Can I request to have the RCMP charge a collections agency.....
For Harassment?
This d-bag keeps calling me and 3 and 4 times a day about a scotiabank account, threatening me that "We have to resolve this". I don't even have a friggen Scotia account let alone the account he keeps mentioning. My mortgage is with them, but we've neve missed a payment (in fact, we are way ahead).
I've called him at NCI collections agency and left him a message telling him I don't even have a Scotia account and to F off, but he still keeps calling.
You have the right to tell the collection agent that it is not your debt, and to never call you again, they do have to oblige. However, if the debt is actually yours, prepare for a judgement if it is any amount over a $1000 dollars if you fail to respond to their demand letter.
I was in a similar situation a while back. The agency wanted to talk to me, but I was a work every time. She tried giving them my cell phone number, but even if they did try calling it, it was off in my locker so I would never get the call and they would keep harrassing my wife.
So we blocked them. They have never tried to call my cell phone, even now that I have it on me all day at work now.
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"Wake up, Luigi! The only time plumbers sleep on the job is when we're working by the hour."
You have the right to tell the collection agent that it is not your debt, and to never call you again, they do have to oblige. However, if the debt is actually yours, prepare for a judgement if it is any amount over a $1000 dollars if you fail to respond to their demand letter.
Never received a demand letter. I don't even have a Scotiabank account and they keep calling about a Scotiabank account.
I was in a similar situation a while back. The agency wanted to talk to me, but I was a work every time. She tried giving them my cell phone number, but even if they did try calling it, it was off in my locker so I would never get the call and they would keep harrassing my wife.
So we blocked them. They have never tried to call my cell phone, even now that I have it on me all day at work now.
Figured out how t block it. It was on the Shaw website. Thanks.
It still friggen bothers me that this jerkoff can just randomly harass me. I'm going to try and pursue it further.
I'm going to call Scotiabank mortgages tommorow and tell them the guys name and agency and say he is collecting on your behalf and harassing a client of theirs that has no affiliation with the debt, and if it continues I will be looking to move my mortgage elsewhere.
Then they will say "So you will pay a $9000 penalty because of these calls? No you won't, we're in the drivers seat in this arrangement here, lets make this clear, do you wanna buy credit card balance insurance?".
My mortgage is up for renewal, i'm actually in the drivers seat.
You better make sure no one has stolen your identity.
Good call.
Pull your credit report and make sure. Equifax (I think?) will give you one free report a year that they will mail to you. Otherwise it is like 30 bucks?
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"Wake up, Luigi! The only time plumbers sleep on the job is when we're working by the hour."
I think you can get it right online for $20-30 if you want to know right away but I believe they still do a free one by mail but it can take a while.
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Originally Posted by henriksedin33
Not at all, as I've said, I would rather start with LA over any of the other WC playoff teams. Bunch of underachievers who look good on paper but don't even deserve to be in the playoffs.
If they're in town, just pay them a nice friendly visit. I documented everything, showed up at the office and had some (not so nice?) words with them when they were harassing one of my old girlfriends' grandmother. Brought tons of documentation and stuff. The calls stopped after that.
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"With a coach and a player, sometimes there's just so much respect there that it's boils over"
-Taylor Hall
I watched, I think it was Dateline or something along those lines, on collection agencies down in the US, and the stuff they pull. It was totally undercover, with hidden cameras and such, but it was just mind blowing the stuff they were saying to get a debt paid back. It came to the point where some cases where they were threatened with jail time, taking their houses and numerous other threats.
The reporters brought in police, and in all cases the collection agencies got their pee pee's slapped for the way their workers were conduction themselves. Pretty awful stuff. I'm not saying this is in your case, but it is wild to think the way these companies condone themselves.
Just screw with them when they call. Pretend they've called into a gay lover's encounter and make groaning sounds (or play porno on the computer) when they call. Have some fun with them!
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If they are continually calling about a debt that doesn't exist, it could also be a scam...not identity theft, just a scam.
This happened to me- pulled my name out of the phone book or somewhere, and called 10-12 times a day, demanding "repayment of my debt", threatening to seize my house, my car, and all other assets...which was an empty threat, since I didn't have a car and was a renter, and had no money to speak of since I was paying back student loans. Anyway.
It boiled down to the fact that they wanted me to send a personal cheque, for 7K to a PO box somewhere, with the "Pay to the order of" line left blank, so that "any employee of the collection agency could get the funds". Um.......riiiiiiiiiiiiiiiiiiight. I peppered them with a few choice words, and passed the phone number on to the RCMP's Phone Buster hotline thing.
Can I request to have the RCMP charge a collections agency.....
