I think you can purchase trip cancellation from anyone, but don't quote me on that.  However, I think that is if you actually buy your ticket, not if you use airmiles.  Again, don't quote me on that, and you know, every air miles program could differ too.   
  
I do believe the insurance has to be purchased in a certain time frame though.
		 
		
		
		
		
		
		
		
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