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Old 07-14-2009, 07:09 PM   #1
EDBTZ12
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Originally Posted by fotze View Post
Is there a place to exchange foreign currency that gives you a better rate than a typical bank. My son just got a bigass inheritance check in USD from his great grandma and it makes a big difference where it is exchanged how much commission places charge. Google shows that there could be a 4% difference to what banks charge. I shop around for 5 dollars off on an iPod so I figured I should shop around for 1000's off on a money exchange.

This all makes a difference because I need to know how much is going to eventually go into inevitably useless mutual fund that seems like the best idea and will do fata all for the next 18 years. Ya thats a shot at you slava for all you financial planners and your crap.

Phone calls to calforex seem like they don;t give a fata.

Send me the cheque and ill transfer the money below.




LAGOS, NIGERIA.

ATTENTION: THE PRESIDENT/CEO

DEAR SIR,

CONFIDENTIAL BUSINESS PROPOSAL

HAVING CONSULTED WITH MY COLLEAGUES AND BASED ON THE INFORMATION GATHERED FROM THE NIGERIAN CHAMBERS OF COMMERCE AND INDUSTRY, I HAVE THE PRIVILEGE TO REQUEST FOR YOUR ASSISTANCE TO TRANSFER THE SUM OF $47,500,000.00 (FORTY SEVEN MILLION, FIVE HUNDRED THOUSAND UNITED STATES DOLLARS) INTO YOUR ACCOUNTS. THE ABOVE SUM RESULTED FROM AN OVER-INVOICED CONTRACT, EXECUTED COMMISSIONED AND PAID FOR ABOUT FIVE YEARS (5) AGO BY A FOREIGN CONTRACTOR. THIS ACTION WAS HOWEVER INTENTIONAL AND SINCE THEN THE FUND HAS BEEN IN A SUSPENSE ACCOUNT AT THE CENTRAL BANK OF NIGERIA APEX BANK.

WE ARE NOW READY TO TRANSFER THE FUND OVERSEAS AND THAT IS WHERE YOU COME IN. IT IS IMPORTANT TO INFORM YOU THAT AS CIVIL SERVANTS, WE ARE FORBIDDEN TO OPERATE A FOREIGN ACCOUNT; THAT IS WHY WE REQUIRE YOUR ASSISTANCE. THE TOTAL SUM WILL BE SHARED AS FOLLOWS: 70% FOR US, 25% FOR YOU AND 5% FOR LOCAL AND INTERNATIONAL EXPENSES INCIDENT TO THE TRANSFER.

THE TRANSFER IS RISK FREE ON BOTH SIDES. I AM AN ACCOUNTANT WITH THE NIGERIAN NATIONAL PETROLEUM CORPORATION (NNPC). IF YOU FIND THIS PROPOSAL ACCEPTABLE, WE SHALL REQUIRE THE FOLLOWING DOCUMENTS:

(A) YOUR BANKER'S NAME, TELEPHONE, ACCOUNT AND FAX NUMBERS.

(B) YOUR PRIVATE TELEPHONE AND FAX NUMBERS -- FOR CONFIDENTIALITY AND EASY COMMUNICATION.

(C) YOUR LETTER-HEADED PAPER STAMPED AND SIGNED.

ALTERNATIVELY WE WILL FURNISH YOU WITH THE TEXT OF WHAT TO TYPE INTO YOUR LETTER-HEADED PAPER, ALONG WITH A BREAKDOWN EXPLAINING, COMPREHENSIVELY WHAT WE REQUIRE OF YOU. THE BUSINESS WILL TAKE US THIRTY (30) WORKING DAYS TO ACCOMPLISH.

PLEASE REPLY URGENTLY.



BEST REGARDS
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Old 07-14-2009, 07:11 PM   #2
Rory_B._Bellows
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I have a US account at BMO and then transfer from account to account and they do give me a better rate than calforex and even buying/selling american cash at the bank. Can't remember the exact savings, but it is substantial. I even got a US credit card to pay for my GF's masters program (american UNI) and that saved us money in regards to fees and other stuff, I would just transfer canadian funds to the american account myslef and it was cheaper...Check it out if you have time, I am sure a banker can confirm this, as i am not a banker.

Rory
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Old 07-14-2009, 07:15 PM   #3
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Albern Coins on Centre St and just off 16th ave N. But, don't quote me. I know they exchange foreign currency, and at a decent rate, however, i have no idea if they cash checks. I'd call first.
I've only ever used them to convert left over pounds and euros cash for cash...and they do take coins. Not that that is relevant to you right now.
I'd call them anyway and ask.
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Old 07-14-2009, 08:05 PM   #4
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Check out Western Currency Exchange in whatever the Laurentian Bank building is called now can do.
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Old 07-14-2009, 08:18 PM   #5
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Just as important as where you exchange it is when you exchange it.
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Old 07-14-2009, 08:20 PM   #6
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Moneycorp is what we use.
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Old 07-14-2009, 09:33 PM   #7
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We use XE.com with no problems and it lets you lock into a rate.

DO NOT get it wire transferred from bank to bank.
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Old 07-14-2009, 09:41 PM   #8
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Quote:
Originally Posted by SebC View Post
Just as important as where you exchange it is when you exchange it.
Yeah, definitely, a couple weeks ago it was around 92 cents, and I remember last week it was down at 86 already (right now it's around 88). That can make a pretty huge difference if you're talking about bigger money.

Oh and let me know when you find out your best options, Fotze. Definitely good to know that sort of stuff.
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