Calgarypuck Forums - The Unofficial Calgary Flames Fan Community - View Single Post - Report a not-at-fault car accident to insurance?

bizaro86 · 02-25-2021, 09:23 AM

Thread title pretty much says it all. My wife got backed into in a parking lot. Have the other driver's insurance. There was a language barrier, so didn't discuss with the other driver too much at the time, but have a contact number for their adult child to discuss.

I haven't seen the damage yet, but it sounds like a new bumper panel will be required. Do I just call my insurance and have them deal with it or offer to let the other party pay for it privately?

I'd like to be a reasonable person, but also want to keep the amount of hassle here to a minimum. I'd also like to avoid any impact to our insurance rates - can I expect a not-at-fault claim to impact our insurance rates?

Any suggestions appreciated.

02-25-2021, 09:23 AM	#1
bizaro86 Franchise Player Join Date: Sep 2008 Exp:	Report a not-at-fault car accident to insurance? Thread title pretty much says it all. My wife got backed into in a parking lot. Have the other driver's insurance. There was a language barrier, so didn't discuss with the other driver too much at the time, but have a contact number for their adult child to discuss. I haven't seen the damage yet, but it sounds like a new bumper panel will be required. Do I just call my insurance and have them deal with it or offer to let the other party pay for it privately? I'd like to be a reasonable person, but also want to keep the amount of hassle here to a minimum. I'd also like to avoid any impact to our insurance rates - can I expect a not-at-fault claim to impact our insurance rates? Any suggestions appreciated.