Just got a big 5.5% COLA (cost of living adjustment) at work effective the start of the month. Just got my first paycheck expecting to see a nice bump. Was I shocked to see that I was taking home less money than I was prior to the adjustment. Our salaries went up 5.5%, but our healthcare insurance and retirement benefits increased to eat that up and then some. F'in healthcare down here is ridiculous. You guys up in Canada don't realize just how good you have it! The things you do to golf year round.