Question about car insurance

[shane_c]

I called my insurance company this morning and left a message telling them that since moving to my new place that I take transit and don't drive the car back and forth to work and only use it for running errands, etc. I wanted to ask them about what options I had for making my insurance cheaper. They called when I was out of the office and left a message saying that they lowered my coverage to "pleasure driving" and would send out the revised info. I called them back and left a message (because I can never get in touch with anyone there) to ask what this covers. Still waiting to hear back from them. In the meantime... does anyone know what this usually covers?

[shane_c]

Never mind. Finally heard back from them. It just means that I don't drive the car to and from work and can go anywhere else I want (groceries, road trip). I asked if someday I miss the bus and need to drive to work if it'll be okay. She said it'd be fine.

I wonder how much it'll drop my insurance? Forgot to ask her.

[Table 5]

thats not the kind of "pleasure driving" benefits i was hoping for, heh heh.

[I-Hate-Hulse]

I'd be interested in knowing how much that drops you. I ended up leaving my official commute as 5 km in case I needed it occasionally for work (even though my walk is 10 minutes). As I recall it only made like 30$ a year difference.

[shane_c]

Originally posted by I-Hate-Hulse@Jul 23 2005, 07:12 AM
I'd be interested in knowing how much that drops you. I ended up leaving my official commute as 5 km in case I needed it occasionally for work (even though my walk is 10 minutes). As I recall it only made like 30$ a year difference.

Well by not using my car to drive to work (about 50+ km per day roundtrip) and only using it for "pleasure use" it has dropped my insurance by a whopping $24 per YEAR. Hardly worth my time playing phone tag and stuff with them but I guess it's better in my pocket than theirs.