05-28-2012, 11:03 AM
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#21
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Backup Goalie
Join Date: Jan 2012
Location: Calgary, Alberta
Exp: 
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There are laws now for Neck injury that do not allow them to go over approximately $4000. This is due to the high number of people that see $$$$$ when they get rear ended. That is why premiums are so high today. Be honest about your injuries and as mentioned above.... you will get better service. The other party is 1005 at fault and it is their Liability coverage that will pay for your vehicle wether it is repaired or written off. The fact that you do not have collision coverage play no part. Their insurance will pay for damages. Now if you were at fault..... no repairs to yours.
Document everything as it goes and you have 1 year to make any lawsuits for further damages.
Hopefully this helps.
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05-28-2012, 11:06 AM
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#22
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Franchise Player
Join Date: Mar 2012
Location: Sylvan Lake
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Quote:
Originally Posted by 93Hound
There are laws now for Neck injury that do not allow them to go over approximately $4000. This is due to the high number of people that see $$$$$ when they get rear ended. That is why premiums are so high today. Be honest about your injuries and as mentioned above.... you will get better service. The other party is 1005 at fault and it is their Liability coverage that will pay for your vehicle wether it is repaired or written off. The fact that you do not have collision coverage play no part. Their insurance will pay for damages. Now if you were at fault..... no repairs to yours.
Document everything as it goes and you have 1 year to make any lawsuits for further damages.
Hopefully this helps.
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FYI.....2 yrs not 1.
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05-28-2012, 11:13 AM
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#23
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Franchise Player
Join Date: Jun 2008
Location: Calgary
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The other bit of advice - don't listen to legal advice on the internet. 
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05-28-2012, 11:22 AM
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#24
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Franchise Player
Join Date: Mar 2012
Location: Sylvan Lake
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Quote:
Originally Posted by VladtheImpaler
The other bit of advice - don't listen to legal advice on the internet. |
pffft money grubby lawyer....
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05-28-2012, 11:27 AM
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#25
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Franchise Player
Join Date: Jun 2008
Location: Calgary
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Quote:
Originally Posted by undercoverbrother
pffft money grubby lawyer....
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Oh, I'll give him the advice for free, and it will be correct...
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05-28-2012, 12:25 PM
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#26
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Franchise Player
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Quote:
Originally Posted by VladtheImpaler
Oh, I'll give him the advice for free, and it will be correct...
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are you suggesting that advice given on the internet may be the opposite of correct?
I was rear-ended over a year ago. I was pleasently surprised to learn that we were eligible for cash for our pain and suffering. sort of made me wish that i had suffered more.
__________________
If I do not come back avenge my death
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05-28-2012, 03:42 PM
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#27
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Ben
Join Date: Jan 2004
Location: God's Country (aka Cape Breton Island)
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Quote:
Originally Posted by VladtheImpaler
I can't really give legal advice on here, so drop me a line.
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Quote:
Originally Posted by VladtheImpaler
The other bit of advice - don't listen to legal advice on the internet. |
wait, so you can't give advice on the internet, then you give him advice on the internet? Which is it Impaler?
As for the OP the best thing you can do right now is to send me an e-transfer of all your savings, RRSP, and cash advances on all your credit cards. That way double talking lawyers can't get their sticky little fingers on your money. 
__________________
"Calgary Flames is the best team in all the land" - My Brainwashed Son
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05-28-2012, 11:31 PM
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#28
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Farm Team Player
Join Date: Mar 2011
Location: Kelowna, BC
Exp:
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Yeesh will you all just move on from your pissing match already! Glad no one was seriously hurt because no amount of money is worth dealing with pain and discomfort for the rest of your life. I do however agree that maybe the forum isnt the best place to give a lot of serious legal advice. Your two cents worth yes of course give it, thats why Rathji came on here, to get opinions and advice. But give it to Rathji and not banter back and forth about whose right and who has their head stuck in the sand. There. That is MY two cents and I digress, go back to your bickering. Glad everyone is A-OK.
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05-29-2012, 12:48 PM
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#29
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Franchise Player
Join Date: Nov 2006
Location: Supporting Urban Sprawl
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Sorry for the delay in posting, last few days have been hectic.
Insurance Adjuster finally got back to me, so a lot of my questions about rental and car seats have been answered by them.
Thanks for all the advice and of course I won't be discussing details of the accident here (Sorry fotze!).
Regarding posts here:
Quote:
Originally Posted by Dion
Should they decide to write off your vehicle, you should get some independant ( Pylon) quotes based on the cash value. Any recent additons in the last year should be reported, such as new tires, brakes and any other major work done on your vehicle.
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Who would I go to for this? Just any auto dealer? Used car place? Having multiple quotes is neede/better?
Quote:
Originally Posted by VladtheImpaler
I have seen the ambulance signal, and the friendly neighbourhood lawyer is on the scene. First, call a PI lawyer. PM me if you have any questions.
The AF insurer will cover your rental until they cut you a cheque for a write-off or your vehicle is repaired.
I can't really give legal advice on here, so drop me a line. |
Sent you a PM.
__________________
"Wake up, Luigi! The only time plumbers sleep on the job is when we're working by the hour."
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05-29-2012, 01:13 PM
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#30
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Franchise Player
Join Date: Mar 2012
Location: Sylvan Lake
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Quote:
Originally Posted by Rathji
Who would I go to for this? Just any auto dealer? Used car place? Having multiple quotes is neede/better?
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you can sit on the internet and do it yourself. All they have to offer is ACV (Actual Cash Value). In short, what your car was worth had it not been in an accident and you decided to sell the vehicle. Search vehicles that are the same year/make/model/km/condition. That will give you a good idea. Also, if you have had work done that you believe increases the value of the vehicle ensure you have the paperwork to back it up. You should know that not all work done on vehicles increases the value.
To be honest it's not rocket science
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05-29-2012, 01:19 PM
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#31
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Franchise Player
Join Date: Nov 2006
Location: Supporting Urban Sprawl
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Quote:
Originally Posted by undercoverbrother
you can sit on the internet and do it yourself. All they have to offer is ACV (Actual Cash Value). In short, what your car was worth had it not been in an accident and you decided to sell the vehicle. Search vehicles that are the same year/make/model/km/condition. That will give you a good idea. Also, if you have had work done that you believe increases the value of the vehicle ensure you have the paperwork to back it up. You should know that not all work done on vehicles increases the value.
To be honest it's not rocket science
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That's what I have been doing, his post seemed to indicate that I should be talking to a someone who sells them professionally, which is why I ased for clarification.
__________________
"Wake up, Luigi! The only time plumbers sleep on the job is when we're working by the hour."
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05-29-2012, 02:42 PM
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#32
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Retired
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Quote:
Originally Posted by Rathji
That's what I have been doing, his post seemed to indicate that I should be talking to a someone who sells them professionally, which is why I ased for clarification.
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Market value is a pretty elusive concept, there is always a range and really no singular authority, though the various black books provide good guidance. If its a write off, the issue is, what would it take to put you back in the position you were? Often that includes GST on top of the purchase price if you're buying a replacement from a dealer.
In terms of what to do, Vlad is the man, he'll give you proper advice. That $4K cap for "minor" injuries is pretty crappy though.
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05-29-2012, 02:50 PM
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#33
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First Line Centre
Join Date: Nov 2007
Location: Airdrie, Alberta
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Quote:
Originally Posted by delgar
that $4k cap for "minor" injuries is pretty crappy though.
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05-29-2012, 03:08 PM
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#34
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Franchise Player
Join Date: Mar 2012
Location: Sylvan Lake
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Quote:
Originally Posted by Raekwon
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an oral sex joke......nice real nice
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05-29-2012, 03:08 PM
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#35
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Franchise Player
Join Date: May 2006
Location: @HOOT250
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Quote:
Originally Posted by Rathji
That's what I have been doing, his post seemed to indicate that I should be talking to a someone who sells them professionally, which is why I ased for clarification.
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I'm sure others could help as well but if you want the Blue/Gold Book value of the vehicle just send me a PM with the details. Make/Model/Trim.
__________________
Quote:
Originally Posted by henriksedin33
Not at all, as I've said, I would rather start with LA over any of the other WC playoff teams. Bunch of underachievers who look good on paper but don't even deserve to be in the playoffs.
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05-29-2012, 05:43 PM
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#36
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Not a casual user
Join Date: Mar 2006
Location: A simple man leading a complicated life....
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Quote:
Originally Posted by Rathji
Who would I go to for this? Just any auto dealer? Used car place? Having multiple quotes is neede/better?
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I used the Ford Dealership/sales manager when my 05 Escape was written off last December. He gave me the cash value (GST included) which turned out to be on par with what my insurance company offered me. He was also the one that suggested that I send reciepts to the adjuster for any additions I had made. In may case it for $2,000 which included a new set of tires and brake work being done. It got me another $2,000 above the cash price.
If you don't know anyone that works for a dealership I would send a PM to Pylon. I'm pretty sure he could help you with that.
__________________
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05-30-2012, 08:34 AM
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#37
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Franchise Player
Join Date: Nov 2006
Location: Supporting Urban Sprawl
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Quote:
Originally Posted by Dion
I used the Ford Dealership/sales manager when my 05 Escape was written off last December. He gave me the cash value (GST included) which turned out to be on par with what my insurance company offered me. He was also the one that suggested that I send reciepts to the adjuster for any additions I had made. In may case it for $2,000 which included a new set of tires and brake work being done. It got me another $2,000 above the cash price.
If you don't know anyone that works for a dealership I would send a PM to Pylon. I'm pretty sure he could help you with that.
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With the research I have done, and the numbers HOOT said, I am pretty sure I have a solid grasp on what it is worth.
Thanks everyone for the input.
__________________
"Wake up, Luigi! The only time plumbers sleep on the job is when we're working by the hour."
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