% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 6.39% * High Ratio
3 Year Fixed - 5.94% * High Ratio
4 Year Fixed - 6.04% * High Ratio
5 Year Fixed - 5.69% to 5.84% * High Ratio
5 Year Fixed - 6.04% to 6.49% * Conventional
5 Year ARM/VRM - 6.00% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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11-27-2023, 09:44 AM
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#122
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Nov 27, 2023
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.10% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 5.54% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.00% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 6.39% * High Ratio
3 Year Fixed - 5.84% * High Ratio
4 Year Fixed - 5.64% * High Ratio
5 Year Fixed - 5.54% to 5.84% * High Ratio
5 Year Fixed - 5.89% to 6.49% * Conventional
5 Year ARM/VRM - 6.00% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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12-06-2023, 09:29 AM
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#123
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Dec 4, 2023
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.10% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 5.39% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.00% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 6.39% * High Ratio
3 Year Fixed - 5.84% * High Ratio
4 Year Fixed - 5.49% * High Ratio
5 Year Fixed - 5.39% to 5.79% * High Ratio
5 Year Fixed - 5.69% to 6.14% * Conventional
5 Year ARM/VRM - 6.00% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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12-19-2023, 09:16 PM
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#124
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First Line Centre
Join Date: Jul 2015
Location: Calgary
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My mortgage will be up for renewal in late spring. There's not a lot left on it - if I continued at current rates for one more year, it would be paid off in spring of 2025. Any suggestions? I wouldn't mind stretching the final year out to a slightly longer term with fairly low biweekly payments.
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12-20-2023, 06:45 PM
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#125
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Hi - sorry for the late reply. Please let me know if you would like to have a 5-min call to discuss.
Tim
tim@timlacroix.com
403-648-1541
Quote:
Originally Posted by Amethyst
My mortgage will be up for renewal in late spring. There's not a lot left on it - if I continued at current rates for one more year, it would be paid off in spring of 2025. Any suggestions? I wouldn't mind stretching the final year out to a slightly longer term with fairly low biweekly payments.
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01-01-2024, 12:01 PM
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#126
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Jan 1, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.35% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 5.24% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.15% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 6.14% * High Ratio
3 Year Fixed - 5.54% * High Ratio
4 Year Fixed - 5.24% * High Ratio
5 Year Fixed - 5.14% to 5.39% * High Ratio
5 Year Fixed - 5.49% to 5.84% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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The Following User Says Thank You to Mortgage Made Easy For This Useful Post:
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01-08-2024, 09:25 AM
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#127
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Jan 8, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 5.14% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.15% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 6.14% * High Ratio
3 Year Fixed - 5.44% * High Ratio
4 Year Fixed - 5.24% * High Ratio
5 Year Fixed - 5.14% to 5.39% * High Ratio
5 Year Fixed - 5.44% to 5.84% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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01-15-2024, 09:32 AM
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#128
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Jan 15, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.99% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.15% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 6.04% * High Ratio
3 Year Fixed - 5.24% * High Ratio
4 Year Fixed - 5.24% * High Ratio
5 Year Fixed - 4.99% to 5.24% * High Ratio
5 Year Fixed - 5.14% to 5.44% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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02-26-2024, 04:06 PM
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#129
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Feb 26, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.99% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.99% * High Ratio
3 Year Fixed - 5.14% * High Ratio
4 Year Fixed - 5.04% * High Ratio
5 Year Fixed - 4.99% to 5.24% * High Ratio
5 Year Fixed - 5.24% to 5.44% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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03-27-2024, 07:17 PM
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#130
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Mar 25, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.79% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio
5 Year Fixed - 4.79% to 5.14% * High Ratio
5 Year Fixed - 5.14% to 5.34% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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04-02-2024, 09:22 AM
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#131
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week April 1, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.79% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio
5 Year Fixed - 4.79% to 5.14% * High Ratio
5 Year Fixed - 5.14% to 5.34% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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04-15-2024, 08:12 AM
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#132
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week April 15, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.84% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio
5 Year Fixed - 4.84% to 5.14% * High Ratio
5 Year Fixed - 5.14% to 5.34% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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04-29-2024, 09:04 AM
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#133
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week April 29, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.84% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio
5 Year Fixed - 4.84% to 5.19% * High Ratio
5 Year Fixed - 5.19% to 5.34% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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05-06-2024, 09:39 AM
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#134
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week May 6, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.84% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio
5 Year Fixed - 4.84% to 5.19% * High Ratio
5 Year Fixed - 5.19% to 5.34% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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The Following User Says Thank You to Mortgage Made Easy For This Useful Post:
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09-23-2024, 09:03 AM
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#135
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Sept 23, 2024
Prime Rate - 6.70%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 5.50% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.24% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 5.30% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.09% * High Ratio
3 Year Fixed - 4.59% * High Ratio
4 Year Fixed - 4.69% * High Ratio
5 Year Fixed - 4.24% to 4.59% * High Ratio
5 Year Fixed - 4.39% to 4.69% * Conventional
5 Year ARM/VRM - 5.30% - 5.95%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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12-02-2024, 02:50 PM
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#136
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Dec 2, 2024
Bank of Canada Rate - 3.75%
Prime Rate - 5.95%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 5.00% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.29% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 5.00% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 4.99% * High Ratio
3 Year Fixed - 4.19% * High Ratio
4 Year Fixed - 4.69% * High Ratio
5 Year Fixed - 4.29% to 4.59% * High Ratio
5 Year Fixed - 4.39% to 4.69% * Conventional
5 Year ARM/VRM - 5.00% - 5.45%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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08-18-2025, 02:03 PM
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#137
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Aug 18, 2025
Bank of Canada Rate - 2.75%
Prime Rate - 4.95%
PROMOTIONS
PROMO --> 3 Year ARM/VRM - 4.15% High Ratio Purchase, Switch-Renewal, Owner Occupied, 90 Days to Close (some restrictions)
PROMO --> 3 Year Fixed - 3.69% High Ratio Purchase, Switch-Renewal, Owner Occupied, 30 Days to Close (some restrictions)
PROMO --> 3 Year Fixed - 3.99% Conventional Purchase, Switch-Renewal, Refinance, Owner Occupied, 30 Days to Close (some restrictions)
PROMO --> 5 Year ARM/VRM - 4.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
PROMO --> 5 Year Fixed - 4.19% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 4.39% * High Ratio
3 Year Fixed - 3.69% * High Ratio
4 Year Fixed - 4.44% * High Ratio
5 Year Fixed - 4.19% to 4.49% * High Ratio
5 Year Fixed - 4.39% to 4.59% * Conventional
5 Year ARM/VRM - 4.20% - 4.75%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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09-15-2025, 09:28 AM
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#138
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Sept 15, 2025
Bank of Canada Rate - 2.75%
Prime Rate - 4.95%
PROMOTIONS
PROMO --> 3 Year ARM/VRM - 4.15% High Ratio Purchase, Switch-Renewal, Owner Occupied, 90 Days to Close (some restrictions)
PROMO --> 3 Year Fixed - 3.69% High Ratio Purchase, Switch-Renewal, Owner Occupied, 30 Days to Close (some restrictions)
PROMO --> 3 Year Fixed - 3.99% Conventional Purchase, Switch-Renewal, Refinance, Owner Occupied, 30 Days to Close (some restrictions)
PROMO --> 5 Year ARM/VRM - 4.15% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
PROMO --> 5 Year Fixed - 4.09% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 4.39% * High Ratio
3 Year Fixed - 3.69% * High Ratio
4 Year Fixed - 4.34% * High Ratio
5 Year Fixed - 4.09% to 4.49% * High Ratio
5 Year Fixed - 4.39% to 4.59% * Conventional
5 Year ARM/VRM - 4.20% - 4.75%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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10-07-2025, 10:21 AM
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#139
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Scoring Winger
Join Date: Sep 2014
Location: Calgary, AB
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Current Rates to Open Week Oct 7, 2025
Bank of Canada Rate - 2.50%
Prime Rate - 4.70%
PROMOTIONS
PROMO --> 3 Year ARM/VRM - 3.90% High Ratio Purchase, Switch-Renewal, Owner Occupied, 90 Days to Close (some restrictions)
PROMO --> 3 Year Fixed - 3.94% High Ratio Purchase, Switch-Renewal, Owner Occupied, 30 Days to Close (some restrictions)
PROMO --> 5 Year ARM/VRM - 3.90% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
PROMO --> 5 Year Fixed - 4.09% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
-------
Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 4.39% * High Ratio
3 Year Fixed - 3.94% * High Ratio
4 Year Fixed - 4.29% * High Ratio
5 Year Fixed - 4.09% to 4.34% * High Ratio
5 Year Fixed - 4.39% to 4.59% * Conventional
5 Year ARM/VRM - 3.90% - 4.20%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
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