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Originally Posted by TorqueDog
I went to go sign up and noticed they want to run a credit check. I've inquired to see if it's a hard or soft inquiry (I'm guessing soft since they don't ask for a SIN number). If it's a hard inquiry, I'd hold off signing up until the service is actually here. Unnecessary credit bureau pulls can lower your score.
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Communauto finally answered my e-mail.
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Originally Posted by Communauto.com Customer Service
Thank you for taking the time to contact us.
We apologize for the delay in replying to your email. After consulting our colleagues in Administration, it appears that the credit check done by Communauto does impact one's credit rating. However, unless several credit checks are made withing a year, the impact to one's rating will not be significant. We have forwarded your suggestion of disclosing this information prior to requesting permission.
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