No-fee chequing accounts - Calgarypuck Forums - The Unofficial Calgary Flames Fan Community

Kipper is King · 02-13-2017, 08:01 PM

After my student banking plan expired recently, I've started paying monthly fees to my bank for a very basic chequing account. As a result, I'm curious about no-fee chequing account options like those offered by PC Financial and Tangerine.

Does anyone have any recommendations/advice about no-fee chequing accounts? I would hope for one with plenty of ATMs to access around town. I'm also curious how customer service is with such options.

Swift · 02-13-2017, 08:03 PM

I have one with First Calgary. Plenty of ATMs around compared to Tangerine and PC. No noticeable difference in customer service.

Traditional_Ale · 02-13-2017, 08:04 PM

I've been with PC Financial for so long I can't remember how long it's been. It's great. I can use any of the CIBC machines to withdraw/deposit as well as the ones at Superstore. The internet banking works properly. I pay no fees.

calgarygeologist · 02-13-2017, 08:34 PM

I'll piggyback on this thread with a question as well.

My kids are probably going to need a bank account opened at some point this year. Are there any kids bank accounts that stand out or are they all essentially the same. I got excited earlier this year when ATB was running their $300 or $350 promotion for opening a new account but it didn't apply to accounts for kids.

Nammer403 · 02-13-2017, 08:41 PM

I have a First Calgary No fees account too
If you use any other credit union machine you get no service charge as well

JonDuke · 02-13-2017, 08:42 PM

+1 for First Calgary. I've never had any complaints with them.

wooohooo · 02-13-2017, 09:04 PM

I have mine with PC - works great because you can use any CIBC machine

calculoso · 02-13-2017, 10:01 PM

+1 for PC Financial. CIBC bank machines and can even deposit cheques via the mobile app

FlamesKickAss · 02-13-2017, 10:11 PM

We opened a tangerine last year. No complaints so far. Like their online and can deposit and withdraw at scotiabank machines.

Fuzz · 02-14-2017, 06:29 AM

If you have 3 accounts with RBC it is free, though I'm not sure how many transactions that gives you. I was on a limited one(10/month, I think) when I added a 3rd account. So you can do a chequing, savings and RRSP or TFSA to qualify, as long as the investment account has at least $500 in it.

Deegee · 02-14-2017, 06:49 AM

Support a Credit Union like First Calgary over a bigger bank, they return more of their profits back to the community.