Financial Advisor

[Slava]

With all the talk here on investing and insurance I want to offer my services to everyone. I am a financial advisor for an independent firm in Calgary (not owned by a bank, insurer or other institution). I do most of my work in the areas of tax and estate planning, business succession planning and investment planning.

Our firm aims to provide strategies and concepts and we are not product driven. I have no minimum account size to become a client, and there is no fee for my services.

If anyone would like to contact me here is my information:

Victor Lough
M3 Financial Group
(403) 230-3909
victor@m3financial.com

[nmhen]

Are you guys annuitizing your book (as the current buzz phrase goes) right now with fee-based platforms at all?

And I'm unfamiliar with any differences in practice/licensing in Canada versus down here. Are you your own broker/dealer? Do you have to clear through a BD? Are you RIA?

[Slava]

We are not annuitizing our book. We are our own company, and we do very little at this point in the way of fee-based planning (although this is coming).

To be honest I'm not sure what your acronyms are, so I can't really answer your question!

[nmhen]

Originally Posted by Slava

We are not annuitizing our book. We are our own company, and we do very little at this point in the way of fee-based planning (although this is coming).

To be honest I'm not sure what your acronyms are, so I can't really answer your question!

when you drop a ticket, who does it clear through?

[Slava]

I am not a stock broker, which is likely what you are referring to?

[nmhen]

how do you purchase shares of a mutual fund for a client?

[Slava]

We can make trades for our clients, but not of single stocks and the like. The laws here allow us to be licensed to function in this capacity (not sure if that is different there?). Basically we have our licensing held by a dealership here, but we don't only offer that dealerships fund offerings.

[nmhen]

Sounds like our equivalent of a Registered Investment Advisor. Where you clear your transactions through a broker dealer, and have access to their platforms (fee-based, etc.)

[Slava]

Originally Posted by nmhen

Sounds like our equivalent of a Registered Investment Advisor. Where you clear your transactions through a broker dealer, and have access to their platforms (fee-based, etc.)

Yeah, it sounds similar, maybe even the exact same...hard to say on my end!

[cral12]

Bump - Slava - 5 yrs since you originally posted - still on the go with this business?

[Slava]

Yes, definitely! Feel free to PM me!