08-08-2011, 02:39 PM
|
#1
|
|
#1 Goaltender
Join Date: Mar 2004
Location: Calgary...Alberta, Canada
|
Pre-Paid Legal - scam?
So a friend on Facebook asked me to check out a video of a new business she was starting up. It’s for Pre-Paid Legal, and man, are the sales guys in that video slimy. I had never heard of it before, and some preliminary research shows it to be above board legally, but it’s still a Multi-Level Marketing/Network Marketing business. Any discussion I’ve found online seems to have a couple of PPL advocates show up to vigorously defend the company, so…
a) Has anyone ever had any experiences with this company, positive or negative? Any good horror stories about aggressive recruiters?
b) What’s a good creative way to shut down this “friend”?
__________________
We may curse our bad luck that it's sounds like its; who's sounds like whose; they're sounds like their (and there); and you're sounds like your. But if we are grown-ups who have been through full-time education, we have no excuse for muddling them up.
|
|
|
|
08-08-2011, 02:42 PM
|
#2
|
|
Franchise Player
Join Date: Mar 2007
Location: Income Tax Central
|
Scam.
I've heard that crap pitch before. Trust me, you pre-pay but there'll always be a 'legal' reason why they cant help you.
You're better off just buying regular insurance.
__________________
The Beatings Shall Continue Until Morale Improves!
This Post Has Been Distilled for the Eradication of Seemingly Incurable Sadness.
The World Ends when you're dead. Until then, you've got more punishment in store. - Flames Fans
If you thought this season would have a happy ending, you haven't been paying attention.
|
|
|
|
|
08-08-2011, 02:43 PM
|
#3
|
|
Franchise Player
|
So a retainer?
|
|
|
|
|
08-08-2011, 02:44 PM
|
#4
|
|
Franchise Player
Join Date: Mar 2007
Location: Income Tax Central
|
Quote:
Originally Posted by Ducay
So a retainer?
|
Not quite.
__________________
The Beatings Shall Continue Until Morale Improves!
This Post Has Been Distilled for the Eradication of Seemingly Incurable Sadness.
The World Ends when you're dead. Until then, you've got more punishment in store. - Flames Fans
If you thought this season would have a happy ending, you haven't been paying attention.
|
|
|
|
|
08-08-2011, 02:59 PM
|
#5
|
|
Franchise Player
Join Date: Jun 2008
Location: Calgary
|
Enlighten me - are you pre-paying for some sort of legal services (wills, family law, crim?) in the future at a discount rate? Is that the hook? Presumably, they've paid some affiliated lawyer/law firm in advance for some basic services?
They are betting that, as with many gift certificates, you will never cash in. The services offered are probably very basic, and anything at all useful will require payment over-and-above the basic cost. Presumably, these services are also not being offered by big, reputable firms, so by the time you need them, the lawyer in question could be out of business/disbarred. 
|
|
|
|
|
The Following 2 Users Say Thank You to Hanni For This Useful Post:
|
|
|
08-08-2011, 03:04 PM
|
#7
|
|
Unfrozen Caveman Lawyer
Join Date: Oct 2002
Location: Crowsnest Pass
|
http://www.canlaw.com/caveat/prepaidlegal.htm
DO NOT BE A VICTIM SCAM ALERT!! BEWARE OF PREPAID LEGAL PLANS
Why would you pay a monthly fee to talk to a lawyer when most lawyers will talk to you for free?
PrePaid Legal charges you for things which lawyers will normally provide for free Generally they offer you "access" to a lawyer for a monthly fee. The impression is that you are almost getting some sort of "insurance" plan. That is just not true.
PrePaid Legal Plans are sold using Multiple Level Marketing (MLM) techniques. MLM is generally regarded as disreputable and dishonest.
CanLaw regularly gets attacked by fools who have been taken in by the PrePaid Legal Plan. They always say that PPL is listed on the NY stock exchange as if that means anything. When we ignore them we often get threatening emails laced with misspelled swear words and pathetic syntax. These people can be violent, which coupled with their stupidity and lack of ethics, makes them dangerous.
The people peddling PPL are the same type of con artists who last month tried to get you to join their latest water filter DOWNLINE so they can exploit you. Next month it will be some new scam. People like these will rob you blind and then steal your white cane.
MLM is always a scam. Usually it is illegal. The people who are selling these programs are not to be trusted.
http://www.sequenceinc.com/fraudfile...-services-inc/
Last edited by troutman; 08-08-2011 at 03:10 PM.
|
|
|
|
|
08-08-2011, 03:24 PM
|
#8
|
|
Franchise Player
Join Date: Jul 2003
Location: In my office, at the Ministry of Awesome!
|
Quote:
Originally Posted by troutman
http://www.canlaw.com/caveat/prepaidlegal.htm
DO NOT BE A VICTIM SCAM ALERT!! BEWARE OF PREPAID LEGAL PLANS
Why would you pay a monthly fee to talk to a lawyer when most lawyers will talk to you for free?
PrePaid Legal charges you for things which lawyers will normally provide for free Generally they offer you "access" to a lawyer for a monthly fee. The impression is that you are almost getting some sort of "insurance" plan. That is just not true.
PrePaid Legal Plans are sold using Multiple Level Marketing (MLM) techniques. MLM is generally regarded as disreputable and dishonest.
CanLaw regularly gets attacked by fools who have been taken in by the PrePaid Legal Plan. They always say that PPL is listed on the NY stock exchange as if that means anything. When we ignore them we often get threatening emails laced with misspelled swear words and pathetic syntax. These people can be violent, which coupled with their stupidity and lack of ethics, makes them dangerous.
The people peddling PPL are the same type of con artists who last month tried to get you to join their latest water filter DOWNLINE so they can exploit you. Next month it will be some new scam. People like these will rob you blind and then steal your white cane.
MLM is always a scam. Usually it is illegal. The people who are selling these programs are not to be trusted.
http://www.sequenceinc.com/fraudfile...-services-inc/
|
Well that's all I need to see.
If the local lawyer is telling us this is a scam then I know 1 thing must be true....
He's afraid of how awesome this product is.
Quick someone tell me where I can buy in.....I want to do it twice!
__________________
THE SHANTZ WILL RISE AGAIN.
 <-----Check the Badge bitches. You want some Awesome, you come to me!
|
|
|
|
|
The Following User Says Thank You to Bring_Back_Shantz For This Useful Post:
|
|
|
08-08-2011, 03:26 PM
|
#9
|
|
Franchise Player
|
Quote:
Originally Posted by VladtheImpaler
Enlighten me - are you pre-paying for some sort of legal services (wills, family law, crim?) in the future at a discount rate? Is that the hook? Presumably, they've paid some affiliated lawyer/law firm in advance for some basic services?
They are betting that, as with many gift certificates, you will never cash in. The services offered are probably very basic, and anything at all useful will require payment over-and-above the basic cost. Presumably, these services are also not being offered by big, reputable firms, so by the time you need them, the lawyer in question could be out of business/disbarred. |
I know a few reputable lawyers and firms in Calgary that provide a sort of pre-paid legal service. Usually they are providing assistance to a company's HR department, helping out with questions concerning hiring/firing, policy manuals, pensions, etc. for a flat monthly fee. I know in another instance the service is provided on behalf of an insurance/benefits provider that offers up to x minutes of lawyer time (by phone) each month to subscribers of the plan. It usually results in the sort of calls you would expect to get as an articling student or through Lawyer Referral.
In both instances I think the service being offered is legitimate. It doesn't cover every legal need as problems outside the scope of service will require a separate retainer. The lawyers I know who do this stuff say that their clients seem happy with the service.
Now, PPL as a MLM entity is probably something completely different and a distinction should be made.
|
|
|
|
|
08-08-2011, 03:39 PM
|
#10
|
|
#1 Goaltender
Join Date: Mar 2004
Location: Calgary...Alberta, Canada
|
Dammit, Troutman, don't sit on the fence here!
I'm just still amazed that anyone who knows me would to get me involved with a MLM.
__________________
We may curse our bad luck that it's sounds like its; who's sounds like whose; they're sounds like their (and there); and you're sounds like your. But if we are grown-ups who have been through full-time education, we have no excuse for muddling them up.
|
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
All times are GMT -6. The time now is 01:53 AM.
|
|
