Quote:
Originally Posted by PepsiFree
Giving the person who hit your car a chance to pay for it privately is generally a mistake you only make once.
You have the other person's insurance, your car was parked, you're fine. I was in a similar situation a while back and wasted a lot of time trying to deal with it outside insurance. Once I actually gave up and went through insurance, it was handled quickly and conveniently at zero cost to myself.
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Lots of people on here saying this, but in my experience I have not had any issues doing this. I will still give people the opportunity to avoid using their insurance in the case of minor incidents.
If you have their insurance info and they start waffling on paying its not hard to pivot back to using insurance. Why not at least try to be accommodating?