I've been researching the Almond Guard 3S since it was a thing on indiegogo but I didn't pull the trigger at $250 USD or whatever the package was for my home size. I really like how it works, the slightly lower monitoring fee is nice and the ability to go pure self monitoring if I don't want to pay for monitoring is nice as well.
https://www.securifi.com/ca
I liked the IOT integration aspect as well as the ability to disarm the alarm without a code. The interface is also a wifi extender.
The Almond 3, 2015 and original aren't really security systems though. Don't buy those. They're just wifi extenders.
EDIT: Looks like the indiegogo is over for Almond Guard 3S. I guess you'd have to sign up for early availability through the securifi website to attempt to acquire an Almond 3S.
I think you can get discounts via home insurance, but it has to have monthly monitoring. IIRC it was something like $10-15 bucks off, but it had to have monthly monitoring from a professional. Not something that really moves the needle decision wise, but would be nice to take advantage of if I get a security system. I was actually curious if I'd have to prove each month I was paying for monitoring to get that discount.
Note: Most of the other systems I've seen friends use annoy me. Clumsy, clunky, useless or constant annoyances from bad sensors. I decided to continue using a combo of windows film and a spare security alarm sticker my brother had because I don't like most of the options out there. But, with Bell buying into the alarm scene, it might be worth holding off a purchase for a little longer to see what they end up doing with Alarm force.