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Old 12-11-2007, 10:25 AM   #1
Resolute 14
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How would you like a $100,000 insurance premium?

http://www.canada.com/edmontonjourna...a34e50&k=47030

Dumbass kid from Edmonton got that after having ten speeding convictions and three accidents by age 19. Hopefully ICBC gives him a rude awakening when he gets to BC, but I doubt it.

His mom's whining in this story is great...
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Old 12-11-2007, 10:27 AM   #2
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"Got his first car at 16". I never got a car when I was 16, in fact, I didn't get a car until I could buy my own. Stupid parents, take the damn car away!
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Old 12-11-2007, 10:28 AM   #3
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That arrogant kid on Canada's Worst Driver should be slapped with this...after stupidly boasting on TV that he reguarily tells cops that catch him for speeding that he's rushing to an exam for his own police training.

And then basically still acting like a jackass the entire show.
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Old 12-11-2007, 10:28 AM   #4
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When she phoned her insurance broker, Access Insurance Group, she got confirmation that the figure on the notice was accurate, the rate having been hiked from $1,300 per month.
So wait...this 19 year old kid (or more likely his mom) was already paying $15,600 per year on car insurance, and that didn't stop him from driving? Oy. Stupid, stupid parents.
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Old 12-11-2007, 10:30 AM   #5
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Way to hold your son accountable for his behaviour, Mom. I wonder how he developed the sense of entitlement that would see a driver act the way he seems to?
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Old 12-11-2007, 10:32 AM   #6
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Originally Posted by Hack&Lube View Post
That arrogant kid on Canada's Worst Driver should be slapped with this...after stupidly boasting on TV that he reguarily tells cops that catch him for speeding that he's rushing to an exam for his own police training.

And then basically still acting like a jackass the entire show.
Did you see the finale last night? The girl was bad, but those 2 dudes were frightening. One of them lives in Calgary...I feel like I should wear a helmet just to drive around the city.
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Old 12-11-2007, 10:39 AM   #7
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Originally Posted by oilers_fan View Post
"Got his first car at 16". I never got a car when I was 16, in fact, I didn't get a car until I could buy my own. Stupid parents, take the damn car away!
I had my first car @ 16, bought it myself. You can just imagine what a 1982 Escort GT for $900 looked like
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Old 12-11-2007, 10:39 AM   #8
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I would love to get the commission on that!!!
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Old 12-11-2007, 10:41 AM   #9
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If ICBC is anything like Manitoba, they won't insure him.

When I was in Winnipeg; the first portion of your insurance was included in your Driver's Licence. So everybody pays the same for insurance, but your DL was what cost you. I knew of friends who paid 1000's per year for their license.

I can see him getting ICBC under a parent's name, and keeping his Alberta license. Until he has another crash, and then he will be screwed for life.

One would think that the 1300 per month he currently pays would be enough to make him think "maybe I should slow down."
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Old 12-11-2007, 10:41 AM   #10
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Who else thinks 100k+ insurance rates should be a little more widespread, especially for routine drunk drivers?
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Old 12-11-2007, 10:43 AM   #11
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HAHA WOW! I thought my buddy who couldn't get a cheaper per month of $1600 was bad! That's hysterical.
More proof that it needs to be harder to get a liscence
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Old 12-11-2007, 10:45 AM   #12
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Originally Posted by oilers_fan View Post
Who else thinks 100k+ insurance rates should be a little more widespread, especially for routine drunk drivers?
Agreed.. But I'd just rather imprison ones who can't get the hint..

Canada's worst drivers is the most infuriating program.. I honestly cannot sit through an entire episode without getting some long distance road rage.. Those people are morons, they should be locked in padded cells or have a bus pass tattooed to their forehead..

Last edited by burn_this_city; 12-11-2007 at 10:48 AM.
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Old 12-11-2007, 10:47 AM   #13
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I'm 19, and I haven't been able to drive yet, because my eyesight is so bad (I'm awaiting a cornea transplant). After hearing about morons like this being on the roads, I'm not sure I want to!
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Old 12-11-2007, 11:15 AM   #14
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I love this part:

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She calculated that her son, Janson Towers, would have to work full-time all year and earn $55 per hour just to pay his auto insurance premium.
Okay, I doubt at 19 he has any skills that are worth $55/hour to anyone. Especially seeing as how he cant even figure out a simple thing like driving...
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Old 12-11-2007, 11:41 AM   #15
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More proof that it needs to be harder to get a liscence

Agreed. This D-Bag should not be allowed on the road, even if he pays 100k to do it.
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Old 12-11-2007, 11:41 AM   #16
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Agreed.. But I'd just rather imprison ones who can't get the hint..
Especially since you know several of these types will be on the road driving without any insurance.
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Old 12-11-2007, 11:43 AM   #17
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I started driving at 16 years old, on my parents dime, and I don't have any accidents or tickets. That's not the reason he is a dangerous driver.

That being said, I don't want this guy on the road next to me. I also don't want the guy on Canada's Worst Driver next to me either, but that is what you have on a day-to-day basis when you drive.

I do think it's unfair to punish all young male drivers because some of them are dangerous. I don't like how they play the odds that just because a friend of mine is dangerous, I should have to pay higher premiums, BUT in this case, I think the change in premium might be a little excessive. I'd have to know exactly how big the speeding tickets were, because they must be huge.
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Old 12-11-2007, 11:46 AM   #18
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Originally Posted by oilers_fan View Post
Who else thinks 100k+ insurance rates should be a little more widespread, especially for routine drunk drivers?
Routine drunk drivers should have no license to begin with. In fact, if it were up to me, I'd suspend anyone for life after their 2nd drunk driving offense.
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Old 12-11-2007, 11:51 AM   #19
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I wonder how many people he will kill before he does himself in, or they finally take away his license?
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Old 12-11-2007, 11:53 AM   #20
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I do think it's unfair to punish all young male drivers because some of them are dangerous. I don't like how they play the odds that just because a friend of mine is dangerous
I'm 28, married, and have 12 years of clean driving history, so my auto insurance premiums aren't that pricey, but I was always annoyed that young single males who are safe drivers are unfairly punished because of statistics that show their peers are more likely to drive recklessly than married females.

I recall reading a report a few years ago about how the California State Highway Patrol did an analysis of their data and discovered that black and latino males accounted for a disproportionate number of traffic offenses. Their response was to develop a safe driving program specifically targeted to reach those ethnic groups.

That's all well and good, but if those groups are statistically worse drivers, why aren't they charged a higher insurance premium than white males, who, based on the data, are safer drivers on average? Obviously if the insurance companies were to do that, they'd be accused of discriminatory racist practices and subjected to all kinds of bad publicity...yet they can continue to discriminate against unmarried males (of all ethnic groups) and nobody complains?
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