11-02-2006, 09:04 PM
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#1
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Franchise Player
Join Date: Sep 2005
Location: Calgary, AB
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Vehicles - Monthly cost?
The public transportation thread got me thinking. Just curious what you all pay to have a car/truck on the road every month.
Lease/Loan Payment?
Insurance?
Amount spent on fuel each month?
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11-02-2006, 09:10 PM
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#2
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Crash and Bang Winger
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i dont have a lease, but i pay 90 buck insurance, and about 200 gas in the winter.
in the summer my insurance is 220, and gas is about the same. (different vehicles)
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11-02-2006, 09:13 PM
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#3
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Scoring Winger
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Car payment-300
Insurance-300
fuel-300
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11-02-2006, 09:18 PM
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#5
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Appealing my suspension
Join Date: Sep 2002
Location: Just outside Enemy Lines
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My 2002 Mustang GT Convertible is currently costing about $160 a month. 120 for insurance, and $40 for gas. Although it's getting to a point where it will just go down to storage insurance which I think is still like $40 per month and get parked until April. Since I work from home I don't really need a vehichle so thats a nice perk.
The 2006 Rav4 (which is really my wife's) payment is $520 a month 48 month loan, insurance is about $100 and we spend about $160 on fuel for it a month. So total cost would be about $880. For the two vehichles it's costing us over $1000 a month which is more than the mortgage on the house I bought in 2002.
To buy a monthly commuter bus pass that is honored in Edmonton and St.Albert and gets you unlimited transit rides costs $72 a month. Than factor in that my wife has to pay $4 a day to park where she works and taking public transit would be much, much cheaper. But she will never ever do the public transit thing. I used transit last winter and didn't mind it. Driving in Edmonton is frustrating as hell with the way the morons drive here. There were a couple days that the bus was like an hour off, but than again that was because of traffic/wheather conditions and driving would have been just as bad. You certainly do lose out on convenience and I wouldn't want to ride the bus year round. But for a few months in the winter I didn't mind it.
__________________
"Some guys like old balls"
Patriots QB Tom Brady
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11-02-2006, 09:26 PM
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#6
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Franchise Player
Join Date: Sep 2005
Location: Calgary, AB
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In the Summer I ride my motorbike, an older Honda Shadow. Been paid for since '95.
Insurance - $28/mo
Fuel - $30/mo minimum
I'm planning on getting a decent car next Summer, curious to see what you guys have and how much they cost to keep on the road.
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11-02-2006, 09:58 PM
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#7
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Powerplay Quarterback
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1994 toyota corolla
about $200 a month in insurance
about $90 in gas a month
car is paid in full
__________________
GO FLAMES, STAMPEDERS, ROUGHNECKS, CALVARY, DAWGS and SURGE!
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11-02-2006, 10:11 PM
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#8
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Franchise Player
Join Date: Sep 2003
Location: Calgary, AB
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2006 Ford Mustang
$466 a month for 3 years on car payment, with half down.
$220 a month insurance
$160 a month approx in gas.
Last edited by Jiggy_12; 11-02-2006 at 11:05 PM.
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11-02-2006, 10:16 PM
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#9
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Franchise Player
Join Date: Feb 2004
Location: Brisbane, Australia
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2006 Ford Ranger Supercab
170/mth lease payment(good part)
505/mth insurance(BAD part)
130/mth gas
__________________
"Man, so long as he remains free, has no more constant and agonizing anxiety than to find, as quickly as possible, someone to worship."
Fyodor Dostoevsky - The Brothers Karamazov
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11-02-2006, 10:56 PM
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#10
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Such a pretty girl!
Join Date: Jan 2004
Location: Calgary
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$333 payments
$200 insurance
$200 gas
total $733/mth Yowsa, never realized it was so much
__________________
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11-02-2006, 11:03 PM
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#11
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Not a casual user
Join Date: Mar 2006
Location: A simple man leading a complicated life....
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2005 Ford Escape
$90 Insurance
$100 Gas
Vehicle paid for in cash
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11-02-2006, 11:17 PM
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#12
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wins 10 internets
Join Date: Feb 2006
Location: slightly to the left
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2005 Mazda 3 paid off
about $200 for insurance
roughly $80-90 for gas
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11-03-2006, 01:06 AM
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#13
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Powerplay Quarterback
Join Date: Apr 2005
Location: Calgary, AB
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2003 Subaru WRX
$715/mth; 11 months left.
$80/mth insurance
$150/mth for gas(premium) 
Can't wait until next October. Having the car paid off will be a huge load off our shoulders.
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11-03-2006, 01:26 AM
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#14
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Powerplay Quarterback
Join Date: Oct 2001
Location: up north (by the airport)
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Holy crap. I can't believe what some of you guys pay a month for insurance. I bought a new truck this year and I pay less than 1200 a year for insurance. Then again, I have no tickets (only because I don't get caught) and only 1 claim in the past 20 years (previous car was stolen).
<rant>Personally I think $1200 is way to frikkin' much. Before the post 9/11 insurance grab scam, I was paying about $600 a year for insurance. So in the past 5 years, my rates have doubled. Go figure. I guess someone needs a healthy dividend on their investment. </rant>
As you can see, insurance payment depends on track record. It's a very big or lesser chunk.
Assuming you buy or lease something new, I think it's tough to drive for less than $500 a month when you add up insurance, payments, gas and maintenance. If you work downtown, add another $300 a month for parking if you want to drive to work.
Man, this is depressing when I start adding up what I spend. Anyone want to trade me their monthly bus pass?
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11-03-2006, 01:43 AM
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#15
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Franchise Player
Join Date: Aug 2005
Location: Memento Mori
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Quote:
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Holy crap. I can't believe what some of you guys pay a month for insurance.
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No kidding. I pay $148/month for two cars.
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11-03-2006, 05:28 AM
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#16
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First Line Centre
Join Date: Oct 2001
Location: Saint John, NB
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I am lucky since i am un the car business i get a demo. so that helps a ton only having one car payment.
my wifes 2003 Mercedes ML500
lease payment $512 24 months
ins 1200 year
gas not too sure
__________________
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11-03-2006, 07:10 AM
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#17
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Playboy Mansion Poolboy
Join Date: Apr 2004
Location: Close enough to make a beer run during a TV timeout
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Quote:
Originally Posted by Fuzzy McGillicuddy
Holy crap. I can't believe what some of you guys pay a month for insurance.
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I'm going to guess the over $200/month crowd is also under 25.
Myself I have a 2003 Grand Am
Car is paid off
$110/ month insurance (I upped it to a few million dollars coverage)
$120/ month gas
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11-03-2006, 07:50 AM
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#18
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Franchise Player
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2006 Mazda 3
$330 a month for 5 year financing.
$260 a month for insurance. (under 25 cleary)
$60 approx. in gas.
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11-03-2006, 08:08 AM
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#19
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Crash and Bang Winger
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2005 Colorado...
$350/mo payments, $90 insurance, ~130/mo in gas
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11-03-2006, 08:14 AM
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#20
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Franchise Player
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Quote:
Originally Posted by Jiggy_12
2006 Ford Mustang
$466 a month for 3 years on car payment, with half down.
$220 a month insurance
$160 a month approx in gas.
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Oh come. How are you paying $40 less than me? We are in the exact same category and I would think your car would in a higher bracket than mine, since yours is a two door sports car and mine is a four door.
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